The Curve

For more from The Curve:⁠⁠⁠⁠

⁠⁠Website⁠⁠ (https://thecurveplatform.com/)

⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠

⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3)

⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠

⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly)

Substack (https://thecurveplatform.substack.com/)

Chapters

00:00:00 Coming up in this episode…
00:01:29 Pathfinder x The Curve
00:02:00 Did you see us on TV?!
00:03:56 The Trillion Dollar Anthropic IPO
00:26:26 Pathfinder x The Curve
00:27:19 Berkshire Hathaway’s making it rain!
00:36:47 Netflix & Spotify purchase a new podcast
00:43:56 This week on Raising The Curve...
00:45:37 Thank you for listening!
00:46:15 Financial Disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

How to Set Up Multiple Bank Accounts for Better Budgeting.

Wed, 03 Jun 2026 18:00:00 -0000

Hannah Koumakis (aka the internet’s favourite budgeting girl) is joining us for the next three episodes of IOU (Some Money Education), taking over from Lucy Blakiston, and she’s about to change the way you think about money. We start with Hannah’s story, from learning how to manage money at just seven years old to nannying for billionaire families in London - an experience that completely shifted her perspective on wealth, spending, and what actually matters. Then we get into the good stuff: her step-by-step method for splitting your money across multiple bank accounts so budgeting finally feels clear, organised, and actually doable. You’ll learn how to set up your own categories, understand where your money is really going, and give every dollar a job, without feeling restricted. If you’ve ever avoided your banking app or felt like budgeting just isn’t your thing, this episode might be the one that finally makes it click.

Hannah’s Links

Instagram (https://www.instagram.com/hannahkoumakis/)

TikTok (https://www.tiktok.com/@hannahkoumakis)

deartheseries.com

dearcommunity.co.nz

Seven Content & Dear Brides (http://sevencontentstudio.com)

Check out IOU (The Practical Lessons) here: https://thecurveplatform.com/

We’re proud to be partnering with BNZ. There’s an art to starting something new, and like any art form, you need the right tools to make it work. Whether you’re flatting, saving to travel, or making a career move, BNZ has the tools to help you master your money from the get-go.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer: Emily Rigby

Editor: Isabella Reeve

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Welcome to IOU (Some Money Education)!
00:00:28 Coming up in this episode…
00:01:13 BNZ x The Curve
00:01:39 Welcoming Hannah
00:06:20 Hannah’s Money Story
00:14:10 When Hannah’s relationship with money changed
00:19:03 How to Unpack Your Relationship with Money
00:20:19 In the Red or the Green?
00:22:02 Why Budgeting Actually Matters
00:23:09 Hannah’s 16 Accounts Explained
00:26:00 How to Put This into Practice
00:30:08 What to Do with Extra Money
00:31:44 What to Do When You’ve Hit Your Limit
00:32:54 Managing Money Without a Card for Every Account
00:33:52 Cash and Burn
00:36:57 Extra Credit
00:39:45 Wrapping Up
00:40:26 Thank you for joining us for IOU (Some Money Education)
00:40:59 Thank you BNZ!
00:41:23 Financial Disclaimer

The reason Spotify's stock price jumped 18% in one day.

Sun, 31 May 2026 19:42:00 -0000

Spotify's stock jumped 18% in one day and we're breaking down exactly why, plus what it means for artists, your playlist, and the music industry at large. We also get into why birth rates are falling globally and the one reason researchers are pointing to that nobody was expecting, Victoria's Secret's unlikely comeback (up 200% in a year and yes, there's a female CEO involved), and quick updates on the SpaceX IPO that could be the biggest in history, the Lululemon founder drama, and what's going on at BP. Oh, and we answer a listener question on capital gains tax that's probably simpler than you think!

Wondering whether an investment actually lines up with your values?
👉 Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM

WTF does that mean? A guide to all the jargony bits:

IPO — when a private company sells shares to the public for the first time

ETF — a basket of shares you buy as one thing instead of picking individual companies

Index — a list of top companies grouped together, like the NASDAQ 100

Ticker symbol — a short code that identifies a company on the stock market

Activist investor — someone who buys shares specifically to push for changes in a company

Capital gains tax — tax on the profit you make when you sell an investment

The glass cliff — when women or minorities are given leadership roles mainly during a crisis, when failure is most likely

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

⁠⁠Website⁠⁠ (https://thecurveplatform.com/)

⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠

⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3)

⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠

⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly)

Substack (https://thecurveplatform.substack.com/)

Chapters

00:00:00 Coming up in this episode…
00:01:12 Pathfinder x The Curve
00:01:38 Quick catch up
00:05:42 A quick update on Space X IPO, Lululemon and BP
00:19:58 Spotify jumps 18% in one day
00:24:18 Pathfinder x The Curve
00:25:07 The new culprit of declining birthrates
00:36:10 VSXY
00:42:34 Community Question
00:45:08 Wrap Up

Find Your Spending Pillars and Never Feel Guilty About Money Again.

Wed, 27 May 2026 18:00:00 -0000

Most money advice tells you to spend less and save more. But what if the real answer is just spending better? This week Sophie sits down with Fran (aka Martha Stewish), chartered accountant and personal finance creator you're going to want to follow, to talk through one of the most practical frameworks we've covered on the show. We dig into how to figure out your authentic spending code: the personal values that should be driving every financial decision you make, and why ignoring them is probably why you feel stuck.

We also get into why deprivation always backfires, how she saves 35% of her salary without feeling restricted, and the simple habit shifts that actually move the needle, whatever you're earning. This one will make you look at your bank statement completely differently.

Fran’s links:

Tiktok (https://www.tiktok.com/@martha30s)

Instagram (https://www.instagram.com/martha.stewish/)

Substack (https://marthastewish.substack.com/)

YouTube (https://www.youtube.com/@martha.stewish)

Credits:

Host: Sophie Hallwright

Guest: Martha Stewish

Producer: Emily Rigby

Editor: Isabella Reeve

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Intro & Who is Fran (aka Martha)?
00:00:52 The Gap in Personal Finance Content
00:03:47 How Fran Thinks About Building Wealth
00:05:12 Growing Up With Frugal Fraser
00:06:24 What Is Your Authentic Spending Code?
00:08:49 Fran's Four Spending Pillars
00:12:44 Emotional Spending & Money Guilt
00:17:58 How Fran Balances Saving & Living
00:20:27 Blocking Out the Noise & The Rich Girl Wish List
00:27:34 Where Do You Start?
00:32:02 Quick Fire Questions
00:38:00 Thank You For Listening
00:38:24 Financial Disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

SpaceX Is Set to Be the Biggest IPO in History.

Sun, 24 May 2026 18:00:00 -0000

This week Vic's flying solo (miss you Soph!!), and she's brought the big stories. SpaceX has officially filed to go public, and it could be the largest IPO in history at a $2 trillion valuation. But is the hype justified? Vic breaks down what SpaceX actually is, what you'd be buying, and how everyday investors can get involved. Plus, Elon Musk's lawsuit against OpenAI gets thrown out of court in under two hours, and the reason why is more embarrassing than the loss itself. Shakira just won a €55 million tax battle with the Spanish government, and there are some surprisingly practical takeaways for anyone who spends time across different countries. And finally, the latest US jobs data tells a more complicated story than the headlines suggest, and what it really means for your career in the age of AI.

Back to regular programming next week!

We're hiring a junior podcast editor based in London, if that's you (or someone you know), check out the full job description here. (https://www.linkedin.com/posts/thecur...)

Wondering whether an investment actually lines up with your values?

👉 Submit your money and morals question to The Ethical Hotline: (https://form.typeform.com/to/BZHujjGM)

WTF does that mean? A guide to all the jargony bits:

NASDAQ – A US stock exchange. Basically where all the big tech companies live.

Retail Investors – Everyday investors. You and me.

Valuation – What people think a company is worth.

Revenue – Money coming in. Not the same as profit.

Statute of Limitations – Waited too long to sue? Case dismissed.

Tax Resident – The country that gets to tax you.

Dividends – Getting paid just for owning shares.

The 4% Rule – Withdraw 4% a year in retirement and your money should last 30 years.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode...
00:01:05 Pathfinder x The Curve
00:01:35 The Space X IPO
00:12:06 Musk's lawsuit against OpenAI: case closed
00:15:29 Pathfinder x The Curve
00:16:28 How Shakira beat a €55 million tax bill
00:20:19 Is AI actually killing jobs? The truth is complicated
00:25:39 Community question: Can you really retire on dividends alone?
00:28:27 Thank you for listening!
00:29:06 Financial Disclaimer

The Property Breakup From Hell.

Wed, 20 May 2026 18:00:00 -0000

This episode is, quite frankly, unhinged. Sophie sits down with Holly to hear one of the wildest relationship-and-money stories we’ve ever had on the podcast, involving property, trust, legal drama, a cancelled wedding, and the kind of plot twists that make you want to scream into a cushion. Without giving too much away, it’s a story about what can happen when love, money and home ownership get tangled together… and why protecting yourself financially isn’t unromantic, it’s essential. Juicy? Extremely. Educational? Absolutely. Please keep snacks nearby.

We’re proud to be partnering with BNZ, who know that home ownership isn’t a straight line. Sometimes life throws curveballs, and BNZ is all about supporting you through the hard stuff, not just the highlights. Whether you’re planning ahead or needing a bit more support right now, BNZ’s home loan experts have the tools and people ready to help you find a way.

👉 To learn more, head here. (bnz.co.nz/home-loan-partners-spotify-ep13)

BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

Credits:

Host: Sophie Hallwright

Guest: Holly Egerton

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode…
00:01:30 BNZ x The Curve
00:02:31 Meet Holly
00:05:28 How Holly bought her first property
00:10:35 Another big milestone
00:11:51 How the finances were split
00:13:35 The night everything changed
00:16:33 Things escalate...
00:20:06 Trying to get her back
00:21:50 The legalities
00:24:52 Getting lawyers involved
00:26:38 The court battle
00:36:42 Lessons learned
00:42:29 How the experience changed Holly
00:43:48 Tips for listeners
00:47:33 Final words of wisdom
00:52:27 BNZ x The Curve
00:54:01 Financial Disclaimer

The Green Bike Empire That Can't Pay Its Bills.

Sun, 17 May 2026 18:00:00 -0000

Lime is everywhere. A billion rides across 29 countries and 230 cities, and yet they're about to go public not because they're crushing it, but because they need the money. We break down what's really going on under the hood, what it means for investors, and whether this is a business worth backing.

We also cover:

GameStop vs eBay: the board said no, but the CEO is going directly to shareholders. Is this actually going to happen?
Oil & Inflation: the numbers are starting to come through and they're not pretty. What the latest figures mean for your cost of living.
Prediction Markets: the fastest growing space in finance right now. From hair dryers near airport sensors to a US soldier using classified intel to win $400k, the stories are wild. Plus, is this gambling or investing?
Australia's Capital Gains Tax Change: a major shift that every investor needs to understand, whether you're based in Australia or not. We break it down simply and compare it to the UK and New Zealand.
Community Question: hedged vs unhedged ETFs. What does it actually mean and should you even care?

👗 The wardrobe app we mentioned: Whering (https://whering.co)

🗳️ Should we do a full episode on hedged vs unhedged ETFs?Let us know here (https://form.typeform.com/to/jrwHNDPu)

Wondering whether an investment actually lines up with your values? 👉 Submit your money and morals question to The Ethical Hotline:https://form.typeform.com/to/BZHujjGM

WTF does that mean? A guide to all the jargony bits:

Capital Gains Tax — Tax on profit you make from an investment.

Free Cash Flow — Money a business has left after paying its bills.

Hedged ETF — Protected from currency swings. Unhedged? You take what comes.

Prediction Markets — Betting on whether something will happen. Like gambling but make it finance.

Meme Stock — A stock driven by viral hype, not actual performance.

Shareholder Meeting — When investors get together to make big company decisions.

Stake — How much of a company you own.

Commodity — Raw materials like oil or gold that are traded on markets.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode...
00:01:05 Pathfinder x The Curve
00:01:31 Soph's confession and Vic's new app
00:05:24 GameStop vs eBay: the takeover that won't die
00:09:05 Oil crisis: the numbers are in and they're not pretty
00:11:29 Prediction markets: genius, wild, and barely legal
00:16:48 Lime IPO: the business that looks like it's killing it
00:27:10 Pathfinder x The Curve
00:27:54 Australia's budget: the tax change every investor needs to know
00:39:57 Hedged vs unhedged ETFs: what does it actually mean?
00:46:42 Episode preview: The Property Breakup From Hell
00:48:53 Thank you for listening!
00:49:31 Financial Disclaimer

Why there's no episode today.

Wed, 13 May 2026 18:00:00 -0000

We recorded an episode this week, edited it, and were ready to publish, then realised we hadn't done the topic justice. This is a short explanation of why we paused, and an open invitation to share your experience so we can cover this topic properly.

If you'd like to share your experience or perspective, please feel free to leave a comment wherever youre listening or watching, you can email us at hello@thecurveplatform.com (mailto:hello@thecurveplatform.com), leave a voice note on the Curve Hotline (https://thecurveplatform.com/pages/the-curve-hotline?srsltid=AfmBOopCf5wEepE-DTLGLkXkjbftJnk4kAfWjqM8BwMJV2KGhPeDEEoq), or DM us on any of our socials.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

The richer you are… the more you love AI?

Sun, 10 May 2026 18:00:00 -0000

Over 300,000 jobs have gone in the US alone in the first four months of 2026, up 30% on last year. The people losing them are disproportionately women in white collar roles. The people profiting? Anyone with money in the stock market. This week we get into the real AI story: not just who's at risk, but how AI is quietly making the wealth divide wider. Plus: fuel reserves in Australia and New Zealand are down to about 38 days - what actually happens if we run out? A meme stock just made a $60 billion hostile bid to buy eBay at four times its own size. And Uber quietly reported results that show it's becoming so much more than a taxi app…

We mentioned this episode from Shameless Media on AI and why you can't afford to ignore it, click to listen. (https://open.spotify.com/episode/0uxRRZHvLgX2pRRx9wgnUR?si=bcd4a9cfc6a443da)

We're hiring a junior podcast editor based in London, if that's you (or someone you know), check out the full job description here. (https://www.linkedin.com/posts/thecurveplatform_job-description-activity-7458168667277733888-GW2Z?utm_source=share&utm_medium=member_desktop&rcm=ACoAADhXtnMBLOOxJqfuLwCDBajV9VKw09qFvkc)

Want to know exactly how much you should have in your emergency fund and where to put it? We did a whole episode on it, listen here. (https://youtu.be/aVKxGY3DeUw?si=sijFE23CtGuJYTNE)

Wondering whether an investment actually lines up with your values? 👉 Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM

WTF does that mean? A guide to all the jargony bits:

Hostile Takeover - When one company tries to buy another without asking nicely first. Very awkward. Very public.

Meme Stock - A share that goes viral on the internet, not because the company is doing well, but because people collectively decide to make it go up.

Short Selling - Betting a share price will go down and making money when it does. The hedge funds doing this to GameStop got burned badly.

Market Cap - The total value of a company. GameStop's is $12 billion. eBay's is $45 billion. One of these is trying to buy the other.

Reporting Season - When companies publicly share how much money they made or lost. Like a school report card, but the whole world is watching.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in the episode...
00:00:00 Pathfinder x The Curve
00:01:23 We're running out of fuel. Seriously.
00:12:38 The meme stock trying to buy eBay
00:27:19 Pathfinder x The Curve
00:28:01 The richer you are, the more you love AI
00:41:18 Uber is becoming the app for everything
00:50:01 "Should I move my emergency fund?"
00:54:09 Thanks for being here!
00:54:47 Financial Disclaimer

How to Invest Without Ignoring Your Values.

Wed, 06 May 2026 18:00:00 -0000

This week, Soph sits down with Lily from Pathfinder (https://pathfinder.kiwi/) to untangle the delightfully messy world of ethical investing aka, what happens when your money wants to grow, but your conscience would also like a word. Lily shares her own money story, from growing up in a household where “ordinary” was basically a swear word, to becoming the main earner in her family, to realising that financial independence is about so much more than just having cash in the bank. Together, they unpack why women are so drawn to values-led investing, why “good” and “profitable” don’t have to be mortal enemies, and how to think critically about tricky investing dilemmas like Tesla, tech companies, weapons, climate, conflict and greenwashing. It’s thoughtful, nuanced, occasionally existential, and proof that money and morals can sit at the same table, even if they argue over the bill.

👉 Got a money-and-morals dilemma? Submit your ethical investing question to our Ethical Hotline for Lily to unpack (https://form.typeform.com/to/BZHujjGM).

Credits:

Host: Sophie Hallwright

Guest: Lily Richards

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Introduction to the episode
00:01:51 Meet Lily from Pathfinder
00:05:37 Lily’s personal money story
00:12:31 Lily’s career journey
00:16:31 The moment things clicked
00:20:54 What financial independence really means
00:23:14 Lily’s unique family setup
00:27:37 How ethics shaped Lily’s life
00:30:26 Why ethical investing feels so complicated
00:36:19 When an investment no longer feels right
00:39:30 Primary vs secondary markets, explained
00:42:42 How to decide if an investment aligns with your values
00:47:48 Simple ways to reflect on your values
00:52:33 Submit your money and morals questions
00:57:07 Thank you for listening!
00:57:32 Financial disclaimer

What Olivia Dean reveals about the music economy.

Sun, 03 May 2026 18:00:00 -0000

This week, we’re doing what any normal finance podcast would do after seeing Olivia Dean live: immediately investigating her business model. From billion-stream hits to sold-out O2 shows, merch, brand deals and the very juicy question of who actually makes the money behind your favourite artist, we unpack how pop stardom turns into serious cash. We also look at the London Marathon’s massive boost to the UK economy, why the UK’s financial glow-up is looking… less glow-y, what reporting season is telling us about AI, Amazon, Google and Microsoft, and the Lululemon boardroom drama that proves even leggings can come with corporate chaos. Plus, we answer a community question on what to do when you want to start investing but your bank account is giving “absolutely not x”.

👉 Want us to do a deeper dive on the economics of having fewer babies? Vote in the poll. (https://form.typeform.com/to/MaWNoNfz)

WTF does that mean? A guide to all the jargony bits:

Royalties – Money paid when music gets used. Tiny stream, tiny coin.

Streaming revenue – Money made from Spotify, Apple Music etc. Billions of plays = actual cash.

Record label – The company behind an artist’s music, marketing and distribution. Also: slice-taker.

Endorsements – When brands pay famous people to make us want stuff.

Shareholder – Someone who owns a bit of a company.

Stock / Share – A tiny piece of company ownership.

Fiscal drag – A sneaky tax rise via frozen tax brackets.

Tax bracket – The income bucket that decides your tax rate.

National Insurance – A UK tax for things like pensions and public services.

Reporting season – Company report card time.

B2B – Businesses selling to other businesses.

Market cap – What the stock market thinks a company is worth.

S&P 500 – 500 big US companies.

FTSE 100 – 100 big UK companies.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode…
00:01:38 The business of Olivia Dean
00:13:23 Is the UK in a death spiral?
00:29:17 Big Tech’s report card
00:37:13 Lululemon’s identity crisis
00:44:36 The economics of having fewer babies
00:47:26 How to start investing when money feels tight
00:52:55 Thank you for listening!
00:53:33 Financial disclaimer

Why Everyone Needs an Emergency Fund.

Wed, 29 Apr 2026 18:00:00 -0000

In this episode of IOU (Some Money Education), we’re talking all about emergency funds - what they are, why they matter, and how much you might want to have set aside. Lucy, Soph and Vic unpack the role an emergency fund can play when life throws something unexpected your way, whether that’s a sudden medical bill, needing to leave a living situation quickly, or covering an essential expense without relying on debt. They also chat through where to keep your emergency fund, how to start building one, and why having that financial buffer can make you feel more in control. Along the way, there are also some memorable listener stories that show just how unpredictable “emergencies” can be.

Check out IOU (The Practical Lessons) here: https://thecurveplatform.com/

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Guest: Lucy Blakiston

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Welcome to IOU (Some Money Education)!
00:00:40 Coming up in this episode…
00:01:42 BNZ x The Curve
00:02:09 In the Red or Green?
00:09:59 What is an emergency fund & how much do you need?
00:13:36 Where you should keep your emergency fund?
00:14:36 IOU an Answer
00:23:09 Cash & Burn
00:33:37 Extra Credit
00:37:59 Thank you for joining us for IOU (Some Money Education)
00:38:22 Thank you BNZ!
00:38:52 Financial Disclaimer

Claude just disrupted an entire industry.

Sun, 26 Apr 2026 17:00:00 -0000

Claude Design just disrupted an entire industry, and markets reacted instantly. We break down what this AI launch actually means, why companies like Adobe and Figma took a hit, and where the opportunity could be for investors as money starts shifting fast. But first… The Curve has had a full rebrand (yes, we’re obsessed, yes we read every comment). Then we get into the oil situation that’s quietly escalating, prices doubling, supply uncertainty, and why this could tip the global economy toward a recession (and what that means for your portfolio). Next: Apple. Tim Cook is stepping down after 15 years, so what happens to one of the world’s most valuable companies now? Is this a risk moment for investors, or the start of a new growth phase? We also unpack why Primark is being spun off into its own company (and how that can unlock value for investors), before ending on Vic’s chaotic comedy night story… which proves not all risks are financial (but equally painful).

WTF does that mean? A guide to all the jargony bits:

Whipsaw Market – Prices going up and down fast. Chaotic energy.

Global Recession – When the whole world’s economy slows down. Not ideal.

Commodity – Raw stuff like oil or gold that gets traded globally.

Supply Chain – How things get made and delivered. When it breaks = delays + higher prices.

Share Price – The cost of owning a piece of a company.

Market Cap – Total value of a company. Big number = big company.

IPO – When a company hits the stock market for the first time.

Valuation – What a company is believed to be worth.

Spin-Off – When a company splits into two separate businesses.

Subsidy – Government help to lower costs (you pay for it later in taxes).

Recurring Revenue – Money a company earns on repeat (subscriptions etc). Investors = obsessed.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Frances Cook on Why You Don’t Need to Be Perfect With Money.

Wed, 22 Apr 2026 17:00:00 -0000

Frances Cook knows a ridiculous amount about money, but in this episode, she proves that knowing the rules and living them perfectly are two very different things. We get into the real stuff: the money habits shaped by childhood, the scarcity mindset that lingers long after your bank balance changes, why financial independence matters so much in relationships, and how she actually manages her money behind the scenes. There’s talk of KiwiSaver revelations, index funds, business risks, “enough” numbers, and the fact that sometimes even the finance gurus are just out here winging it with a direct debit and a dream. If you’ve ever felt like you should be better with money by now, this is the reset: it’s not about perfection, it’s about direction.

Frances’ Links

Instagram (https://www.instagram.com/francescooknz/)

Website (https://www.francescook.co.nz/)

YouTube (https://www.youtube.com/@MakingCentsPod/videos)

Spotify (https://open.spotify.com/show/2xL5BpCt2pKJDlPN0SgbCc)

TikTok (https://www.tiktok.com/@francescooknz)

Substack (https://substack.com/@francescooknz)

Credits:

Host: Sophie Hallwright

Guest: Frances Cook

Editor: Lana Byrne

Producer: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode…
00:00:56 Welcoming Frances
00:03:21 Frances’ money story
00:11:11 The moment pay rises stopped feeling enough
00:13:28 The KiwiSaver switch that changed everything
00:17:13 Why money mindset matters more than people think
00:20:00 How Frances thinks about splitting her money
00:24:32 How she manages money with her husband
00:32:16 Frances’ investing strategy explained
00:39:29 Why she avoids crypto
00:43:19 What “enough” looks like for Frances
00:50:51 The reality of building a business with her husband
00:54:28 Frances’ quick-fire money advice
00:55:13 Where to follow Frances
00:55:27 Thank you for listening
00:55:52 Financial disclaimer

The Wild Economics of Bieberchella.

Sun, 19 Apr 2026 17:40:00 -0000

This week, we kick things off with a 9am tequila shot for Lucy’s probation pass (completely normal workplace behaviour, obviously), before diving headfirst into the business of Coachella, where Justin Bieber’s payday, festival profits, and the money machine behind live music all get unpacked. We also get into the truly bizarre Allbirds plot twist as the struggling sneaker brand pivots into AI, plus what the rise in women-owned businesses says about work, wealth, and why more women are deciding to back themselves instead.

WTF does that mean? A guide to all the jargony bits:

Monopoly – One company dominates the market.

Convertible Loan – A loan that can turn into shares.

Share Price – Cost of one share.

Market Cap – Total value of a company.

Sell-Off – Lots of people selling shares fast.

Scalping – Buying tickets to resell for more.

Monetisation – How a business makes money.

Equity – Ownership in a company.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode…
00:00:56 A 9am tequila shot
00:07:29 Bieberchella and the business of Coachella
00:25:04 Allbirds’ wild pivot to AI
00:34:54 Why more women are backing themselves
00:43:20 A listener call-out (and our response)
00:52:09 Thank you for listening!
00:52:47 Financial Disclaimer

How Soph Bought her SECOND Investment Property!

Wed, 15 Apr 2026 18:00:00 -0000

Soph is back with property guru, Peter West to break down the story behind her second investment property, and how she managed to buy it without putting down a brand-new deposit. In this episode, they walk through what actually happened after the first renovation: how the house was revalued, how equity can be released through refinancing, and how that money can be used to help fund the next property. They also unpack key concepts like gross yield, cash flow, and why buying well in the first place makes such a big difference to the outcome of a project. Along the way, Soph shares what surprised her most about going again so quickly, why the second renovation was a little more complicated than the first, and how the numbers ended up stacking up in the end. Peter also explains how they evaluate locations, what they look for in a property with renovation potential, and why buying in the right market at the right time can create opportunities to repeat the process again. If you’ve ever wondered how investors climb the property ladder, how equity actually works in practice, or what it takes to turn one property into two, this episode breaks down the process step by step.

Interested in working with Peter? If you’d like to explore investing in property with Pete’s help, email us at hello@thecurveplatform.com and our team will point you in the right direction.

Watch the first episode with Peter West (https://www.youtube.com/watch?v=ZzO2l0TCHj0&utm_source=chatgpt.com)

Watch part two of the conversation (https://www.youtube.com/watch?v=wFSjDzI1Tmw&utm_source=chatgpt.com)

We’ve partnered with BNZ because buying a home isn’t the same for everyone. Their Home Loan Partners can help you understand your options, including the TotalMoney home loan – which lets you use money in connected BNZ TotalMoney transactional accounts (parents can even link their own TotalMoney accounts to their children’s loan) to offset your mortgage and help you get mortgage free faster, while still keeping your money accessible. Whether you’ve got extra help or you’re going it alone, BNZ’s team is there to guide you from search to settlement.

👉 To learn more, head here. (https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managers?utm_source=podcast&utm_medium=spotify&utm_campaign=thecurve&utm_content=ep12)

Account opening and lending criteria (including minimum equity requirements), terms and fees apply. A low equity premium and an establishment fee of up to $150 may apply. BNZ standard and TotalMoney T&Cs apply to TotalMoney transaction accounts. Details of our fees can be found in our Personal account, service, and facility fees brochure. You can connect up to 50 TotalMoney transaction accounts to one group.

Credits:

Host: Sophie Hallwright

Guest: Peter West

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode…
00:02:59 BNZ x The Curve
00:03:55 Recap: The First Property
00:15:10 How Refinancing Works
00:22:10 Buying Again: The Second Property
00:28:26 The Pros and Cons of Property Two
00:38:20 The Numbers Explained
00:41:28 Could There Be a Third Property?
00:45:14 Real Stories from Pete’s Clients
00:48:46 Your Questions Answered
00:52:31 Final Thoughts
00:53:53 Thank you for listening to The Property Podcast!
00:55:31 Financial Disclaimer

We Owe You an Apology.

Sun, 12 Apr 2026 18:00:00 -0000

We start this episode with a public apology… and that’s all we’re saying on that for now. Once we’ve addressed the situation, Vic and Soph get into what’s actually moving markets this week: oil prices swinging wildly as ceasefire hopes creep in, why airline stocks are suddenly perking up, and the slightly chaotic world of prediction markets (aka: investing or betting… still unclear). They also break down why Universal Music is catching takeover attention (turns out owning Taylor Swift’s back catalogue is a pretty nice business), how weight loss pills could send the GLP-1 trend into overdrive (and boost a whole bunch of unexpected industries along the way), and why Elon Musk vs OpenAI is shaping up to be the courtroom drama no one asked for but everyone will watch…. strap on in!

WTF does that mean? A guide to all the jargony bits:

Stagflation – High prices + low growth. Economy = struggling.

Prediction Markets – Betting (sorry… “investing”) on future outcomes.

Insider Trading – Making money from secret info. Very illegal.

Takeover – One company buying another. Big money moves.

Shareholder – Someone who owns a piece of a company.

Royalty Revenue – Earn money every time something’s used (like a song).

Hedge Fund – High-risk investing aiming for big returns.

Long / Short – Long = wins if it goes up. Short = wins if it goes down.

GLP-1 Drugs – Weight loss drugs turned investing trend.

Forward-Looking Markets – Markets move on future expectations, not now.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode...
00:01:12 We Need to Apologise…
00:04:14 Watch us on YouTube!
00:06:01 War, Oil & What It Means for Markets
00:20:22 Why Universal Music Is in Play
00:33:05 The GLP-1 Boom Just Got Bigger
00:40:13 Musk vs OpenAI Begins
00:43:51 We’ve Decided the New Schedule!
00:45:05 Thanks for Listening!
00:45:43 Financial Disclaimer

A Beginner’s Guide to Crypto, With Industry Expert Danielle Lukins.

Wed, 08 Apr 2026 16:00:00 -0000

If you’ve ever thought “I should probably understand crypto… but I have no idea where to start”, this episode is for you.

Sophie sits down with Danielle Lukins, founder of Crush Circle (https://crushcircle.com/applynow?utm_source=Substack) and a trusted crypto educator and expert to break everything down in a way that actually makes sense, even if you’re a total beginner.

They cover what crypto is (in plain English), the difference between Bitcoin and other coins like Ethereum, Solana and XRP, and why people are starting to see this as a serious investment. Danielle explains how crypto works, what blockchain actually means, and the real-life ways it could change things like banking, payments, and moving money globally (this part = slightly mind-blowing).

They also get into how crypto goes up and down, why it moves in cycles, and why some people think now could be an interesting time to start learning (and potentially investing) while prices are lower. Plus: where to start, how to keep it simple, common beginner mistakes, and how to build confidence without going all in.

Danielle’s Links

Instagram (https://www.instagram.com/cryptocrushshow/)

CrushCircle.com (https://crushcircle.com/applynow?utm_source=Substack)

LinkedIn (https://www.linkedin.com/in/danielle-lukins-944137234/)

YouTube (https://www.youtube.com/@CRYPTOCRUSHSHOW)

Credits:

Host: Sophie Hallwright

Guest: Danielle Lukins

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Episode Introduction
00:02:49 Meet Danielle Lukins & Crush Circle
00:07:06 Crypto vs Bitcoin Explained
00:07:53 Danielle’s First Bitcoin Investment at 17
00:14:05 Why Crypto Is Male-Dominated
00:16:44 What Crypto Actually Is (and How It Works)
00:19:35 Understanding Different Cryptocurrencies
00:21:52 Borrowing Money Using Crypto
00:26:24 The Future of Crypto
00:30:39 How to Start Investing in Crypto
00:33:47 The Role of Bitcoin
00:35:26 Why Bitcoin Is So Volatile
00:39:32 Danielle’s Outlook on Bitcoin
00:48:18 How Danielle Buys and Sells Crypto
00:50:14 Where to Buy Crypto
00:51:51 Common Beginner Mistakes
00:53:24 Why Danielle Focuses on Education
00:54:33 How to Stay Up to Date
00:56:31 Thank You For Listening!
00:56:56 Financial Disclaimer

How Diworsification Killed Allbirds.

Sun, 05 Apr 2026 18:00:00 -0000

Markets are back, headlines are chaotic, and somehow Donald Trump is still moving investor sentiment with a sentence and a spray tan. Vic and Sophie unpack what’s going on, one year after the tariffs shook everyone up, and why short-term market drama can make investing feel a bit too much like gambling. They also dig into the spectacular collapse of Allbirds, from sustainability darling to a 99% wipeout, and the very real lesson in “diworsification” when a brand strays too far from what made it work in the first place. Plus, the upcoming SpaceX IPO that could become one of the biggest companies in the world overnight, why fitness tracker brand Whoop is booming, what the wearable tech space says about where health investing is headed, and why the most boring investing strategy is still annoyingly one of the best.

🗳️ CAST YOUR VOTE (https://form.typeform.com/to/FRD3BIcS) on our new episode schedule and help us decide what works best for you: https://form.typeform.com/to/FRD3BIcS

WTF does that mean? A guide to all the jargony bits:

Tariffs – Tax on imports to make foreign goods pricier.

Dead Cat Bounce – A fake recovery before markets drop again.

GDP – Total value of a country’s economy.

IPO Hype – The buzz (and chaos) when a company first goes public.

Market Cap – What a company’s worth on the stock market.

Diworsification – Expanding… but making things worse.

Commodities – Raw stuff like gold, oil, wheat.

Volatility – How wildly prices swing up and down.

Forward-Looking Markets – Markets reacting to the future, not now.

Wearables – Tech you wear that tracks your body.

Diversification – Spreading your money to reduce risk.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode...
00:01:34 We accidentally sound drunk…
00:03:43 Markets are back (but why?)
00:08:26 BP’s new CEO moment
00:13:09 1 year since the tariffs!
00:26:25 Allbirds: rise and fall
00:38:12 Whoop and the IPO buzz
00:44:08 The SpaceX IPO is coming...
00:48:34 Your investing question answered
00:54:16 We need your help!
00:56:52 Thanks for listening
00:57:30 Financial disclaimer

How Much Is “Enough”, with Simran Kaur.

Wed, 01 Apr 2026 17:00:00 -0000

What does “enough” actually look like when it comes to money and why is it so weirdly hard to answer? In this episode, Sophie sits down with Friends That Invest (https://friendsthatinvest.com/) founder Simran Kaur to talk about growing up with a scarcity mindset, how our childhood shapes the way we spend and save, and why having more money doesn’t magically fix your relationship with it. Simran also breaks down how she built a seven-figure portfolio before 30, what’s actually in it, and the simple formula she uses to figure out her “enough number. Expect an honest conversation about money shame, investing, identity, the financial habits we inherit from our parents, and practical advice that might finally help you put a number on what “enough” looks like.

Sim’s links:

friendsthatinvest.com

Instagram (https://www.instagram.com/friendsthatinvest/)

YouTube (https://www.youtube.com/@ms.simrankaur)

Apple Podcasts (https://podcasts.apple.com/gb/podcast/friends-that-invest/id1529887342)

Spotify (https://open.spotify.com/show/4jWkbLYqVv93FjLkAcvZ1y?si=e044232efa4c424b)

Credits:

Host: Sophie Hallwright

Guest: Simran Kaur

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Episode preview
00:01:05 Meet Simran Kaur
00:02:46 From optometry to building a business
00:06:22 How Sim got into investing
00:09:45 The start of Friends That Invest
00:12:29 Understanding your relationship with money
00:14:56 Sim’s earliest money memory
00:17:43 Moving from India to New Zealand
00:21:26 How Sim’s money mindset changed
00:25:02 What being “rich” really means to Sim
00:28:12 Sim’s first investment
00:29:33 Inside Sim’s investment portfolio
00:33:49 Private investing, angel deals and property
00:34:50 What does “enough” actually look like?
00:38:46 How to figure out your own “enough” number
00:41:56 Sophie calculates her number
00:44:22 Thank you for listening!
00:00:00 Financial disclaimer

Navigating the Market Dip.

Sun, 29 Mar 2026 16:00:00 -0000

Vic and Soph are both back in London and straight into the chaos - because the markets are wobbling, oil prices are rising, and everyone’s asking the same question: should you be panicking? They break down what’s actually going on with inflation, why pulling your money out of the market might do more harm than good, and what’s really driving all this uncertainty. They also dive into a major social media lawsuit that could change the industry, unpack the rise (and risks) of private credit, and debate whether prediction markets are investing… or just gambling in a blazer. Plus, why your skincare obsession might secretly be an investing opportunity, and a listener question that shows just how switched on (and seriously impressive) this community is when it comes to building wealth.

Check out the B416 campaign here. (https://b416.co.nz/)

We’re thinking about rebranding The Curve Weekly, drop your ideas in the comments or DM us, we’d love your input!! 💭

WTF does that mean? A guide to all the jargony bits:

Inflation – Prices go up, your money buys less.

Interest Rates – What you earn on savings or pay on debt.

Market Dip – Prices fall for a bit. Normal, even if it feels scary.

Timing the Market – Trying to buy low, sell high perfectly. Good luck.

Forward-Looking Market – Prices move on expectations, not current news.

Private Credit – Loans from non-banks. Higher risk, higher return.

Liquidity – How quickly you can get your money out.

Defaulting – When a borrower can’t pay back a loan.

Prediction Markets – Betting on outcomes dressed up as investing.

Renewable Energy – Power from wind, solar, etc. Big future focus.

Dollar Cost Averaging – Investing little and often.

Return – What you make (or lose) on an investment.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in the episode...
00:01:12 We're back in London!
00:08:34 Oil, inflation and the market dip
00:22:43 The social media lawsuit everyone’s talking about
00:31:24 Why the beauty industry is booming
00:37:45 Private credit (and why people are worried)
00:47:35 A message on The Curve Hotline!
00:54:30 We need your help 👀
00:55:28 Thank you for listening to The Curve Weekly!
00:56:06 Financial Disclaimer

Untangling Shared Property & Wealth After a Relationship, with Sarah Falanitule.

Wed, 25 Mar 2026 17:00:00 -0000

What happens when you’ve spent years building wealth and property alongside a partner, and then find yourself needing to untangle those assets and start again? In this episode, Sophie sits down with BNZ’s Sarah to talk about navigating shared finances when life takes an unexpected turn. They discuss the emotional side of separating assets, why making decisions sooner rather than later can help you regain financial control, and how leaning on your network can make the process far less overwhelming. The conversation also dives into practical property insights, from what first-home buyers often overlook (insurance, maintenance, and the real cost of home ownership) to what makes a strong investment property and the common pitfalls to watch for. Plus, Sarah shares how she’s rethinking her own wealth strategy, why she’s started diversifying into shares, and explains the concept of offset mortgages in a refreshingly simple way. And to wrap it all up, we end with a powerful poem that beautifully brings the episode full circle, reminding us that our financial choices are ultimately about how we choose to live our one wild and precious life.

👉 To learn more, head here. (https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managers?utm_source=podcast&utm_medium=spotify&utm_campaign=thecurve&utm_content=ep11)

BNZ home loans are subject to our lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

This podcast contains general information only – not financial or professional advice. Opinions expressed are those of the speakers and not necessarily BNZ. BNZ is not liable for any losses resulting from the content

Credits:

Host: Sophie Hallwright

Guest: Sarah Falanitule

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in the episode...
00:03:01 BNZ x The Curve
00:04:03 Meet Sarah & what we’re diving into
00:05:20 The career moment that changed everything
00:09:16 Untangling property and assets with a partner
00:23:45 Rebuilding wealth on your own
00:26:21 Investing beyond property
00:42:00 Confidence knocks & rethinking your money strategy (plus Sarah’s mortgage setup)
00:46:31 First home vs investment property: what to know
00:48:06 Property mistakes Sarah wouldn’t make again
00:49:23 Tips for buying property right now
00:51:28 Setting yourself up for the life you actually want
00:54:09 A poem to bring it all together
00:56:45 Thank you for listening to The Property Podcast
00:58:19 Financial disclaimer

The brand no one saw coming back.

Sun, 22 Mar 2026 17:00:00 -0000

Sophie’s away this week, so Vic is joined by the brilliant India Leishman, and honestly, she’s making a very convincing case for a permanent seat at the mic. Together they tackle the very un-sexy reality of rising oil prices and what that could mean for flights, groceries, inflation, and basically the cost of existing, before getting into Gap’s unexpected comeback story, the Jo Malone name-drama that sounds too wild to be true, and why Unilever seems to be betting big on beauty and wellness over your pantry staples. There’s also a helpful breakdown of stagflation for anyone who’s heard the word and nodded politely, plus some solid career advice for getting into finance. A slightly chaotic, very informative catch-up on what’s moving markets right now, and what it might mean for you.

WTF does that mean? A guide to all the jargony bits:

Stagflation – Slow economy + rising prices. Not a fun combo.
Central Bank – Sets interest rates. Runs the money system.
Interest Rates – Cost of borrowing. Higher = more expensive.
Inflation – Prices go up, your money goes less far.
Reporting Season – When companies reveal their results.
Revenue – Money a company makes before costs.
Share Price – What one share in a company costs.
Stock Market – Where shares are bought and sold.
Diversification – Spreading your money across investments.
Spin-off – A company splitting off part of its business.
Non-compete – Stops you starting a similar business.
Renewable Energy – Energy that won’t run out (like wind/solar).

Credits:

Hosts: Victoria Harris & India Leishman

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Welcome India!
00:03:56 Oil prices surge
00:20:41 Gap rebounds
00:27:14 Jo Malone vs Jo Malone
00:32:44 Unilever is side-eyeing its food business
00:39:36 Community Question
00:00:00 Thank you for listening to The Curve Weekly!
00:00:00 Financial Disclaimer

How to Build the Ultimate Budget.

Wed, 18 Mar 2026 17:00:00 -0000

Budgeting… stay with us 😅 This month on IOU (Some Money Education), Soph and Vic drag Lucy (lovingly) into the world of budgets, aka figuring out where your money goes before it disappears like your Apple charges. You’ll learn the simple “needs, wants, surplus” split, why planning ahead is basically a money superpower, and how having a clear setup can actually reduce money stress (even if you’re allergic to checking your bank account). Plus: we introduce our newest cast member, Reese Witherspoon the piggy bank, play “spending bingo,” and read out the most unhinged “non-negotiable” splurges: think $100 candles, Sims gaming PCs, and “I bought veneers for copywriting” - yes you read that right. If you’ve ever avoided budgeting because it felt restrictive or overwhelming, this is the episode that will change your mind.

Check out IOU (The Practical Lessons) here: https://thecurveplatform.com/

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Guest: Lucy Blakiston

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Welcome to IOU (Some Money Education)!
00:00:40 Coming up in this episode…
00:01:26 BNZ x The Curve
00:01:53 In the Red or Green?
00:03:26 Is property still a good investment?
00:09:11 How Lucy budgets
00:18:56 How to craft a budget: needs, wants, surplus
00:23:19 IOU an answer
00:30:57 Cash and Burn
00:36:12 Extra Credit
00:40:58 Thank you for joining us for IOU (Some Money Education)
00:41:20 Thank you BNZ!
00:41:50 Financial Disclaimer

The New Investing Trend We’re Torn On…

Sun, 15 Mar 2026 17:00:00 -0000

This week we get stuck into the rise of prediction markets: the internet’s latest obsession where people are literally putting money on future events and calling it “forecasting.” So… clever investing tool or just gambling in a blazer? 👉 CLICK HERE TO VOTE IN OUR POLL! (https://form.typeform.com/to/fQQYthvs)

They also unpack why oil prices are shooting up, what that means for petrol, flights, inflation and basically everything else we spend money on, plus a surprisingly fascinating chat about loneliness as an economic trend and why solo living, solo dining and solo travel are becoming big business.

Want to co-host next week’s Curve Weekly with Vic? Apply via the Curve Hotline (https://thecurveplatform.com/pages/the-curve-hotline) and tell us why you’d be a great fit (and where you’re based).

Interested in working with Pete? Email us at hello@thecurveplatform.com and we’ll put you in touch!

WTF does that mean? A guide to all the jargony bits:

Prediction Markets – Platforms where people put money on whether future events will happen. Think betting… but on real-world outcomes.

Commodities – Raw materials like oil, gold, or wheat that are traded globally.

S&P 500 – An index tracking the 500 biggest companies in the US stock market.

Analyst – Someone who studies economic data and companies to predict what might happen next.

Insider Trading – Using secret, non-public information to make money in markets. Very illegal.

ETF (Exchange Traded Fund) – A bundle of different investments you can buy in one go.

Diversification – Spreading your money across different investments to reduce risk.

Inflation – When prices go up and your money buys less.

Renewable Energy – Energy from sources that don’t run out, like wind or solar.

Defense Stocks – Companies that make military equipment or services governments buy.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 What’s coming up this week…
00:01:12 Want to co-host The Curve Weekly?
00:03:38 Prediction markets: investing or gambling?
00:22:32 Why oil prices are suddenly surging
00:34:14 The surprising economics of loneliness
00:40:37 Questions from the Curve Community
00:44:00 Thank you for listening!
00:44:38 Financial Disclaimer

The Story That Changed How We Think About Emergency Funds, with Tanya Taylor.

Wed, 11 Mar 2026 17:00:00 -0000

Tanya Taylor’s story is the kind that makes you want to immediately check your savings account and maybe your insurance policy too. She moved from rural Jamaica to the US at 16 with just $100, built an incredible career, grew a seven-figure investment portfolio, and did everything “right” financially, only for one devastating accident to turn her world upside down. In this episode, Tanya shares how budgeting, goal-setting, and long-term investing helped her build wealth from scratch, why emergency funds matter far more than most of us think, and what she learned after being forced to start again. It’s part money masterclass, part resilience lesson, and part gentle-but-firm reminder to stop treating your emergency fund like it’s there for cheeky little treats.

And if this conversation gets you thinking about protecting your income too, we mentioned our insurance episode in the chat, you can listen to that here. (https://open.spotify.com/episode/5rBV0ZoDcNFjVaLhoQAjTk?si=fe362e2a5eaf4d55)

Tanya’s links:

Grow Your Wealth (https://growyourwealth10x.com/)

Instagram (https://www.instagram.com/growyourwealth10x/)

LinkedIn (https://www.linkedin.com/in/tanya-taylor-cpa-mba-growyourwealth)

Credits:

Host: Sophie Hallwright

Guest: Tanya Taylor

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Introducing Tanya’s Story
00:02:24 Growing Up in Rural Jamaica
00:05:12 A New Perspective on Wealth
00:08:05 Moving to the US with
00:11:06 The Money Habits That Changed Everything
00:15:09 Milestones on the Path to Wealth
00:16:26 The Day Everything Changed
00:21:11 Emergency Funds and Preparing for the Unexpected
00:29:40 Teaching the Next Generation About Money
00:36:03 Thanks for Listening
00:36:28 Financial Disclaimer

How to Grow a Business Without Doing Everything Yourself, with Rachel Beider.

Wed, 04 Mar 2026 17:24:00 -0000

This episode is a bit of a hidden gem. It was recorded in New York last January and somehow ended up sitting quietly in the archives… until we recently rediscovered it and realised how good it was. Safe to say, we couldn’t keep it hidden any longer.

In this conversation, Sophie sits down with Rachel Beider, founder of Press Modern Massage, (https://www.pressmodernmassage.com/) the business she built and scaled from the ground up, before going on to launch a second venture: The Canopy (https://www.thecanopynyc.com/), an indoor play space for babies and toddlers in New York. We talk about Rachel’s journey into becoming a massage therapist, the early days of building her business, the biggest challenges she faced as it grew, and the lessons she learned scaling in a competitive industry. The conversation also dives into leadership, including her approach to servant-style management, as well as the personal side of entrepreneurship: financial freedom, how she manages her personal finances, and how her priorities evolved as she moved from business owner to mother.

Credits:

Host: Sophie Hallwright

Guest: Rachel Beider

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode…
00:03:09 How Rachel became a massage therapist (and the unexpected path into business)
00:10:44 The key milestones in building her business
00:12:47 The biggest challenges she faced as a founder
00:19:08 What it took to scale to a million-dollar business
00:20:53 The leadership style that shaped her company culture
00:25:57 Advice for starting a business in a competitive industry
00:28:20 The upside of entrepreneurship and financial freedom
00:32:05 How Rachel approaches her personal finances
00:34:48 Navigating the shift from business owner to mother
00:37:16 Thank you for listening!
00:37:41 Financial disclaimer

The Woman Out-Philanthropying the Billionaires.

Sun, 01 Mar 2026 17:00:00 -0000

One woman gave away $7 billion in a single year, while most of the richest people in America have donated less than 5% of their wealth. We unpack the billionaire giving gap, why some tech titans are looking a little stingy, and how one woman is quietly raising the bar for what extreme wealth could actually do in the world.

Before we got there though, we covered a lot. We dive into Trump’s tariffs being ruled illegal (and the refund chaos that could follow), the cringey US men’s hockey White House moment that sidelined the women’s gold medal team, the Netflix vs Paramount vs Warner Bros takeover drama, and rumours that Stripe might snap up PayPal.

We then zoom out to the bigger picture: the cost of being a woman. New data shows women are disproportionately seeking debt advice in the UK, and we talk childcare, pay gaps, and why financial pressure isn’t evenly distributed. And finally, we wrap with a community question on where to invest savings outside KiwiSaver.

Billionaires, boardroom battles, misogyny and money, all in one episode. Strap on in…

WTF does that mean? A guide to all the jargony bits:

Tariffs – A tax on imports. Businesses pay… you usually feel it.

Supreme Court – The highest court. Final legal say.

Volatility – Markets going up and down. Fast.

Takeover / Acquisition – One company buying another. Corporate hunger games.

Shareholder – Someone who owns a slice of a company.

Divest – Selling off part of a business.

Market Share – How much of an industry a company controls.

Fintech – Financial tech. Think Stripe, PayPal, investing apps.

Philanthropy – Donating money. Usually when you’re very rich.

Net Worth – What you own minus what you owe.

Managed Fund – Your money invested alongside others, run by professionals.

KiwiSaver – NZ retirement fund. Mostly locked till 65.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Quick catch up & almost-accidents
00:05:35 Trump’s tariffs ruled illegal
00:16:00 The US hockey White House fallout
00:21:21 Netflix vs Paramount vs Warner Bros
00:27:10 Stripe circling PayPal
00:32:06 The billionaire giving gap
00:40:56 The cost of being a woman
00:49:16 Community questions
00:51:55 Thank you for listening!
00:52:33 Financial Disclaimer

How to Invest in Your Fertility Wisely, with Deirdre O'Neill.

Wed, 25 Feb 2026 17:00:00 -0000

Content note: this episode discusses fertility challenges.

In this episode, Soph sits down with Deirdre (co-founder of Hertility (https://hertilityhealth.com/?utm_source=google&utm_medium=cpc&utm_content=brand&tw_source=google&tw_adid=788546525883&tw_campaign=23369905571&tw_kwdid=kwd-1597074458376&gad_source=1&gad_campaignid=23369905571&gbraid=0AAAAAC5LxzjrikgRGf5W9LD4_oDrGMDof&gclid=Cj0KCQiA49XMBhDRARIsAOOKJHZY2-9bCyWIFg-x8fRpVEgljQIDoygOyDEdZvbgAZ0QhxvTmcWiNA0aAmgFEALw_wcB)) to unpack what “investing in your fertility” actually means, medically and financially, at a time when many women feel pressure to make big life decisions without clear information. They explore the gap between being told to “just freeze your eggs” and actually understanding your hormone profile, why testing one number (AMH) isn’t the full story, and how tracking your fertility over time can give you far more control than panic-driven decisions. The episode dives into the economics of fertility too: the rising cost of IVF, companies offering egg freezing as a workplace perk, and whether paying for treatment instead of prevention is missing the point entirely. Along the way, they tackle biological clocks, career timelines, societal pressure, medical gaslighting, and the emotional weight of not knowing. This is a candid, thought-provoking discussion about autonomy, trade-offs, and why information, medical and financial, is often the most powerful investment you can make.

🌟 Exclusive for The Curve listeners: use code CURVE15 to get 15% off Hertility’s Advanced Tests. (https://hertilityhealth.com/?utm_source=google&utm_medium=cpc&utm_content=brand&tw_source=google&tw_adid=788546525883&tw_campaign=23369905571&tw_kwdid=kwd-1597074458376&gad_source=1&gad_campaignid=23369905571&gbraid=0AAAAAC5LxzjrikgRGf5W9LD4_oDrGMDof&gclid=Cj0KCQiA49XMBhDRARIsAOOKJHZY2-9bCyWIFg-x8fRpVEgljQIDoygOyDEdZvbgAZ0QhxvTmcWiNA0aAmgFEALw_wcB)

Credits:

Host: Sophie Hallwright

Guest: Deirdre O’Neill

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Episode Preview
00:01:03 Quick Disclaimer
00:01:16 What Hertility Does (And Why It’s Needed)
00:11:25 The Founder Story
00:17:19 What Testing Actually Tells You
00:21:00 Get 15% off a Hertility Test!
00:21:36 Investing in Fertility
00:42:01 Thoughts on IVF
00:47:39 How to Decide What’s Right for You
00:54:40 Where to Learn More
00:55:52 Thank you for Listening!
00:56:17 Financial Disclaimer

A Retirement Fund Wake-Up Call, The AI Chip Crisis, & goodbye “Girlbossing”.

Sun, 22 Feb 2026 17:00:00 -0000

In this week’s Curve Weekly, Vic and Soph unpack the AI chip crisis and why soaring demand could mean pricier tech (no, not the potato kind), plus the recent market wobble and why it’s not a cue to panic. They dive into the ongoing Netflix vs Warner Bros vs Paramount drama, reveal the scary stat about people not knowing where their retirement fund is (and how that could cost up to $1 million long term), and explain why groceries in the Southern Hemisphere feel criminally expensive. Add in a quick emergency-fund reality check and the rise of burnout feminism: goodbye girlbossing, hello boundaries!

👉 Answer our 10-second retirement poll (https://forms.gle/4ZTRbchUYYgqVmt16)

WTF does that mean? A guide to all the jargony bits:

Bond – An IOU. You lend money, they pay you interest.

100-Year Bond – You get paid back in a literal century. Wild.

AI Inference – The “thinking” part when AI answers you.

Data Centre – Massive computer warehouses powering the internet.

Market Wobble – A small dip. Not a meltdown.

Sell-Off – Lots of people selling at once.

AI Cannibalisation – AI replacing parts of an industry.

Rebalancing – Adjusting your portfolio back to your original plan.

Default Fund – Where your retirement money goes if you don’t choose.

High-Growth Fund – Higher risk, higher long-term potential.

Currency Losses – Exchange rates messing with your returns.

Duopoly – When two companies dominate a market.

Market Share – How much of the market a company controls.

Burnout Feminism – Less hustle, more boundaries.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode...
00:01:32 Life updates: events & emergency funds
00:09:18 AI chips, tech hype & the rise of AI girlfriends
00:30:35 Netflix vs Warner Bros vs Paramount update
00:33:44 The retirement wake-up call
00:37:26 Why your groceries are so expensive
00:42:13 Goodbye girlbossing, hello burnout feminism
00:48:03 Community questions
00:55:09 Thanks for listening
00:55:46 Financial disclaimer

How To Get A Mortgage When You Work For Yourself.

Wed, 18 Feb 2026 17:00:00 -0000

If your income doesn’t come in a neat little monthly payslip because you freelance, contract, run a business, or your earnings are just a bit… chaotic - this one’s for you. In this month’s property podcast, we look at five key things to keep in mind when you go to apply for a mortgage when your money is “lumpy,” including what banks actually care about (stability and proof, not perfection), the paperwork that makes lenders take you seriously (income + tax records, accounts, contracts and future work), how to keep business and personal spending clean, what deposit expectations can look like, and how to boost your chances with simple moves like paying yourself regularly and cleaning up high-interest debt. Most importantly: this episode is here to kill the myth that getting a mortgage without a traditional salary is impossible, because it’s not. It’s just a slightly wiggly path, and you can absolutely prepare for it.

Watch our episode with Gabby: ‘A Property Story Gone Wrong’: https://www.youtube.com/watch?v=raE9rKH-Duo&t=1315s

We’re proud to be partnering with BNZ, who know that getting a mortgage isn’t always straightforward, especially if you don’t have the “standard” payslip setup. If you’re self-employed, contracting, freelancing, earning commission, or your income changes month to month, BNZ’s Home Loan Partners can help you understand what you might be able to borrow and what steps to take next. With the right tools and expert support, you can navigate the process with more clarity and confidence - from first search to settlement.

👉 To learn more, head here:

BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode...
00:00:20 BNZ x The Curve
00:01:48 What even is a mortgage?
00:10:12 Soph’s mortgage story
00:21:00 5 things to keep in mind if you work for yourself & you’re trying to get a mortgage
00:24:09 1: Why it feels harder when you work for yourself
00:27:38 2: What banks actually need to see
00:36:51 3: The actual paperwork the bank requires
00:42:43 4: What deposit is needed?
00:47:02 5: What will help you get approved?
00:51:42 Final thoughts
00:54:41 Thank you for listening to the property podcast!
00:56:16 Financial Disclaimer

Australia’s Wealth Divide BC and AC.

Sun, 15 Feb 2026 17:00:00 -0000

The Day COVID Split Australia’s Wealth - and the numbers are honestly jaw-dropping. We unpack the sharp divide between those who bought property BC (Before COVID) and AC (After COVID), why some younger homeowners saw their wealth jump 63% in five years, and why others are still feeling the interest-rate squeeze. It’s a timely reminder that timing helps… but overstretching isn’t the answer. Plus, Soph is officially back in New Zealand and we’re reunited in the studio (finally!), just in time to cover the Netflix vs Paramount bidding war over Warner Bros (hello $2.8B breakup fee), Pepsi quietly notching its 54th consecutive dividend raise, Nike’s Converse headache, and Google raising $32B through a 100-year AI bond. There’s lots we covered this week so let’s get into it…

WTF does that mean? A guide to all the jargony bits:

Dividend – A share of a company’s profits paid to shareholders.

Dividend King – A company that’s raised its dividend for 50+ years straight. Elite behaviour.

Breakup Fee – A penalty paid if a takeover deal collapses.

Shareholder – Someone who owns part of a company (aka shares).

Market Share – How much of a market a company controls.

Defensive Stock – A steady company that holds up when the economy wobbles.

Net Worth – What you own minus what you owe.

Interest Rates – The cost of borrowing money.

Tariffs – Taxes on imported goods. Higher tariffs = higher costs.

Bond – A loan you give to a company or government in exchange for interest.

100-Year Bond – A loan that won’t be repaid for 100 years. Yes, actually.

Dilution – When new shares are issued, reducing the value of existing ones.

Liquidity – How quickly you can turn an investment into cash.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode…
00:01:29 New NZ studio reveal!
00:11:29 The Warner Bros saga continues
00:19:58 Pepsi’s 54-year dividend streak
00:25:26 BC vs AC property gap in Australia
00:35:09 Nike and Converse struggles
00:40:28 Google’s 100-year AI bond
00:48:21 Community investing question
00:54:58 Thanks for listening to The Curve Weekly!
00:55:37 Financial disclaimer

Unpacking Our Relationship With Money.

Wed, 11 Feb 2026 17:00:00 -0000

Money isn’t just numbers in a spreadsheet: it’s childhood memories, anxiety, guilt, confidence, and the occasional unhinged purchase you defend forever. In this first episode of IOU (Some Money Education), Soph, Vic and Lucy Blakiston from Shit You Should Care About get honest about their own relationships with money, from how they grew up, to why they spend, save, or stress the way they do now. Expect family voice notes that expose everything, a few rogue spending confessions, and a reminder that if budgeting hasn’t worked for you before, it might not be the spreadsheet, it might be the mindset. Think of this as finance, but with a bit of self-reflection (and no judgement).

Check out IOU (The Practical Lessons) here: (INSERT LINK)

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Welcome to IOU (Some Money Education)
00:00:40 Coming up in this episode….
00:01:25 BNZ X The Curve
00:01:51 The idea behind this series
00:04:32 Who is Lucy + Shit You Should Care About?
00:13:13 In the Red or in the Green?
00:19:20 Lucy’s relationship with money
00:28:58 Soph’s relationship with money
00:36:09 Vic’s relationship with money
00:42:48 Some messages from Lucy’s family...
00:51:11 Cash and Burn
00:57:34 Extra Credit
00:59:57 Thank you for joining us for IOU (Some Money Education)!
01:00:21 Thank you BNZ!
01:00:51 Financial Disclaimer

The Beckham Feud, Silver’s Biggest Mood Swing, and The Male Pill…

Sun, 08 Feb 2026 17:00:00 -0000

This week on The Curve Weekly, we’re serving finance news with a side of pop culture mess: the Beckham family feud is officially giving royalty-level drama, complete with billionaire in-laws and a casual $1 million-a-month allowance (just… imagine). We also break down why silver went absolutely feral, shooting up, then dropping hard, plus the big investing lesson: if you’re buying because everyone’s screaming about it, you’re probably late (sorry, Polly 😭). Then, the genuinely groundbreaking bit: a hormone-free male contraceptive pill is in the works, and we unpack whether this could become the next big investing trend (and whether men will actually take it…). And finally, Elon Musk is back doing Elon Musk things: SpaceX + xAI rumours, IPO chatter, and the slightly terrifying possibility of the world’s first trillionaire. Love the finance chat? Help two girlies out by giving the show a rating (only a good one pls) or sending this episode to a friend! 💖

WTF does that mean? A guide to all the jargony bits:

FOMO – Buying because everyone else is. Dangerous energy.

Safe Haven – The “world is scary” investment. Like gold.

Commodity – A tradable raw thing (gold, silver, oil).

On-paper gains – Profit that isn’t real until you sell.

Central banks – The boss banks that control money + rates.

Volatility – How rollercoaster-y the price is.

Correction – A price drop after things got too hyped.

IPO – When a company hits the stock market for the first time.

Private company – A company you can’t buy shares in (yet).

GLP-1s – Weight-loss meds like Ozempic (big economic ripple effects).

Hormone-free – Works without messing with your hormones.

Ownership – Building wealth by owning a slice of a business.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode...
00:01:13 Quick catch up
00:07:17 The Beckham Peltz Saga
00:18:20 The cost of being a woman
00:26:05 Why airlines are about to save million on fuel a year...
00:27:57 What's going on with gold and silver?
00:34:55 Other quick updates...
00:39:40 SpaceX and xAI merger
00:48:08 Wrap up
00:49:55 Thank you for listening!
00:50:33 Financial Disclaimer

[Uncut] The Cost of Loneliness.

Wed, 04 Feb 2026 17:00:00 -0000

Today’s episode is a little bonus drop: we’re releasing the unedited, uncut version of the cost of loneliness conversation that we shared a snippet of in Monday’s Curve Weekly, because honestly… it was too good (and too real) to leave on the cutting-room floor. Before we get into it, Soph gives you a quick sneak peek of Episode 1 of IOU (Some Money Education), our brand new money podcast + course launching next week, featuring Lucy Blakiston from Shit You Should Care About. Then we’re straight into the main event with Abi Foster: why loneliness isn’t just a sad-girl side quest but something businesses are quietly paying for in disengagement, burnout, and brain fog; how modern work (hello hybrid life) can make us feel weirdly isolated; and why you can feel lonely even when you’re surrounded by people. They get into the pressure women face around relationships, kids, careers, and the general state of the world, plus some genuinely helpful, very doable antidotes, like nurturing friendships, slowing down, and becoming the kind of person who tells strangers you’re amazing and means it.

Want to be the first to know when IOU launches? Sign up to the newsletter here. (https://thecurveplatform.com/pages/sign-up-to-the-curve-weekly)

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Alone again 😫
00:00:33 IOU (Some Money Education) Episode 1 Preview...
00:02:13 The Cost of Lonliness (uncut)
00:29:22 Thank you for listening!

Silver’s Skyrocketing, Netflix Is Under Pressure, & Loneliness Is Costing $154 Billion.

Sun, 01 Feb 2026 22:44:00 -0000

Silver had been quietly minding its business… and then suddenly decided to go absolutely bananas…

This week on The Curve Weekly, Soph’s joined by a very special guest filling in for Vic: chartered accountant + finance creator Abi Foster (https://www.instagram.com/abigailrosefoster/) (aka that finance girl with the hair), and together they’re breaking down what’s actually driving silver’s surge, why geopolitical chaos tends to send people stampeding toward “safe” assets, and how rising silver prices could make everyday things like AI tech and solar panels more expensive. Plus: Netflix is having a wobble (down ~40% 👀), but is it truly flopping, or just behaving like the world’s biggest startup while it tries to keep up with YouTube and the chaos of modern attention spans? And then, as all good finance chats do, we take a slightly-too-relatable detour into the loneliness epidemic (apparently costing US businesses $154 BILLION a year??), with a side of that Diary of a CEO episode discourse, friendship-as-therapy, and tiny habits that make life feel less like an emotional buffering screen.

WTF does that mean? A guide to all the jargony bits:

Commodities – Tradeable raw materials (gold, silver, oil).

Safe Haven – Where money hides when the world feels chaotic.

Bubble – Price goes way too high… then pops.

Shares – Tiny slices of a company you can buy.

Share Price – What one slice costs right now.

Acquisition – When one company buys another.

Ad Revenue – Money made from ads interrupting your show.

TAM (Total Addressable Market) – The biggest possible audience a company could reach.

Fiscal Drag – You pay more tax over time without feeling richer. Rude.

Tax Threshold – The point where a higher tax rate kicks in.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode…
00:01:30 Guest alert: Abi Foster joins the pod!
00:05:29 Silver’s surging: what’s driving the hype?
00:16:36 Netflix is down…
00:29:21 The loneliness problem (and why it matters)
00:47:54 Final thoughts
00:50:51 Thanks for listening (see you next week!)
00:51:30 Thank you for listening!

A Quick Life Update: Money Stress, Starting Again, & A Sneak Peak of What's to Come...

Wed, 28 Jan 2026 22:32:00 -0000

Vic’s dealing with a family emergency, so today it’s a short solo update from Soph today, sharing an honest money moment she didn’t expect to be talking about - having to borrow from family after a run of unexpected costs, and why it matters more than we realise when we compare our financial “progress” to other people’s.

You’ll also hear a first listen to IOU, our new monthly money-education podcast (plus a practical course) dropping mid-Feb, built to help you get the basics sorted without jargon or judgement.

Want to be the first to know when IOU launches? Sign up to the newsletter here: (https://thecurveplatform.com/pages/sign-up-to-the-curve-weekly)

We’ll be back on Monday with The Curve Weekly and a very special guest, Abi Foster (@abigailrosefoster) See you then!!

Listen to the Eliza Filby ep here: https://youtu.be/PC3IfHIDB9o?si=jFUHJ_7XvCCiuepu

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Billionaires Are Selling, Tennis Is Pushing Back & Elon Is Suing.

Sun, 25 Jan 2026 17:00:00 -0000

Before we get into the absolute avalanche of finance and investing news, Soph cracks open a margarita for moral support and the girls have a quick catch-up on nerves, public speaking and… boyfriends. Then it’s straight into the investing news: are billionaires selling shares actually a market crash warning, or just rich people doing rich people things? They break down Buffett’s cash pile, founder stock sales, and the ethics of investing in companies whose leaders are getting a bit too cosy with politics. Plus: the Australian Open pay dispute, China’s record trade surplus and what it could mean for global trade, and a quick check-in on luxury stocks. We also introduce our new “techspert” segment with Nat, explaining the tech behind major events and why AI research (especially China’s) is a bigger deal than most people realise. And to finish: Elon Musk suing OpenAI and Microsoft for $134B, and Soho House’s latest financial wobble.

Watch our previous episode with Natalie Piucco: https://youtu.be/kQ3dKKSFbWI?si=mHObEuOvfYK6JlGc

WTF does that mean? A guide to all the jargony bits:

Founder Stock Sale – A founder cashing out some shares. Not necessarily drama.
Market Crash – Shares drop hard, everyone screams.
Trade Surplus – Country sells more than it buys.
Trade Deficit – Country buys more than it sells.
Tariffs – Extra tax on imports. Price goes up.
Ethical Investing – Investing, but with a conscience.
Revenue Share – Who gets what cut of the money.
Prize Pool – Total winnings up for grabs.
AI Research – The nerdy work that powers AI.
Not-For-Profit – Made for the mission, not profit.
For-Profit – Made to make money (and returns).
Going Private – Company leaves the stock market spotlight.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode...
00:01:49 Boyfriend catch-up + margaritas
00:08:14 Billionaires selling: should we worry?
00:20:19 Australian Open pay dispute
00:28:31 Our BRAND NEW series: IOU
00:31:15 China’s record trade surplus
00:46:16 Techspert Nat: AI + event tech
00:50:20 Elon sues OpenAI
00:54:32 Soho House update
00:57:47 Wrapping up
00:58:24 Thank you for listening!
00:59:00 Financial disclaimer

Navigating Mortgage Overwhelm.

Thu, 22 Jan 2026 17:00:00 -0000

Mortgage rate changes can bring new considerations for homeowners. In this episode, Vic shares her experience from 2023, when her mortgage rate nearly tripled, offering a real-world example many homeowners can relate to. In this episode, we break down what actually happened, why rate changes can feel challenging, and what history shows us about mortgage cycles so you’re better prepared for future changes. You’ll come away with five practical, actionable steps to take if you’re feeling mortgage stress right now, including how to assess your numbers, when to speak to your bank, where to find flexibility, and who can help you explore better options. This episode is designed to help you feel calmer, more informed, and more in control of your mortgage - even when interest rates are moving fast.

To learn more, head here: https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managers?utm_source=podcast&utm_medium=spotify&utm_campaign=thecurve&utm_content=ep9

BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode...
00:01:31 BNZ x The Curve
00:02:31 Vic’s mortgage story
00:28:04 A history of mortgage rates
00:42:22 Steps to take if you feel overwhelmed
00:51:51 Thank you BNZ!
00:53:26 Financial Disclaimer

How the Bank of Mum & Dad Is Shaping an Inheritocracy, with Dr Eliza Filby.

Wed, 14 Jan 2026 17:00:00 -0000

Money chats are awkward enough… but money you didn’t earn? That’s next-level uncomfortable.

In this episode, Soph sits down with Dr Eliza Filby, author of Inheritocracy, to unpack the Bank of Mum & Dad and how it’s quietly reshaping everything from the housing market to our friendship groups. We dig into why “inheritocracy” makes people squirm, how Eliza defines it (starting with her own story), and the less obvious privileges that come with family support: free rent, childcare, career safety nets, and the ability to take risks without everything collapsing. We also talk about why you can’t always spot who has family money, what a financial backstop does to your choices, when help can become too much (strings, guilt, and guardrails), plus Eliza’s take on raising resilient kids, what Gen Alpha is up against, why entrepreneurship is the new rock’n’roll, and her best advice for building financial independence, whatever your starting line.

Eliza’s book: Inheritocracy: It’s Time to Talk About the Bank of Mum and Dad (https://www.penguin.co.uk/books/476298/inheritocracy-by-filby-eliza/9780753561904)

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Episode preview
00:00:56 Meet Dr Eliza Filby
00:01:35 Why “inheritocracy” makes everyone squirm
00:05:53 Eliza’s story + what “inheritocracy” actually means
00:12:05 The quiet perks: childcare, free rent, safety nets
00:15:00 You can’t always “tell” who has family money
00:17:51 The power of a financial backstop
00:23:19 When help becomes harmful: money, guilt, and guardrails
00:26:51 Parenting with privilege (and how to not spoil them)
00:29:09 Gen Alpha’s future: resilience in a chaotic world
00:30:44 Why entrepreneurship is the new rock star dream
00:34:18 Eliza’s advice for building financial independence
00:39:27 Thank you for listening to Raising The Curve!
00:39:52 Financial disclaimer

Our Annual Predictions Episode is BACK!

Sun, 11 Jan 2026 17:00:00 -0000

You’ve been asking for it… our annual predictions episode is FINALLY HERE! We’re revisiting the calls we made for 2025, including one that genuinely made us feel like stock market geniuses, and a few that should’ve come with a “do not quote us” disclaimer. Then we roll straight into our 2026 predictions: what we think the markets are in for, whether Bitcoin’s about to have its main character moment, which big names could IPO, and the one theme we think might quietly run the whole year 👀

Also: Sophie records pantless, Vic has a travel meltdown that turns into an emergency fund masterclass, and Japan apparently has a… bear problem??

Now it’s your turn, do you think markets will be up or down by the end of 2026? Leave a comment, DM us your predictions, or send a voice note to The Curve Hotline! (https://thecurveplatform.com/pages/the-curve-hotline)

WTF does that mean? A guide to all the jargony bits:

S&P 500 – The 500 biggest US companies. The main US stock market vibe check.
FTSE 100 – The 100 biggest companies in the UK stock market (pronounced “Footsie”).
Bull Market – Stock market going up. Everyone feels like a genius.
Bear Market – Stock market going down. Everyone pretends they “invest long-term anyway.”
Volatile – Prices jumping up and down like they’ve had 6 coffees.
Market Correction – A decent dip after a big rise. The market’s little reset.
IPO – When a company joins the stock market for the first time. Its public debut.
Emergency Fund – Money set aside for life’s chaos (aka Vic at Heathrow).

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Welcome back!!
00:00:36 Quick catch up
00:09:21 Re-visitng our predictions for 2025
00:25:53 Making predictions for 2026...
00:36:31 Thank you for listening to The Curve Weekly!
00:37:08 Financial Disclaimer

Your Financial Reset for 2026 with Marley Rose Harris.

Wed, 07 Jan 2026 17:00:00 -0000

If 2025 didn’t go to plan (you’re not alone), this episode is a powerful reset for the year ahead. Marley Rose Harris joins us to talk about how subconscious beliefs shape everything from money and confidence to relationships, and why shifting your mindset isn’t just “positive vibes,” it’s real, practical work. And this isn’t just theory: Marley coaches Vic and Soph through their real-life money patterns in real time, uncovering the beliefs underneath them (spoiler: it’s not what you think). You’ll also hear Marley’s wild take on debt including the idea that we can hold onto it for a subconscious “hidden advantage” 👀plus practical tools you can use to start rewriting your money story immediately. Expect a few uncomfortable truths and at least one “oh… that explains a lot” revelation…

⚠️ This episode includes themes of loss and grief, which may be emotional for some listeners. Please take care while listening, and feel free to pause or skip if you need to.

🎁 Want to win a 1:1 session with Marley Rose Harris (valued at $2,000) plus access to her online course for you and a friend? Head to our Instagram @thecurveplatform (https://www.instagram.com/thecurveplatform/) for full entry details, good luck!

Marley’s links:

Higher Self App: https://www.higherselfapp.com
Marley’s Podcast (Money Mindset & Manifestation): https://www.marleyrose.ca/podcast
Instagram: https://www.instagram.com/marleyroseharris/

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Episode preview
00:00:56 Welcome back!! + Giveaway details
00:02:59 Listener disclaimer
00:03:08 Meet Marley Rose Harris
00:15:34 Marley’s first money memories
00:20:31 Rewiring your money beliefs
00:31:39 Vic’s money mindset unpacked
00:38:52 Soph’s money mindset unpacked
00:43:02 Marley’s debt reset
00:47:09 Money mindset + relationships
00:51:02 If you’re sceptical… start here
00:55:05 Wrap up
00:56:18 Thank you for listening to Raising The Curve!
00:56:42 Financial disclaimer

What we've learned in 2025.

Wed, 17 Dec 2025 20:06:00 -0000

It’s our annual “let’s unpack the year that’s been” episode, and yes, it’s equal parts finance recap, emotional support podcast, and why does London cost £30 to breathe? We reflect on the year’s biggest money moments (hello wild stock market returns, AI doing the absolute most, Bitcoin being Bitcoin, and gold randomly popping off), plus the behind-the-scenes reality of running The Curve without spontaneously combusting. Expect honest chat about budgeting properly (and what happens when you don’t), building an emergency fund, buying property, borrowing money from parents (humbling!), navigating relationship finances, and the ongoing quest for balance when your to-do list regenerates overnight like a cursed Tamagotchi. It’s a mix of lessons learned, goals for next year, and a gentle reminder that you can do everything… just not all at once.

Drop a comment with what you learned this year, what you’re ditching in 2025, and the goals you’re taking into next year we want to hear it all!

Thank you for a fantastic year everyone and see you in 2026. ❤️

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Welcome to Raising The Curve!
00:00:36 Re-introducing our yearly tradition
00:02:59 Our 2024 reflections
00:05:41 What happened globally in 2025
00:09:50 Vic’s business reflections
00:12:56 Soph’s business reflections
00:15:45 Vic’s financial reflections
00:19:31 Soph’s financial reflections
00:22:34 Vic’s personal reflections
00:25:33 Soph’s personal reflections
00:27:44 Vic’s business learnings
00:29:14 Soph’s business learnings
00:31:49 Vic’s money learnings
00:33:01 Soph’s money learnings
00:35:33 Vic’s personal learnings
00:39:40 Soph’s personal learnings
00:43:22 Our previous goals for 2025
00:45:16 Vic’s goals for 2026
00:45:42 Soph’s goals for 2026
00:50:40 SEE YOU NEXT YEAR!
00:54:46 Thank you for listening to Raising The Curve!
00:55:12 Financial Disclaimer

2025’s Best News Yet for Women.

Sun, 14 Dec 2025 17:00:00 -0000

It’s the final Curve Weekly of the year and yes, we somehow open with eggs, sleep, and the pillow-fort Sophie made last night on her sleepover. But once we snap out of the delirium, we’re diving into a wild week in finance: Warner Brothers is officially the belle of the ball with Netflix and Paramount clawing for it’s attention (hostile bids, political puppeteering, billion-dollar drama - it's basically Succession but with more streaming). Then we chat about the world’s biggest ice-cream brand going public, yep, Magnum is now a standalone stock, though the whole “health and wellness trend meets frozen sugar block” debate gets very real. Nvidia’s China green light is finally confirmed, bringing in billions (and maybe some legally questionable tax mechanics). And to close out 2025? The best global news for women we’ve seen all year: India has started compensating women for unpaid domestic labour. No strings attached. No forms. Just cash, dignity, and a serious shift in economic power. If you need a year-end episode with corporate drama, sweet treats, geopolitical spice, and a big feminist mic drop… this one’s for you!

WTF does that mean? A guide to all the jargony bits:

Acquisition – One company buys another.
Bidding War – Companies fighting over who gets to buy something.
Hostile Takeover – A takeover nobody asked for.
Shareholder – Someone who owns a slice of a company.
Equity – Shares.
Spin-Off – A company turning part of itself into a new company.
Conglomerate – One big company made of lots of little ones.
GLP-1 Drugs – Ozempic-style appetite suppressants.
Addressable Market – Everyone a company could sell to.
Lobbying – Schmoozing politicians for business wins.
Revenue – Money coming in (before bills).
Red Tape – Annoying admin that slows everything down.
Takeover Target – A company everyone suddenly wants to buy.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode...
00:01:11 Quick catch up: eggs & sleep
00:06:11 Warner Bros: Inside the Major Bidding War
00:18:44 Magnum’s Market Debut: Investing in Ice Cream
00:29:42 Arnott’s: What’s Really Going On
00:33:30 Nvidia’s Milestone: China Approves Chip Sales
00:36:29 India’s Landmark Policy Supporting Women
00:44:46 Thank you for listening to The Curve Weekly!
00:45:24 Financial Disclaimer

Mia McGrath’s Frugal Chic Rules for Building Wealth.

Wed, 10 Dec 2025 17:00:00 -0000

What does it actually take to save £100,000 in your mid-20s without becoming a joyless hermit who never buys a coffee again? In this episode, Sophie chats with the hugely talented creator, Mia McGrath about growing up feeling “not rich enough”, turning a shopping habit into a saving habit, and why your first £100k is the hardest but the most powerful. Mia opens up about being adopted from China, how that shaped her fierce independence, and the moment she realised building her own wealth felt better than waiting for someone else to “rescue” her financially. They get into invisible wealth vs flashy flexing, the FIRE movement and creating a “work optional” life, living frugally without feeling deprived, and how to rethink splitting money in relationships without losing your power. Expect practical tips on low-buy habits, side hustles, emergency funds and compound interest, plus a healthy dose of “put the ASOS app down” energy and Sophie’s pledge to finally stop wasting money on Guinness she doesn’t even like.

Mia’s socials:

Instagram - https://www.instagram.com/miarose_mcgrath/?hl=en

TikTok - https://www.tiktok.com/@miarosemcgrath?lang=en-GB

YouTube - https://www.youtube.com/@miarosemcgrath

Substack - https://frugalchic.co.uk/

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Welcome to Raising the Curve
00:00:37 Why Mia Set Her £100k Goal
00:02:50 Mia’s Early Money Story
00:05:08 Breaking Free from Overconsumption
00:10:47 Adoption, Identity & Independence
00:14:03 How Her Parents Shaped Her Money Habits
00:16:29 Understanding Compound Interest
00:18:05 Defining What “Rich” Really Means
00:21:18 FIRE and Becoming Work-Optional
00:23:55 Leaving Fashion for Finance
00:29:11 Hitting the £100k Milestone
00:31:39 The Real Sacrifices Behind Saving
00:34:35 For People Who Love Spending
00:36:58 The Idea of Frugal Chic
00:40:08 Small Luxuries That Still Feel Rich
00:42:13 Gratitude as a Money Tool
00:44:04 The Power of Invisible Wealth
00:46:10 Hypergamy, Dating & Splitting Bills
00:57:16 Final Thoughts
00:58:03 Thanks for Listening
00:58:28 Financial Disclaimer

Netflix buys Warner Bros, Spotify Wrapped takes over & the Social App to Watch…

Sun, 07 Dec 2025 17:00:00 -0000

This week, we unpack a surprisingly juicy mix of money, markets and the evolving media world, starting with Netflix’s huge move on Warner Bros and what it tells us about how content, power and profit are shifting in real time. They look at Australia’s under-16 social media ban and the ripple effects it could have on everything from advertising economics to how young people connect, plus Pinterest’s unexpected rise as the “healthy” corner of the internet and why that actually matters for investors. From there it’s a whirlwind tour through the rest of the week’s financial drama: Prada snapping up Versace at a discount, global companies lining up to challenge Trump’s tariffs, and the wild new frontier of GLP-1 drugs making their way into the pet market (Ozempets… truly). With a sprinkle of Spotify Wrapped chaos, a dash of dating-life overshare, and a sneak peek of our upcoming chat with Gen Z investing whiz Mia McGrath, this episode delivers plenty of laughs but also some big-picture takeaways about where power, money and consumer behaviour are heading.

Sign the petition! https://b416.co.nz/

WTF does that mean? A guide to all the jargony bits:

Acquisition – One company buys another. Corporate shopping spree.
Vertical Integration – Owning every step of making your product. Control freak energy.
Regulators – The business hall monitors.
Competition Concerns – “You’re getting too powerful, babe.”
Spin-Off – Breaking a business into a new baby business.
Tariffs – Taxes on imports. A pricey “welcome.”
Pricing Power – When a company raises prices and we still pay.
Share Price – What one slice of a company costs.
Bottom Line – Profit. The money that actually matters.
GLP-1 Drugs – The science behind Ozempic. Very trendy.
Market Consolidation – Big companies merging into even bigger ones.
Ad Revenue – Money made from ads. Your scrolling = their payday.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 What’s Coming Up (It’s a Big One)
00:01:11 Soph’s Dating Debrief
00:04:36 Spotify Wrapped Takes Over
00:10:44 Netflix Buys Warner Bros
00:17:53 The Only App Dodging Australia’s Social Media Ban
00:25:00 Prada Snaps Up Versace
00:27:11 Trump’s Tariffs Come Back to Bite
00:33:10 Ozempets…
00:36:50 One Last Thing Before You Go
00:38:52 A Big Thank You!
00:39:31 Financial Disclaimer
00:39:59 Outtake (sorry Miso)

How Foreign Buyers Shape the Property Market.

Wed, 03 Dec 2025 17:00:00 -0000

This week, we unpack how foreign buyers actually shape the property market, beyond the headlines, the outrage, and the “blame the billionaire” energy. We dig into why wealthy people snap up homes across the world, what that does to local affordability, and why foreign buyers are such an easy political target. Along the way, we compare the dream portfolios we’d build (yes, there are city penthouses and secluded hideaways), break down how leverage helps everyday buyers grow wealth, and take a fun peek at the property empires of Taylor Swift, Kim Kardashian and Rihanna…

We’re proud to be partnering with BNZ, whose Home Loan Partners understand that no two journeys to home ownership are the same. With expert guidance, backed by BNZ’s research team, they’re here to help you make sense of interest rates, affordability, and timing - so you can navigate your property journey with confidence, no matter what stage you’re at.

👉 To learn more, head here: https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managers?utm_source=podcast&utm_medium=spotify&utm_campaign=thecurve&utm_content=ep8

BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode...
00:00:29 BNZ x The Curve
00:01:19 Our dream property portfolios
00:04:44 Why do so many wealthy people buy foreign property?
00:07:02 Taylor Swift’s property portfolio
00:11:06 Why so many people aspire to buy property
00:14:48 The price to income ratio
00:22:45 Taxes preventing foreign buyers
00:30:08 Ways to help more people get on the ladder
00:33:50 Kim Kardashian's property portfolio
00:35:41 Rhianna's property portfolio
00:36:14 The most lucrative places to buy in the world
00:37:44 A Big Thank You to BNZ!
00:39:19 Financial Disclaimer

Why Google’s New Chips Have Everyone Freaking Out.

Sun, 30 Nov 2025 17:00:00 -0000

This week, Vic kicks things off with a very serious financial dilemma: should you ever spend your hard-earned entertainment budget in an ironically disgusting pub… or is that grounds for a relationship summit? From there we dive into Google’s big AI step up, why Gemini 3 and Google’s own chips are suddenly giving Nvidia a proper run for its money, and what that means if you’re investing in the AI boom. We also unpack how Eli Lilly just joined the trillion-dollar club off the back of weight-loss drugs, and get into the messy but important nuance of obesity, ethics and investing. Then we finish with the UK budget - but don’t tap out if you’re not in the UK: we use it as a crash course in how government budgets actually work, how frozen tax bands quietly make you poorer, what’s changing with ISAs, and why renters and pet owners might finally catch a break.

Watch our latest episode with Google’s Chief Technologist here: https://youtu.be/kQ3dKKSFbWI?si=Intdo6EBtVz60oTd

WTF does that mean? A guide to all the jargony bits:

AI Chips – Hardware that powers AI brains.
Nvidia – The Beyoncé of chip makers.
Gemini 3 – Google’s new AI model causing chaos.
Market Share – How big a slice of the industry pie you own.
GLP-1 Drugs – The science behind weight-loss meds like Ozempic.
Market Cap – What a company’s worth on the stock market.
Tax Brackets – Income levels that decide your tax rate.
Fiscal Drag – Taxes going up… without looking like they’re going up.
ISA – A savings/investing account the tax man can’t touch.
Diversification – Don’t put all your money in one basket.
R&D – Where companies invent cool new stuff.
GDP – A country’s economic “how we’re doing” score.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in the episode...
00:01:09 Vic vs Flower Man: The Pub Battle
00:06:33 Google’s steps up to the AI game (Hello, Gemini 3)
00:14:40 The Trillion-Dollar Surprise
00:28:36 The UK Budget… but make it understandable
00:36:45 Thank you for listening!
00:37:24 Financial Disclaimer
00:37:52 We love you Jacob Elordi

From 10-Year-Old Carer to One of NASDAQ’s Only Female CEOs.

Wed, 26 Nov 2025 17:00:00 -0000

At 10, Devika was doing night shifts caring for her nan. Fast-forward and she’s one of the tiny handful of female CEOs on the NASDAQ, building life-changing dementia tech while anonymous investors critique… her handbags. In this episode, she shares the real story behind her “why”: caring for her grandma, building a booming care startup, being bullied out of the business she created, surviving an abusive relationship, sobbing on Old Street while her face covered every Tube station, and then - plot twist - meeting the love of her life in Ibiza wearing five-day-old underwear. We dig into resilience, misogyny, motherhood, leadership, and her mission to transform dementia care for every family. It’s raw, heartfelt, unexpectedly funny, and a hug for anyone who’s ever thought, “I don’t know if I can get up again.”

(We do touch on domestic abuse, grief and mental health - please listen gently.)

Devika’s Linkedin: https://www.linkedin.com/in/devikawood/?originalSubdomain=uk

Ayla Care: https://www.ayla-care.com/

Women in Health: https://www.linkedin.com/company/wealth-women-in-health

🚗 Thinking about a new car but not ready to drop the cash all at once? Our mini-episode with Lexus explains car financing in plain English (and yes, we made it fun): ⁠https://youtu.be/klxsa-upYH4?si=mStDjeNaPWvERlt_

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Episode Preview
00:01:12 Quick Disclaimer
00:01:23 The Curve x Lexus
00:02:24 Who is Devika Wood?
00:09:12 Devika’s Grandma & Her ‘Why’
00:17:16 Co-Founding Vida at 26
00:30:27 Rock Bottom
00:34:15 The biggest Learning Devika Has Had
00:40:52 Devika’s Mission Now
00:41:54 Devika’s Message to Mums
00:44:36 Thank You For Listening!
00:45:01 Financial Disclaimer

The Cost of Dating Your Boss.

Sun, 23 Nov 2025 17:00:00 -0000

The Economist recently dropped an article called The Cost of Dating Your Boss, and naturally we had to dive into the juicy numbers: from why dating upwards can boost your salary to why the breakup can cost you big time. But before we get into workplace romance economics, there’s plenty more on the agenda: Nvidia’s highly anticipated result and what it means for the AI hype cycle, Warren Buffett suddenly going off-brand and splashing billions on Google, the world’s first Hermès handbag hedge fund (finally, an investment we can emotionally justify), and the UK’s ticket-resale ban that’s already hammering StubHub and Viagogo. And of course, we still manage to squeeze in Vic’s birthday celebrations, a wildly unhinged clothing haul confession, and even a surprise call from a listener on the Curve Hotline. Buckle up, it’s a big week and we cover a lot.

Episodes mentioned in this podcast:

The art of making money from handbags, with Meg Randell: https://youtu.be/5E3KEAxbUj0?si=MtHwZn9JtjtAZXud

Google’s Chief Technologist on the Future We’re All Heading Toward: https://youtu.be/kQ3dKKSFbWI?si=S0lZb-pndYtqrmQZ

WTF does that mean? A guide to all the jargony bits:

Financial Results – A company’s money report card.
Forward-Looking – Share prices based on vibes about the future.
Taking Profits – Cashing in while you’re ahead.
Diversification – Not putting all your money in one basket.
Exuberance – The market getting a bit too hyped.
Bubble – Prices inflated by excitement… until they pop.
Hedge Fund – A riskier, spicier investment fund.
Shorting – Betting something will drop.
Withdrawing Guidance – “We actually have no idea what’s happening.”

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up in this episode…
00:01:09 We did something naughty
00:03:02 Nvidia’s results & Vic’s big market call
00:12:36 Warren Buffett’s surprise move…
00:19:42 The world’s first… handbag hedge fund?!
00:23:40 The UK cracks down on ticket reselling
00:28:27 The Economist on The Cost of Dating Your Boss
00:31:32 One last thing before we wrap...
00:34:55 Thanks for tuning in!
00:35:34 Financial disclaimer
00:36:02 Outtake

We React to the Money Disasters You Sent In…

Wed, 19 Nov 2025 18:53:00 -0000

We asked for your financial horror stories, and wow, did you deliver. In this episode, we read (and listen to) real money mistakes from our community, from missed investing wins to term-deposit disasters, stock-picking heartbreaks, property nightmares and everything in between. We break down what went wrong, what we can all learn from it, and why these stories will genuinely make you better with money. Huge thank you to everyone who sent theirs in. And while you’re here, drop your thoughts (or your own money mishaps) in the comments, we read them all.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Welcome to Raising the Curve
00:00:35 The Curve x Lexus
00:01:35 Your Stories Are In (Thank You!)
00:02:11 The Investment She Didn’t Make… and Still Regrets
00:03:44 The Term-Deposit Timing Mix-Up
00:07:12 The Stock Pick That Went Downhill Fast
00:10:23 The Property “Partnership” That Cost Her Big
00:17:56 When a Scammer Pretends to Be Your Son
00:21:49 The Ponzi Scheme That Wiped Out Generations
00:28:23 What We Learned From All This
00:28:41 Thanks for Listening
00:29:06 Financial Disclaimer

Why Did It Take Women To Fix The Workplace?

Sun, 16 Nov 2025 17:00:00 -0000

This week’s Curve Weekly starts with Soph’s financial dilemma of the month - a perfect storm of overspending, £5 left in the bank, and a 4% phone battery in Mayfair. Then, just as we got rolling, Vic’s mic cut out (classic), so yes… this is take two. Once the tech drama settled, Vic breaks down why the market is down 2%, what’s spooking investors, and how the AI bubble ties into it. We also dive into that viral “Did women ruin the workplace?” headline and unpack why the real problem is a system that was never built for women to thrive. Then it’s onto Trump threatening to sue the BBC for $1B - what happened, why it matters, and why the media world is slightly sweating. And finally, we look at what Brits are really using ChatGPT for… and let’s just say the answer might surprise you.

WTF does that mean? A guide to all the jargony bits:

Market Drop – When the stock market has a tiny sulk.
AI Bubble – When AI stocks get too hyped.
Diversification – Don’t put all your money eggs in one basket.
S&P 500 – The 500 biggest US companies in one group.
CapEx – Big-ticket spending by companies.
Government Shutdown – When the US government can’t agree and… stops.
The Fed – The US interest-rate boss.
Defamation – Saying something untrue and getting sued for it.
Algorithm – The puppet master deciding what you see online.
50:30:20 Rule – A simple budget split: needs, wants, investing.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming Up In Todays Episode…
00:01:03 Soph’s Financial Dilemma
00:07:09 The Market Is Down 2%
00:15:46 Did Women Ruin The Workplace?
00:22:32 Trump Sues The BBC
00:29:06 Brits Are Using This For Chat Gpt?
00:33:00 Before We Go…
00:34:51 Thank You For Listening!
00:35:29 Financial Disclaimer
00:35:57 Outtake

Google’s Chief Technologist on the Future We’re All Heading Toward.

Wed, 12 Nov 2025 17:00:00 -0000

If AI still feels like a scary robot in the corner, this chat will calm your nerves and fire up your curiosity. Natalie Piucco (Google’s applied-AI whiz) breaks down where AI is really headed - think helpful life assistant that sorts your calendar, shopping and bills - and why that future could be worth backing with your pounds (or dollars). We cover simple ways to spot opportunities in everyday life (what are you and your mates actually using?), how to dip a toe in with an ETF before picking any “spicy” single stocks, and Nat’s golden rule: confidence comes after you start, not before. TL;DR: pop on your “investor glasses,” chuck in a tenner, and let AI’s next chapter work for you.

🚗 Thinking about a new car but not ready to drop the cash all at once? Our mini-episode with Lexus explains car financing in plain English (and yes, we made it fun): https://youtu.be/klxsa-upYH4?si=mStDjeNaPWvERlt_

Credits

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

The Reason the World’s Most Legendary Investor Is Not Investing Right Now.

Sun, 09 Nov 2025 17:00:00 -0000

Warren Buffett (aka the GOAT of investing) is sitting on a jaw-dropping $382 billion in cash. Yep, the man who literally buys companies is taking a breather, and Vic breaks down what that means for the rest of us (hint: things might be a tad overpriced). We also chat about bitcoin’s big dip (Soph’s thrilled), why AMD’s results weren’t enough to keep investors happy, and how gold’s having its main-character moment again. Plus, we celebrate the UK finally adding financial literacy to the school curriculum (goodbye, recorder lessons), unpack the mass Kiwi move to Australia, and somehow veer into royal neighbours, countryside dreams, and near-misses with Lorde.

WTF does that mean? A guide to all the jargony bits:

Bear Market – When stocks fall and vibes are low.
Bull Market – When prices rise and everyone’s buzzing.
Valuation – What a company thinks it’s worth.
Cash Pile – A giant stack of money waiting for action.
Berkshire Hathaway – Warren Buffett’s money empire.
Revenue Growth – When sales go up. Yay, more money!
Correction – A market “oops” before it (hopefully) recovers.
Defensive Stocks – Boring-but-reliable companies.
Safe Haven – Where nervous investors hide their cash (hi, gold).
Bitcoin – The drama queen of digital money.
Crypto – Internet money. Risky but exciting.
IPO – A company’s stock market debut.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

🎃 WATCH THIS EPISODE ON YOUTUBE 🎃

For more from The Curve:⁠⁠⁠⁠

Chapters

00:00:00 Coming up In Today's Episode...
00:00:55 Catch Up
00:06:21 A Few Quick Headlines
00:12:01 Why Warren Buffett Is Sitting on a Mountain of Cash
00:19:55 The UK Finally Adds Money Lessons to the School Curriculum
00:26:57 An Update on the Strava IPO
00:28:01 The Great Kiwi Exodus
00:29:27 Wrap-Up
00:30:11 Thanks for Listening!
00:30:50 Financial Disclaimer
00:31:18 Outtake

Finance Bros Assemble: We’re Talking AI.

Sun, 02 Nov 2025 17:00:00 -0000

Happy Halloween from the trading floor (aka our studio) where Steven and Victor break down this week’s AI mayhem. We chat the $5T milestone and what chip demand really means, why a certain chatbot’s rumored mega-IPO could suck oxygen (and cash) from the room, PayPal’s new ChatGPT checkout moment, and earnings tea from Microsoft, Alphabet and Meta. Big takeaway: excitement is high, portfolios can quietly get AI-heavy, and rebalancing is your best friend: S&P 500 girlies, you’re already getting plenty of exposure. It’s educational, a little unhinged, and very watchable.

WTF Does That Mean? A Guide to All the Jargony Bits:

AI Boom - Everyone’s losing it over artificial intelligence.

Chips - The brain of AI. Not the potato kind.

IPO - A company’s first day on the stock market.

Valuation - What we think something’s worth.

Earnings Season - When companies spill their financial tea.Diversification - Don’t bet it all on one shiny stock.

Correction - The market’s hangover.

Long-Term Investor - The chill one who doesn’t panic.

Credits

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

Chapters:

0:00 - Coming Up in Today’s Episode...

0:52 - Welcome to the Trading Floor!

4:06 - The First $5 Trillion Company on the Stock Market

9:54 - How AI Companies Are All Interconnected

23:19 - OpenAI Prepares for an IPO

35:31 - PayPal x ChatGPT

37:08 - It’s Earnings Season!

41:57 - Wrap-Up

43:21 - Thanks for Listening!

44:01 - Financial Disclaimer

44:29 - Outtake

For more from The Curve:⁠⁠⁠⁠

Property Cycles Explained.

Wed, 29 Oct 2025 17:00:00 -0000

Ever wondered why the property market feels like it’s having mood swings? Soph and Vic break down the property cycle through the lens of the seasons - from the buzz of spring recovery to the chill of a winter slump - and explain how interest rates, supply, and demand shape each stage. You’ll learn how local “microclimates” impact prices, why you can’t really time the market, and how to read the signs of what’s coming next. Oh, and we’ve also designed a very professional seesaw diagram to explain the whole thing - let’s just say the art world isn’t calling. We’ll be back next month with part two, diving deeper into how long these cycles actually last, where we are right now, and what to watch for if you’re planning to buy or sell.

We’re proud to be partnering with BNZ, whose Home Loan Partners understand that the housing market moves in complex cycles and global trends. With access to economic insights, local market knowledge, and years of experience, they’re here to help you navigate your own property journey with confidence - no matter what stage you’re at.

👉To learn more, head here.

BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

For more from The Curve:⁠⁠⁠⁠

Chapters:0:00 – What’s Coming Up This Episode...1:00 – BNZ x The Curve1:49 – Welcome to the Property Series3:52 – How Market Cycles Really Work10:16 – The Property Seasons: From Summer Booms to Winter Slumps16:21 – How Property Cycles Differ Around the World26:36 – Recap: Seasons, Supply & Demand, and What Shapes the Market39:59 – Wrapping Up + See You Next Month for Part Two41:04 – A Big Thank You to BNZ!42:39 – Financial Disclaimer

Why Fashion Giants Are Breaking Up with Beauty.

Sun, 26 Oct 2025 18:54:33 -0000

🎧 Listen to our latest episode on Gold

Why are fashion giants breaking up with beauty? This week, we dig into Kering’s $4B “it’s not you, it’s me” moment as it sells its beauty division to L’Oréal - and what that says about the state of luxury right now. Then we jump from catwalks to Korean skincare as Kylie Jenner’s casual TikTok shout-out turns a niche LED mask brand into a $6B sensation (seriously, one post!). There’s also gold’s not-so-glam fall (its biggest drop in a decade) and the return of meme-stock madness with Beyond Meat’s wild week on Wall Street. Plus, a sisterly lesson in latte logic, and a PSA on scams that proves: even the smartest among us can get duped.

🎧 ⁠Listen to our episode with Tracy Hall

Credits

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

Leave us a message on The Curve Hotline 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠⁠⁠

Chapters

0:00 – Coming up…

1:03 – Catch up & financial check-in

4:50 – Gold takes a tumble

11:48 – Beauty’s big breakup

20:17 – The return of the meme stock

29:32 – Warner Bros for sale?!

33:52 – Soph’s bonus story

39:12 – Before we go…

40:20 – Thanks for listening!

40:58 – Financial disclaimer

The Asset Everyone’s Suddenly Talking About.

Wed, 22 Oct 2025 18:00:00 -0000

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟

Something in the market is heating up fast - and everyone from central banks to everyday investors is taking notice. Prices have surged to record highs, headlines are everywhere, and FOMO is creeping in. In this episode, we unpack what’s driving the spike, why timing matters, and what this moment could mean for your portfolio. We’ll talk strategy, risk, and whether it’s a smart move to get involved… or sit it out. This one’s big - and moving quickly.

💡 Curious how we’d actually invest in it? Join the Curve Investing Club for our strategy and picks.

🎧 Listen to 'SARAH WILSON: Are We All F***ed? Systems Collapse Explained'

⁠🌟 WATCH THIS EPISODE ON YOUTUBE 🌟⁠

For more from The Curve:⁠⁠⁠⁠

Luxury Just Made A Comeback.

Mon, 20 Oct 2025 21:26:08 -0000

LVMH just put the champagne back on ice (in a good way) with a monster jump that hints luxury is officially out of its slump (handbags up, spirits high, clutches… still impractical). In other news, the US-China tariff tit-for-tat that spooked markets, pushed safe-haven gold even shinier, and could make your next smartphone pricier. Vic explains why volatility can be a sneaky gift for long-term investors, Strava is stretching for an IPO (run clubs, assemble), and the UK is eyeing a trim to cash ISAs to nudge more of us into investing -smart if you diversify, smarter if you don’t blindly go all-in on the FTSE. Plus, a tiny Taylor Swift sales flex and a very important programming note: should Curve Weekly land on Monday or Tuesday? Vote in the poll or leave a comment!

🎧 Watch our emergency episode on Gold ⁠here.⁠

⁠⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠⁠

WTF does that mean? A guide to all the jargony bits:Tariffs – A tax on imports. Governments love this drama.Trade War – Countries throwing tariffs at each other.Rare Earth Metals – Power your phone and EV.Volatility – Market mood swings. Big ups and downs.Active Management – Pros trying to beat the market.IPO – Company’s stock market debut.Market Cap – What a company’s worth.ISA – UK tax-free savings/investing account.S&P500 - Top 500 U.S. companiesFTSE 100 – Top 100 UK companies.Dollar Cost Averaging – Invest little by little, every month.ETF – A basket of shares in one.

For more from The Curve:⁠⁠⁠⁠⁠⁠

Should You Take a “Micro-Retirement”?

Wed, 15 Oct 2025 17:00:00 -0000

Thinking about a “micro retirement” now instead of waiting till 65? Same - let’s put a number on that itch. In this ep, we unpack the micro-retirement trend, why burnout and non-linear life plans are pushing it, and the real money maths behind pressing pause - like how skipping a year of £500/month investing can cost ~£200k by retirement, and how saving for the break first (or eight years of missed contributions) can snowball toward seven figures in opportunity cost.

We get practical too: plan your expenses, consider renting out your place, keep investing if you can, and if one partner stays home, talk about splitting pension/retirement contributions so nobody gets financially punished for caregiving. You’ll leave with a sanity-saving checklist, a fresh respect for compounding, and permission to chase variety - just not at the expense of Future You’s nest egg.

Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? ⁠⁠Grab the free PDF ⁠⁠⁠here.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟

For more from The Curve:⁠⁠⁠⁠

The Eight Stocks Driving the Market Boom.

Sun, 12 Oct 2025 17:00:00 -0000

The BATMMAAN stocks are running the show - eight US giants dominating the global leaderboard while Europe quietly sips its tea in the slow lane. We unpack why the US has such a grip on the world’s biggest companies, what it says about innovation (and taxes), and where this might go next. Plus: OpenAI goes on a multi-billion chip shopping spree with Advanced Micro Devices, Japan’s new female prime minister isn’t quite the feminist icon some hoped for, and inflation is creeping back into the US while interest rates slide in New Zealand. And because we can’t resist a bit of chaos - Vic’s makeup haul, Sophie’s tragic colour-match saga, and the all-important Halloween costume vote. Leave a comment and have your say!

WTF does that mean? A guide to all the jargony bits:

BATMMAAN Stocks – 8 US tech giants dominating the market.

S&P 500 – Top 500 US companies. Big investing benchmark.

Nikkei 225 – Japan’s S&P 500.

Tariffs – Taxes on imports = pricier stuff.

Interest Rates – Cost of borrowing money.

Inflation – Prices go up, money buys less.

Stimulus – Government spends to boost the economy.

Supply Chain – How stuff gets from A to B.

Chip Shortage – Not enough chips to meet AI demand.

Visa Hike – Making it pricier/harder to work abroad.

For more from The Curve:⁠⁠⁠⁠

How Gen Zs Do Money Differently, with Maddie Borge.

Wed, 08 Oct 2025 17:00:00 -0000

👉 Join Our Beginner Friendly Investing Club!

Gen Z gets written off as entitled and spend-happy - Maddie Borge proves otherwise. At 24, she lays out a disciplined, practical approach to money in a world where the old “degree → job → house” promise no longer holds. We discuss why renting in cities like London can be precarious, how that instability reshapes goals, and the trade-offs between owning and investing. Maddie shares the systems that actually move the needle - pay yourself first, ring-fence essentials, use high-yield savings and index funds/ISAs, audit subscriptions and day-to-day leaks, and gamify progress so it sticks. We also talk balance: enjoying small luxuries without derailing a deposit, and why building a portable career or business can be a smarter path than climbing a broken ladder. This isn’t “lazy Gen Z”; it’s thoughtful, disciplined, and quietly ambitious.

Maddie's Channels:

YouTube

Instagram

Tiktok

For more from The Curve:⁠⁠⁠⁠

The Rise of ‘Kidulting’ & How It Could Make You Rich.

Sun, 05 Oct 2025 17:00:00 -0000

👉 JOIN OUR INVESTMENT CLUB!

Kidulting is on the rise, and it’s not just about grown-ups buying plushies for their shelves - it’s shaping up to be a full-blown investing trend. We dive into why collectibles like Jellycats and Labubus are booming, and how to spot whether a “cute craze” could actually be a smart addition to your portfolio. From there, we get into the US government shutdown drama (and what it really means for interest rates, jobs, and your money), why investors are flocking to gold when things feel shaky, the surprising premium butter boom (yes, butter is the new luxury), and the London Stock Exchange’s fall from grace. Plus, we share a listener’s brilliant email on women buying “boring” businesses and what it would take to start one yourself. Packed with money insights, random tangents, and at least one stubbed toe story - this one’s worth the listen.

🎧 Listen to Vic’s 'Review of ‘The Soul of Money’.

🎧 Listen to our episode with Roxie Nafousi.

For more from The Curve:⁠⁠⁠⁠

Vic’s Review of ‘The Soul of Money’.

Wed, 01 Oct 2025 17:00:00 -0000

Vic brings ‘The Soul of Money’ to the couch and suddenly our bank statements feel like diaries we maybe… wouldn’t show our mums. We unpack the myth of ‘never enough,’ swap abundance for sufficiency, and explore money as a flow (sometimes a waterfall, sometimes a dribbly tap) that carries our intentions - whether that’s supporting local, giving with purpose, or voting with our wallets. Expect chat on financial integrity, values-based spending & donating, and why hoarding can dam your energy. Key takeaways: name your ‘enough,’ let money move with palms-up energy, and ask if each spend reflects who you are. Listen in, tell us your thoughts where you’re tuned in, and drop your next book recs - we’re ready for round two.

For more from The Curve:⁠⁠⁠⁠

Should We Be Investing in Matcha?

Sun, 28 Sep 2025 18:00:00 -0000

Soph is off having a well-deserved break in the woods this week (miss you Soph - plss come back soon 🥲). In her place, we’ve got Emily stepping out from behind the camera and onto the mic, matcha in hand. And speaking of matcha… it’s officially having a moment. Sales have doubled, cafés are going green, and Gen Z is treating it like the new Aperol Spritz (but healthier, Instagrammable, and about 100 shades brighter). We chat about why little luxuries are booming, the economics behind the matcha craze, and what it tells us about shifting spending habits. Plus, Vic weighs in on Trump’s latest visa drama, Nvidia and OpenAI’s eye-watering $100B deal, Pfizer muscling into the weight-loss drug race, and New Zealand smashing a glass ceiling with its first female central bank governor. Happy Monday everyone!

WTF Does That Mean? A Guide to All the Jargony Bits:H-1B Visa – US work visa for skilled jobs (techies, doctors).Market Cap – Total value of a company’s shares.AI Chips – Supercharged computer brains for AI.GLP-1 – Protein in weight-loss drugs that kills cravings.Acquisition – When one company buys another.Obesity Drug Market – The $$$ biz of weight-loss meds.Central Bank – The big boss bank running the economy.Interest Rates – How much it costs to borrow money.Inflation – When prices rise and money buys less.

For more from The Curve:⁠⁠⁠⁠

The Art of Asking for More (and Getting It), with Meggie Palmer.

Wed, 24 Sep 2025 18:00:00 -0000

Ever walked into a pay rise conversation, only to feel your brain switch off and your confidence evaporate faster than your lunch break? You’re not alone. In this episode, Sophie sits down with salary negotiation powerhouse Meggie Palmer to unpack how to prep, practise, and push through those oh-so-awkward money chats. From knowing your “wish, want, walk” numbers, to mastering the art of silence, Meggie shares practical scripts, confidence tricks, and even a “fake tunnel drop-out” hack you’ll want to keep in your back pocket. We also tackle why women are conditioned to feel icky about asking for more, and how to rewire that mindset. Spoiler: you’re adding value - time to own it.

PepTalkHer: https://www.peptalkher.com/

The original episode with Meggie: https://open.spotify.com/episode/0ukKYVeZDXfaBz20qal0Gv?si=Edty--14SLuXqRIWxgkkhQ

Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? ⁠Grab the free PDF ⁠⁠⁠here.

For more from The Curve:⁠⁠⁠⁠

The Ben and Jerry’s Post That Just Broke the Internet.

Sun, 21 Sep 2025 18:00:00 -0000

This week we dig into the very viral Ben & Jerry’s saga - Jerry stepping away after 47 years, the Unilever peace-deal-gone-fraught, and what it really costs to put values ahead of vanilla. We unpack the “independent within a conglomerate” merger setup, the Gaza/Israel flashpoint that turbo-charged tensions, and why brave exits can still break your heart (and your P&L). Then it’s a rapid-fire news: TikTok staying in the U.S. via a new consortium and a licensed algorithm (hello, governance plot twist), China easing up on Google, chatter about shifting U.S. company reporting to twice-yearly, Klarna’s float and first-week vibes, Tesla’s big rebound plus a hefty insider buy (cue our “ethics vs returns” debate), and Sophie’s surprise portfolio hero, SharkNinja. Share, rate, and drop your thoughts - would you invest in Tesla or is that a hard pass?

WTF Does That Mean? A Guide to All the Jargony Bits:Merger Agreement – The contract when two companies join.Board of Directors – The decision-making bosses.Independence Clause – “We’ll stay in charge” fine print.PE (Private Equity) – Big funds buying companies.VC (Venture Capital) – Startup money with big hopes.Algorithm – Code that decides your TikTok feed.National Security Risk – Gov-speak for “sketchy data.”Quarterly Reporting – Company report cards, every 3 months.Float / Going Public – When a company sells shares.Insider Buying – Bosses buying their own stock.Defaults – Missed payments.

For more from The Curve:⁠⁠⁠⁠

Out of The Blue: Lily’s Lesson on Health Insurance.

Wed, 17 Sep 2025 18:00:00 -0000

Sometimes the biggest lessons arrive completely out of the blue. In this episode, we sit down with 26-year-old Lily Foote, who shares the health scare that made her realise just how important health insurance really is. We talk through what it’s like to get an unexpected diagnosis, the overwhelm that comes with medical jargon, and how ADHD and anxiety can make the whole process even harder to navigate. Lily opens up about the financial relief of being covered, the reality of recovery (two weeks horizontal, not ideal for a self-confessed non-chiller), and the mindset shifts that came with it all. We also dive into why admin feels like climbing a mountain, how to make health insurance less intimidating, and that tricky balance between living in the moment and planning for the future. It’s an important conversation that’s honest, supportive, and might just be the nudge you need to finally tick “sort health insurance” off your list.

The Income Protection Episode mentioned in this podcast: A guide to adulting - Getting your Plan B sorted before it’s too late

What we share on this podcast reflects our own views and experiences, and not the views of Southern Cross Health Insurance. This is not intended to be a recommendation or financial advice. If you’re interested in getting health insurance, please seek appropriate advice from a qualified professional to suit your circumstances.

For more from The Curve:⁠⁠⁠⁠

Murdoch Drama, Lulu Karma & an IPO for Klarna.

Sun, 14 Sep 2025 18:00:00 -0000

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟

This week on The Curve Weekly, we’ve got a very special guest: Lucy Blakiston from Shit You Should Care About is in the studio - and we LOVED HAVING HER. Together we dive into Rupert Murdoch’s real-life Succession drama, Lululemon’s fall from athleisure grace, and the big one: Klarna finally hit the stock market. The giant IPO’d on the NYSE at $40 a share, shot up to $57, and closed at $45.82 - a neat little 15% glow-up on day one. We break down what that actually means, why Klarna is still losing money (but less than before), and whether you’d want it in your portfolio. Plus: Bowie bonds, activist investors, tube-strike survival stories, weddings that drain your bank account, and one very rogue hair intervention. Finance, but fun - and with Lucy in the mix, chaotic in the best way. 💖

Subscribe to Lucy's Substack HERE (we highly recommend it 🙏)

Watch our previous episode with Lucy HERE. 🎥

WTF Does That Mean? A Guide to All the Jargony Bits:

IPO – A company’s stock market debut.

Ticker – The code a company trades under (Klarna = KLAR).

Valuation – What the market says a company’s worth.

On its knees – A stock performing terribly.

Activist Investor – Buys shares to shake things up.

Bowie Bonds – Musicians borrowing against future royalties.

Royalties – Cash artists get when their music’s played.

Private Equity – Investors buying companies off-market.

Trust – A legal pot of assets (Murdoch-style).

Succession Plan – Who takes over next.

For more from The Curve:⁠⁠⁠⁠

A Property Story Gone Wrong.

Wed, 10 Sep 2025 19:54:40 -0000

📝 Read Gabby’s original blog here

What happens when your “dream first home” turns into the ultimate financial horror story? Enter Gabby, who found herself tangled in $700,000 of debt, a collapsing relationship, disappearing tenants, and the kind of stress that ages you a decade in six months. In this episode, she shares the rollercoaster of buying a property with her ex - from the excitement of auctions and shiny new builds to the gut-punch of surprise valuations and last-minute scrambles for tens of thousands of dollars. It’s brutal, it’s eye-watering, but it’s also packed with must-know lessons about contracts, worst-case planning, and why you should never assume property ownership is a simple path. Grab a wine (you’ll need it) and get ready to hear how Gabby turned her property nightmare into resilience, wisdom, and a story you won’t forget.

We’re proud to be partnering with BNZ, who know that home ownership isn’t a straight line. Sometimes life throws curveballs, and BNZ is all about supporting you through the hard stuff, not just the highlights. Whether you’re at the start of your journey or rebuilding after a setback, BNZ’s home loan experts have the tools and people ready to help you find a way.

👉 To learn more, head here: bnz.co.nz/home-loan-partners-spotify-ep5

BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

For more from The Curve:⁠⁠⁠⁠⁠⁠

Why Crypto Rich Kids Skip the Airport Queue.

Mon, 08 Sep 2025 18:00:00 -0000

👉 JOIN THE CURVE INVESTING CLUB

Bitcoin billionaires are swapping airport queues for £80k charters (cool cool cool), while the rest of us are price-checking Skyscanner and pretending our carry-on will magically zip. We chat why luxury travel is booming for the crypto-rich, gold hitting record highs as everyone panic-cuddles a safe haven, Jet2’s very un-holiday update, and how a viral jingle, Sydney Sweeney’s American Eagle moment, and Gap’s 90s groove actually moved markets. Plus: Nestlé’s CEO scandal and the succession-plan shambles, Pepsi getting an activist knock at the door, and real-life travel hacks that don’t nuke your payday. Takeaways: new money changes old habits, leadership risk matters, fear lifts gold, timing kills flight costs.

Sorry for the late drop but we hope it was worth the wait!!

For more from The Curve:⁠⁠⁠⁠

Taylor Swift’s Engagement Just Moved Markets.

Sun, 31 Aug 2025 18:00:00 -0000

👉 JOIN THE INVESTING CLUB!

This week we’re diving into the engagement that shook both the charts and the stock market - yep, Taylor and Travis are officially on! From Krispy Kreme donuts to diamond stocks, Vic unpacks how one love story is moving billions. We also chat about Grindr’s surprising business pivot, whether Nvidia can keep bulking up the AI boom, and why boomers are quietly widening the generational wealth gap. Plus: Puma’s possible sale, Sophie’s singles party dilemma, and a curveball question involving sugar daddies and pineapple on pizza (spoiler: it’s a hard no).

Watch / Listen: How Sophie Actually Bought Her Investment Property

WTF Does That Mean? A Guide to All the Jargony Bits:Prenup – A marriage contract about money.Market Cap – A company’s total value on the stock market.Shares / Stock – Tiny slices of a company you can own.Revenue – Money a company makes before expenses.AI Bubble – When AI hype risks popping like a balloon.Generational Wealth Gap – Boomers rich, millennials broke.ETFs – Bundles of shares in one handy package.Private Equity – Buying companies that aren’t on the stock market.Premium – Paying extra when buying a company.

For more from The Curve:⁠⁠⁠⁠

Investing for Kids.

Wed, 27 Aug 2025 18:00:00 -0000

Know a small human? Cool - this one’s for you. Whether you’re a parent, godparent, auntie, uncle, or just someone who buys cute baby outfits on impulse, this episode is all about giving the kids in your life a serious financial head start (spoiler: it’s not another teddy bear). In this highly demanded episode, we unpack the power of investing for children - how even small, regular amounts can grow into life-changing money thanks to the magic of time and compound interest. We also dive into the when, how, and what to invest in, plus genius ways to teach kids the value of money without sounding like a boring textbook. Because nothing says “I love you” like an S&P 500 fund with their name on it.Link to the survey

Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠⁠here.

For more from The Curve:⁠⁠⁠⁠

Why Being a Good Friend Now Costs a Fortune.

Sun, 24 Aug 2025 18:00:00 -0000

This week kicks off with Sophie’s birthday (!!) - complete with surprise cake, a video montage, and a pair of speed-dealer sunnies that may or may not become her new personality. But once the candles are blown out, we get into friendflation: the growing cost of weddings, hens’ weekends, and keeping up with your mates when every catch-up seems to come with a price tag. We also dig into Soho House being taken private, the frustrating reality that the gender pay gap starts as soon as you graduate, and launch our brand-new Ask the Curve segment - tackling your big money questions. Got any to add? Leave a comment and we’ll get back to you in the next episode!

WTF Does That Mean? A Guide to All the Jargony Bits:

Friendflation – When hanging out with mates drains your bank account.

Going Private – Company leaves the stock market. No more public shares.

Takeover – One company buys another.

Hostile Takeover – The “we said no, they did it anyway” takeover.

Drag-Along – Big investors sell, you’re dragged along too.

Tag-Along – Big investors sell, you can join the sale.

Short Sellers – Betting a stock will crash.

Meme Stocks – Shares that go viral online.

Gender Pay Gap – Men get paid more than women (yep, still).

Roadshow – Company road trip to woo investors.

For more from The Curve:⁠⁠⁠⁠

How Sophie Actually Bought Her Investment Property.

Wed, 20 Aug 2025 18:00:00 -0000

In part two of our chat with property coach Peter West, Sophie walks us through the real, messy, and surprisingly empowering process of pulling off her first BRRR deal - and making $125K in five weeks. From dodging catfish listings and surviving auction-day adrenaline, to underspending on renos (yes, really) and using equity to go again, this episode is full of gold for anyone dreaming of getting on the ladder. There’s talk of foam mattresses, flipping fails, rentvesting revelations, and one very smug WhatsApp group called ‘Property Moguls’.

Keen to work with Pete or learn more about what he does? Fill in this quick form and we'll connect you: ⁠https://crtfumnrsp0.typeform.com/to/y5GyHMcL

We’re proud to be partnering with BNZ, because no two journeys to home ownership are the same. BNZ’s home loan experts are there to help you navigate the process with confidence - from search to signing.

To learn more, head here 👉 ⁠https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managers

BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

🌟 WATCH THIS EPISODE ON YOUTUBE. 🌟

For more from The Curve:⁠⁠⁠⁠

How Song Lyrics Are Moving the Stock Market.

Sun, 17 Aug 2025 18:00:00 -0000

This week we’re kicking off with Vic’s childhood jazz ballet ambitions (complete with fake panting for dramatic effect) before diving into a very big week in tech. We unpack why Apple’s been oddly quiet on AI while quietly buying back billions in shares, what Perplexity’s $35B bid for Google Chrome even means, and why meme stocks like American Eagle can skyrocket for all the wrong reasons. Plus, the luxury brand–name-drop effect in music, Duolingo’s glow-up, Gregg’s woes, and why it’s definitely not too late to invest in AI.

WTF Does That Mean? A Guide to All the Jargony Bits:

Share Buyback – Company buys its own shares to boost value.
Dividend – Cash thank-you to shareholders.
Capital Gain – Profit from selling for more than you paid.
Laggard – Company that’s falling behind.
Meme Stock – Share hyped online, not by profits.
Short Seller – Bets a share price will drop.
Antitrust – Rules to stop companies getting too powerful.
Spin-Off – Company splits off part into a new business.
ETF – Bundle of shares in one go.
AI Value Chain – Companies powering AI, not just building it.

For more from The Curve:⁠⁠⁠⁠

Rethinking How to Get on the Property Ladder.

Wed, 13 Aug 2025 18:00:00 -0000

So… Sophie bought an investment property. But instead of chasing a dream home, she flipped the script and went full BRRR (that’s Buy, Renovate, Rent, Refinance, Repeat, btw). In this episode, we’re joined by property investor Peter West to unpack how this strategy works, why Soph teamed up with a flatmate she’d known for all of three weeks, and what rentvesting actually means (spoiler: yes, you can rent in the city and still own property). Whether you’re saving for a deposit or just nosy, this one’s for anyone rethinking the whole “get on the ladder” thing. And good news - Pete’s back next week to share exactly how they pulled it off, what the numbers looked like, and what they’d do differently.

Keen to work with Pete or learn more about what he does? Fill in this quick form and we'll connect you: https://crtfumnrsp0.typeform.com/to/y5GyHMcL

To learn more, head here 👉 https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managers

BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

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The Two Hottest Investments Right Now.

Sun, 10 Aug 2025 09:16:18 -0000

JOIN OUR INVESTING CLUB HERE

This week we’re bringing you two sizzling investment ideas that are turning heads - one’s riding a tech-powered boom you’ve definitely felt, and the other’s making serious moves in how we get from A to B (no, not Tesla). We also unpack the $500B private company quietly overtaking SpaceX, why Warren Buffett stepping down has markets spooked, and how Elon Musk just scored himself another jaw-dropping payday. Plus: Spotify’s price hikes, BP’s mega oil find, and the usual dose of financial gossip you didn’t know you needed.

Watch the Annie Stafford (Ford Wardrobe) Youtube Ep

WTF Does That Mean? A Guide to All the Jargony BitsS&P 500 – Top 500 US companies. Big deal.Valuation – What a company’s worth (on paper).Private Company – Not on the stock market.Share Sale – Employees cashing in their shares.Buyback – Company buys its own shares.Price Inelasticity – Prices go up, we still buy.Data Centre – Giant buildings powering the internet.

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How to Financially Prepare for a Breakup or Divorce, with Helen Baker.

Wed, 06 Aug 2025 18:00:00 -0000

It’s not the most romantic topic - but it is one of the most important. In this episode, Soph and Vic sit down with licensed financial adviser and author Helen Baker to talk about what really happens when a relationship ends - emotionally, practically, and financially. Whether you’re navigating a split, supporting a friend through one, or just want to make sure your future self is protected, this conversation is packed with essential info. Helen walks us through the key financial steps to take before and after a separation, what to do if you're suddenly left picking up the pieces, and why being informed doesn’t mean being pessimistic - it means being empowered. You’ll learn about asset splitting, the importance of financial visibility, and how to set yourself up to thrive after a major life shake-up. This episode is all about giving you the tools to feel confident, calm and in control - no matter what life throws your way.

On Your Own Two Feet: https://onyourowntwofeet.com.au/

Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠⁠here.

For more from The Curve:⁠⁠⁠⁠

Weight Loss Wars, Trust Fund Tantrums, & Working Till 70.

Sun, 03 Aug 2025 18:00:00 -0000

With Vic off the grid (literally) on a Greek island, Soph calls in some brilliant backup - enter first-time podcaster Sophie G, a financial whizz and all-round legend. The duo dives into the unexpected fallout (or lack thereof) from Trump’s tariffs, why Ozempic-maker Novo Nordisk just lost billions (lol ouch), and what Denmark’s retirement age hike says about your financial future. Oh, and there’s also a juicy story about a prenup gone rogue (Simon wants how much for flights?!). Plus, we celebrate the Lionesses’ win and the unstoppable rise of women’s sport. GO THE GIRLS!

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The Country That Just Beat Everyone at Wealth (and Why).

Sun, 27 Jul 2025 18:00:00 -0000

👉 Sign the petition to support safer online spaces for youth

Emily’s back from Europe with a stolen backpack, a £500 fine, and a newly converted love for travel insurance (turns out it isn’t just a scam after all). Meanwhile in the finance world, meme stocks are doing the rounds again - meet the DORKS (yes, that’s what they’re calling them) and why everyone’s suddenly investing in Krispy Kreme, Rocket, and GoPro like it’s TikTok for stocks. We also explore how unusual banking behaviour could be an early sign of dementia, why Starbucks’ CEO is earning 6,000 times more than your local barista (yes, really), and which country officially ranks as the richest in the world right now. Hint: it’s chilly, efficient, and very into recycling.

👉 Chloe Swarbrick ep

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Chlöe Swarbrick on Power, Money & the Systems That Divide Us.

Wed, 23 Jul 2025 18:00:00 -0000

We weren’t sure if we should release this episode. Some told us it wasn’t appropriate, others said it was exactly the conversation we need right now. And honestly… both sides make a good point.

In this wide-ranging chat with politician Chlöe Swarbrick, we dig into the uncomfortable stuff - dogmatism (we’ll explain, don’t worry), capitalism, inequality, power, and why politics often feels like an exhausting mess. Chlöe breaks down how the systems around us shape everything from the price of electricity to who gets heard (and who doesn’t), and why staying out of politics doesn’t mean politics stays out of your life.

This episode doesn’t have all the answers, but it will make you think - and probably text your group chat afterwards. If you’ve ever felt politically lost, financially frustrated, or just sick of the noise... this one’s for you.

Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠here⁠: https://manage.kmail-lists.com/subscriptions/subscribe?a=RkwjHW&g=Uvwei5

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Budgeting Blues, Bitcoin is Booming & a Dash of TACO [UNEDITED]

Sun, 20 Jul 2025 22:59:52 -0000

It’s our last week UNEDITED (promise). Emily’s back next week thank goodness. Please excuse any brain farts, or unusually long tangents in this one... The first 20 minutes are not your usual headlines. Soph shares a personal realisation that led her to book a very last-minute flight to Turkey, if you want to skip straight to the headlines, head to 20:00.

This week in money news:

💸 Crypto is soaring - what’s behind the latest spike?
☕ Coffee prices might be going up (crying)
🌮 And the investing trend everyone’s watching: TACO (spoiler: not snack-related)

Want to get ahead of the curve with investing ideas that we don't talk about on the pod? Join us inside ⁠⁠⁠The Investing Club⁠⁠⁠.

And if you want to leave us a voice message - you can on The Curve Hotline! 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠

What It Takes to Buy a House in Your 20s, with Tegan Yorwarth.

Wed, 16 Jul 2025 18:00:00 -0000

Today we are joined by the amazing Tegan Yorwarth - radio host, proud Māori wāhine, and lowkey money mastermind for our second instalment of The Property Podcast - in partnership with BNZ! In this conversation, we spoke to Tegan about how she bought her first house before 30 - while working in one of the most unstable industries out there. We chat about growing up with a scarcity mindset, the thrill (and trauma) of auctions, how she tricks herself into saving, and why she used to send her money to her mum to stop herself spending it (genius). Plus, we cover what it's like being a Māori woman navigating wealth-building, the pros and cons of dating a spender, and why true wealth is... sleeping in on a Monday, not buying a jet ski.

BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

FULL & UNEDITED Curve Weekly: The Serena Williams effect, Russia is a copycat and does anyone still eat corn flakes?

Sun, 13 Jul 2025 18:00:00 -0000

This week on The Curve Weekly, we’re doing things a little differently - no edits, no cuts, just the full unfiltered conversation. From Nvidia’s mind-blowing $4 trillion milestone (yes, trillion) to Wimbledon’s £53.5 million prize pool and the financial legacy of Venus Williams, we’re unpacking all of this weeks money headlines. We’re also diving into why interest rates are pausing, what Nutella’s parent company is buying now, and how the cost of climate change is creeping up faster than you might think. If you’ve ever been curious as to what goes on behind the scenes, you’ll enjoy this one.

Want to check out the Honeybloom necklaces we mention in this podcast? Here is the link!

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How to Build Wealth, Confidence, and Community with Caitlyn Kumi

Wed, 09 Jul 2025 18:30:00 -0000

Welcome to our New York miniseries! Soph was in the states not too long ago and was lucky enough to sit down with the incredible Caitlyn Kumi, founder of Miss Empowher, Forbes 30 Under 30 honouree, and an all-around powerhouse. Caitlyn opens up about growing up Ghanaian-American, dealing with wildly inappropriate career advice from men in suits which became the catalyst for building her now global community of confident, empowered women.

They talk about the emotional side of money and how that stems into relationships, why confidence (not just credentials) can be your biggest asset, and the actual financial red flags to look out for when dating. From managing your finances to managing your mentors (yes, there’s a whole strategy), Caitlyn shares - this episode is perfect for someone looking for career + money motivation.

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Follow Caitlyn Kumi

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Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠⁠here⁠⁠⁠. You're welcome in advance.

________________

BePure is your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. ⁠⁠⁠⁠⁠Grab the bundle here⁠⁠⁠⁠⁠ (discount auto-applied, no faffing required).

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WTF Does That Mean? A Guide to All the Jargony Bits

Mentor
Someone you go to for guidance and advice based on their own experience.

Coach
Gives you practical, step-by-step advice and feedback to help you level up specific skills.

Connector
The friend with the Rolodex—makes intros, links you with helpful people, and opens doors.

Strategizer
Helps you map out your goals and figure out the best moves to get there.

Sponsor
A powerful advocate who champions you behind closed doors, think: putting your name forward for opportunities.

Financial Infidelity
When someone hides or lies about money matters in a relationship, like secret spending or hidden debt. Big yikes.

Waist Beads
Traditional accessories worn around the waist or hips, often used in West African cultures for confidence, femininity, and body awareness.

High-Yield Savings Account
A savings account that earns more interest than your basic one—perfect for building up that emergency fund.

Index Fund (e.g. S&P 500)
A type of investment that tracks a broad group of companies. Less risky, more chill. Great for long-term investing.

Emergency Fund
A stash of cash (usually 3–6 months of expenses) to cover unexpected life curveballs like job loss or surprise vet bills.

Personal Finance is Personal
A running theme of this ep—aka there’s no one-size-fits-all. Your money strategy should fit your life.

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‘I Do’ to IPO: Big Money Moments This Week

Sun, 06 Jul 2025 18:00:00 -0000

Vic flies solo today, covering a wide range of money and market moments. From Jeff Bezos’s high-profile wedding (and the importance of prenups) to how women invest differently than men, there’s plenty to unpack.

Vic also breaks down what an IPO is, why Figma’s filing is big news, and what it means for Adobe and the broader stock market. Plus, she touches on Australia’s new financial year and generous superannuation changes, Tesla’s slipping sales, Warren Buffett’s latest $6 million donation, and how Glastonbury might have pulled in a massive £80 million. It’s a fun, info-packed episode — no jargon, just clarity.

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WTF Does That Mean? A Guide to All the Jargony Bits

Prenup (Prenuptial Agreement): A legal contract signed before marriage that outlines how assets and finances will be handled in case of divorce.

IPO (Initial Public Offering): The process where a private company offers its shares to the public for the first time.

Superannuation (Super): A retirement savings scheme, especially prominent in Australia, where employers contribute to a fund on behalf of employees.

Market Sentiment: The overall attitude of investors toward a particular security or the financial market as a whole.

Dividend: A portion of a company's earnings paid to shareholders — not mentioned directly, but useful in investment discussions!

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How Soph made $122,000 in 6 weeks!

Wed, 02 Jul 2025 20:34:29 -0000

This is the first episode in our BRAND NEW property series in partnership with BNZ! Whether you’re buying your first home, thinking about investing, or just trying to wrap your head around how the property market works - this monthly series is for you. We’re kicking it off with our first episode and some very exciting news... Soph finally bought a house! 🎉🎉

If you’ve been following her property journey, you’ll know it’s been anything but smooth sailing. Getting a mortgage as someone who works for herself came with more hoops than she could’ve imagined - but she’s back with a major update... and a huge plot twist. In just six weeks, Soph made $122k - and in this ep, she shares exactly how she pulled it off. It’s a strategy most buyers don’t even know exists (but 100% should). This one might just change the way you think about getting on the ladder.

BNZ home loans are subject to BNZ’s lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.

For more from The Curve:⁠⁠⁠⁠

Miso, Money & a Micro-Episode

Wed, 25 Jun 2025 18:00:00 -0000

No full episode this week—but Vic and Soph are still popping in for a quick chat (and a tiny bit of chaos). With their Investing Bootcamp launching on June 30th, the duo is deep in prep mode, so they’re keeping it light and casual in this short catch-up.

Expect some very relatable investing reflections, a few laughs about workouts gone wrong, and a surprise cameo from Miso. If you've been meaning to start investing but keep putting it off, the Bootcamp is made for you. It’s everything Vic and Soph have learned, simplified and glow-up’d for beginners.

Raising the Curve: 114 - Work Life Balance And Working Out What Is Important

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Dads Are Protesting, AMEX Is Flexing & Oil Prices Are on the Move

Sun, 22 Jun 2025 18:00:01 -0000

This week, Vic and Soph are jumping from investing confidence to global headlines—and back again. They kick things off with a reminder about The Curve’s beginner bootcamp (starting June 30!), perfect if you’ve been putting off learning how to invest.

They also chat through the world’s first-ever dad strike in the UK, rising tensions in the Middle East and what it means for oil prices and your portfolio, AMEX’s new fee hike, Gen Z’s love of credit cards, and Nintendo’s latest boom.

Plus: vintage fashion obsessions, podcast photo fails, and a few too many thoughts on thirst traps.

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WTF Does That Mean? A Guide to All the Jargony Bits

Investing Bootcamp
A four-week course by The Curve for beginners to learn personal finance and investing, including live sessions and community access.

Dad Strike
A UK protest where fathers are demanding more paid parental leave—currently only two weeks are offered.

Middle East Tensions
Ongoing conflict affecting oil supply, leading to higher prices and market volatility.

Global Diversification
Investing across different countries to reduce risk, especially during geopolitical instability.

AMEX (American Express)
A premium credit card company that’s recently increased its annual fees.

Nintendo Surge
A major share price jump after the launch of Nintendo’s new gaming console.

Vintage Fashion
Pre-loved clothing finds—Vic shares her new appreciation for it.

Thirst Traps
Photos meant to attract attention; Soph and Vic reflect on past photo shoot moments.

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Click to listen to 'Should You Be Investing in Fixed Income?'

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Breaking Down Bonds & Why You Might Want To Invest In Them.

Wed, 18 Jun 2025 18:00:00 -0000

You’ve heard about them, you’ve nodded politely when someone mentioned them - but do you actually know what bonds are? And more importantly, should you have them in your investment portfolio? In this episode, we break down bonds in a way that finally makes sense. You’ll learn how bonds work, who they’re for, when they make sense, and what kind of returns you can expect - plus why the word “junk” in finance isn’t as trashy as it sounds. Whether you’re saving for a house, want something a bit more chill than shares, or are just curious if bonds are the grown-up move your money needs - this ep is for you. Spoiler: you might already own bonds without even knowing it.

💸 Want to know which bond funds are worth looking at? Vic’s sharing her top picks in The Curve Investing Club - become a member and get access to practical investing ideas, tools, and confidence.

Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠⁠here⁠⁠. You're welcome in advance.

This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. ⁠⁠⁠⁠Grab the bundle here⁠⁠⁠⁠ (discount auto-applied, no faffing required).

If you’ve been meaning to finally do something with your money and build confidence with investing, join us for our ⁠investing bootcamp⁠ that kicks off on the 23rd June!You'll learn:

How to split your pay and manage your money
The foundations of investing (without the jargon)
How to actually get started - and stay consistent

You’ll get access to:

Our brand new Money + Investing Course
2x live sessions with Vic
A private community of new investors
Tools + tips to grow a strong, diversified portfolio
12 months access to The Investing Club

⁠Click here to join⁠!

⁠⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠⁠⁠⁠

For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Labubu Mania, IVF f*** ups and Political Plot Twists?

Sun, 15 Jun 2025 18:00:00 -0000

From Dublin’s cloudy charm to the bizarre world of Labubu dolls, Vic and Soph cover a lot this week. They kick off with travel debates (beach club vs. ruins), before diving into one of the most unexpected stock surges of the year - and how spotting a trend like Labubu could’ve made you 600% richer.

Then it’s into something more personal: IVF and egg freezing. Soph opens up about her own experience, while Vic breaks down why the fertility industry is booming and what the Monash embryo mistake means for investing in this space.

They also touch on how feedback shapes the podcast, the evolving value of interviews, and that now-infamous “girls are fighting” comment. Plus, US politicians' suspicious stock moves, mega-CEO paydays, and a quick shoutout to the incredible Emily.

This one’s part chit-chat, part curveball headlines, and part financial deep-dive - with a side of egg freezing quiz in the show notes.

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If you’ve been meaning to finally do something with your money and build confidence with investing, join us for our investing bootcamp that kicks off on the 23rd June!
You'll learn:

How to split your pay and manage your money
The foundations of investing (without the jargon)
How to actually get started - and stay consistent

You’ll get access to:

Our brand new Money + Investing Course
2x live sessions with Vic
A private community of new investors
Tools + tips to grow a strong, diversified portfolio
12 months access to The Investing Club

Click here to join!

________________

WTF Does That Mean? A Guide to All the Jargony Bits

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Labubu
A collectible toy character designed by a Hong Kong artist, made popular through blind-box unboxing culture. It’s become a viral sensation, with some rare versions selling for thousands.

Blind Box
A packaging style where the specific item inside isn’t revealed until it’s opened. Common in collectible toys and figures, often used to encourage repeat purchases.

Pop Mart
A publicly listed Chinese company that owns and distributes Labubu and other collectible figures. It’s behind the booming success of the Labubu trend.

IVF (In Vitro Fertilisation)
A medical procedure used to help people conceive a child. Eggs are fertilised by sperm outside the body and then implanted into the uterus.

Egg Freezing
A fertility preservation method where a woman's eggs are extracted, frozen, and stored for future use.

Insider Trading
The illegal practice of trading stocks or other securities based on material, non-public information—like confidential plans or upcoming announcements.

SEC (Securities and Exchange Commission)
A U.S. government agency that regulates the securities markets and enforces laws against market manipulation and insider trading.

ETF (Exchange-Traded Fund)
A type of investment fund that’s traded on stock exchanges, like a stock. It holds a collection of assets (e.g., stocks, bonds) and can track specific sectors or trends.

S&P 500
An index of the 500 largest publicly traded companies in the U.S., often used as a benchmark for the overall performance of the stock market.

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Egg Freezing Survey

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The Curve Investing Club Free Trial

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⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠⁠⁠

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The Cost of Being a ‘Good Girl', with Melissa Browne.

Wed, 11 Jun 2025 18:00:00 -0000

What’s the real cost of unpaid labour, emotional load, and being the ‘nice girl’ in a relationship? In this fiercely eye-opening episode, author Melissa Browne blows the lid off the money myths holding women back. From the dangerous mindset of “it’s not worth her going back to work” to why 7 out of 10 men manage long-term investments for control, this conversation is packed with jaw-dropping stats, empowering reframes, and financial red flags every woman needs to know. Melissa shares practical advice on retirement savings splitting, negotiating unpaid labour, protecting yourself before and during relationships, and the truth about why investing is never selfish. If you’ve ever felt uneasy talking money in your relationship, this episode will give you the clarity, tools, and confidence to change the game.

👉 Want more from Melissa? She’s put together a bunch of free money goodies just for Curve listeners - head to melissabrowne.com.au/curve to check them out.

Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF ⁠here⁠. You're welcome in advance.

This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. ⁠⁠⁠Grab the bundle here⁠⁠⁠ (discount auto-applied, no faffing required).

For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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The Big Billionaire Breakup, Buybacks & Blasting Off

Mon, 09 Jun 2025 07:54:31 -0000

This week on Curve Weekly: political chaos, market meltdowns, and a Swiftie-sized power move.

Vic and Soph unpack the billionaire breakup of Elon and Trump (EV shade, Twitter tantrums, and all), dive into what’s next for Tesla, and chat about why space is suddenly the place to invest.

They also get into the IPO buzz (hi, Virgin Australia and Wise), plus Taylor Swift’s epic move to buy back her music — and what it taught them about contracts, control, and calling the shots.

Finance meets pop culture, with zero snore-factor. Let’s go.

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⁠Here is the link for the free investing workshop for beginners on June 16.⁠

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WTF Does That Mean? A Guide to All the Jargony Bits

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EV Subsidies – Govt discounts for buying electric cars. Bye subsidies = bye Tesla share price.

IPO – A company’s stock market debut. A financial coming-out party.

Fintech – Money tech like Wise, Sharesies, and your phone’s wallet.

Master Rights – Who owns the actual song recording. Taylor wanted these.

Publishing Rights – Who wrote the song. Think lyrics + melody.

Private Equity – Big money buying stuff to resell for more.

Stock Exchange – Where shares are bought + sold.

S&P 500 – The 500 biggest US companies.

Capital Markets – Fancy term for the world of investing.

Scott Galloway – Bold, brainy biz guy. Says what we’re all thinking.

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⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠⁠⁠

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Balancing family & career when life doesn't go according to plan, with Amy Fraser (from the archives).

Wed, 04 Jun 2025 18:00:00 -0000

This one’s for the mums - the ones juggling packed lunches, work meetings, and trying to remember when the last load of washing was switched. In this honest and thoughtful conversation, Amy Fraser shares her journey into motherhood (which did not go to plan), navigating single parenting, rebuilding her career, and the invisible labour so many women carry without question. We talk about the real cost of taking time out of the workforce, why your family is an asset, and how guilt seems to sneak into every corner of parenting. It’s equal parts validating and practical - a reminder that if you’re doing your best to hold it all together, you’re not alone.

Link to read Amy's blog.

Want the step-by-step guide we put together with Lexus on how to actually afford a big-ticket item (like a car that makes you feel as sleek as you look)? Grab the free PDF here. You're welcome in advance.

This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. ⁠⁠Grab the bundle here⁠⁠ (discount auto-applied, no faffing required).

For more from The Curve:⁠⁠⁠⁠⁠⁠⁠⁠

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Hailey’s Payday, Harvard Drama & Kids Who Invest.

Sun, 01 Jun 2025 18:00:00 -0000

This week, we dig into Hailey Bieber’s not-quite-a-billion-dollar beauty deal - what she actually made and what it says about celebrity brands, equity, and the power of a loyal follower count. We also chat about a US proposal to give every newborn $1,000 to invest (move over, plastic toys), Trump’s oddly personal vendetta against Harvard, and the rumour that Conor McGregor might buy OnlyFans. Oh, and the rise of the “stay-at-home son” - equal parts hilarious and mildly alarming. Plus, is alcohol the new cigarettes? The wellness wave might be stronger than your Sunday hangover.

Got kids or planning to? Take our quick poll and tell us if you’re investing for them!

Plus, here is the link to our episode on Grace Wears Lace

WTF Does That Mean? A Guide to All the Jargony Bits

Equity – Owning a slice of a company. Like business pie.
Endowment Fund – Uni savings pot they invest to fund stuff.
Creative Director – Boss of the brand’s vibe. Mood boards galore.
Celebrity Endorsement – When a celeb’s paid to like something.
Generational Wealth – Money passed down, not just old jumpers.
S&P 500 – The 500 biggest US companies. Stock market all-stars.
Investment Account – Where your money goes to (hopefully) grow.
Private Company – Not on the stock market. No app-share buys here.
Public Listing / IPO – When a company goes public. Finance’s big debut.
PR (Public Relations) – Managing a brand’s image. Spin, but make it shiny.

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Starting, Scaling & Selling a Global Brand with The Caker, Jordan Rondel.

Wed, 28 May 2025 18:00:00 -0000

Ever dreamed of turning your passion into a global business? Jordan Rondel did just that - with cake. In this ep, Sophie chats with the legendary founder of The Caker, who started her brand at 21 and baked her way from Auckland to L.A., serving up cakes to the likes of Miley Cyrus and Flea from The Red Hot Chilli Peppers. We get into the highs, the hustle, and the heartbreak - including that time Chrissy Teigen maybe definitely copied her. Jordan spills on what it’s really like scaling a biz internationally, taking massive risks, staying creative and commercially sharp, and eventually selling it all. It’s inspiring, it’s juicy, and it’ll make you want to chase your wildest ideas.

This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. ⁠Grab the bundle here⁠ (discount auto-applied, no faffing required).

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The Aussie Billionaire Trying to Snatch Victoria’s Secret.

Sun, 25 May 2025 18:00:00 -0000

She’s back! Soph has returned to the studio - and just in time, because there’s a lot to unpack this week. First up, big changes to KiwiSaver: if you’re earning over $180K in NZ, the government has decided you’re rich enough and doesn’t want to chip in anymore. Cool cool cool. Meanwhile, Vic unpacks the UnitedHealthcare scandal - including CEO assassinations (yes, really), fraud investigations, and share price plummets. Then it’s over to Victoria’s Secret, where one Aussie mogul is sneakily trying to buy his way in, but the board’s not having it (cue poison pill drama). And to round it off, UK inflation’s jumped to 3.5% - so maybe hold off on that second maple bacon pastry.

WTF Does That Mean? A Guide to All the Jargony Bits:

KiwiSaver – NZ’s retirement savings scheme.
Means Testing – Only get it if you earn under a certain amount.
Employer Contributions – Free money from your boss.
Default Contribution Rate – Auto-set % taken from your pay.
High Growth Fund – Risky but could make more.
Conservative Fund – Safer, smaller returns.
Member Tax Credit – Gov’s yearly top-up if you contribute enough.
Auto-enrolment – You're signed up unless you opt out.
Poison Pill – A move to stop someone taking over a company.
Hostile Takeover – Someone trying to buy a company without permission.
Shareholder – You own a slice of the company.
ETF – A bundle of investments in one.

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If We Could Give Our Younger Selves Some Financial (and Life) Advice.

Wed, 21 May 2025 18:00:00 -0000

Disclaimer: This episode includes discussions around fertility challenges, body image, and eating disorders. Please take care while listening and feel free to pause or skip this one if it’s not right for you right now.

This episode is all about the advice we really needed back when we were 20 - before the credit card mistakes, the emotional chaos of dating, and the very expensive dog beds. Vic and Soph get honest about what they’d do differently, from how they approached money, careers, and relationships, to the pressure to look a certain way. There’s talk of comparison traps, pay rise regret, and the financial tip that could save you hundreds of thousands (yes, really). Plus, surprise voice notes from their mums with some brutally honest wisdom. It’s equal parts therapy, roast, and financial intervention.

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If you’ve been through the egg freezing process, we’d love to hear from you - share your experience in our quick (and anonymous!) survey here.

This episode is proudly sponsored by BePure - your go-to for immune health this winter. Whether you’re already sniffling or just prepping to dodge the seasonal lurgy, check out their Immune Essentials Bundle: three hero products, delivered monthly, and 20% off exclusively for The Curve community. Grab the bundle here (discount auto-applied, no faffing required).

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A Tariff Truce, Markets Rebound, and Buffett’s Got a New Favourite.

Mon, 19 May 2025 18:00:00 -0000

The US stock market is officially back in its hot girl summer era, and we’re here for it. This week, Vic and Soph break down why markets have jumped nearly 20% (hint: a temporary US-China tariff truce that’s more “situationship” than solid relationship). We also dive into Warren Buffett’s big bets on Japan and why investors are suddenly flocking to the Land of the Rising Sun. Meanwhile, over in pharma land, Novo Nordisk said “thank you, next” to the CEO who tripled their share price (rude), and Foot Locker just sprinted into a buyout deal - sending its stock price up 85% in a day. Whew. It's a week of plot twists in the world of money, but don't worry - we've got all the headlines, hot takes, and healthy skepticism covered.

WTF Does That Mean? A Guide to All the Jargony Bits:

Tariffs – Taxes on imported stuff. Countries throwing shade.

Truce – A temporary pause in the tariff drama.

ETF – A bundle of shares in one. Investing made easy.

Japanese ETF – Same, but full of Japanese companies.

Conglomerate – One giant company owning lots of others.

Market Correction – A drop in prices after a high. Stocks chill out.

Pharma Stock – A company that makes medicine.

CEO Shake-Up – When the boss gets booted.

Acquisition – One company buying another.

Timing the Market – Trying to buy low, sell high. Good luck.

Diversification – Spreading your money around. Safety in numbers.

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Should You Be Investing in Fixed Income?

Wed, 14 May 2025 18:00:00 -0000

You've probably heard that investing in the stock market is the best way to build long-term wealth - but what about fixed income? In this episode, Soph chats to Gaby and Ali, the founders of Blossom, about why more investors (including themselves) are putting their money into fixed income products like bonds. They break down what fixed income actually is, how it compares to shares, and when it might make more sense - especially if you're saving for a short-term goal like a house deposit. We also dive into risk, returns, time horizons, and why fixed income isn’t just for retirees. If you’ve been feeling nervous about market volatility or you’re just sick of your savings earning next to nothing, this one’s for you!

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Did Ozempic Just Kill WeightWatchers?

Sun, 11 May 2025 18:00:00 -0000

Vic’s Roman holiday was less Eat Pray Love and more Eat Pray Calculate, as she breaks down the economics of the Colosseum (€1.4 billion a year, no biggie), how the Trevi Fountain is basically a coin-powered charity machine, and why the Vatican might secretly be the hottest hedge fund in town. Plus, we bid an emotional arrivederci to Warren Buffett as he steps down from Berkshire Hathaway - if you’d invested $1k when he started, you’d have $55 million today. Gulp. We also chat about the rise and fall of Weight Watchers, Barbie’s factory exit from China, and Palantir's explosive 45% rise this year, proving AI isn’t just a buzzword - it’s big business.

WTF Does That Mean? A Guide to All the Jargony Bits

Bloomberg Terminal – Super pricey finance software for pros.

Private Equity – Buying private companies to flip for profit.

Bankruptcy – When a company runs out of money. Oops.

Dilution – When your shares are worth less. Rude.

Tariffs – Extra taxes on imported stuff.

Supply Chain – How stuff gets made and delivered.

Recession – When the economy has a bit of a breakdown.

Berkshire Hathaway – Warren Buffett’s mega investment biz.

ROI – How much you made (or didn’t) from investing.

Defensive Stocks – Boring but steady. Survive bad times.

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Jay-Jay Feeney & Dom Harvey on Staying Financially Married After the Divorce.

Wed, 07 May 2025 18:00:00 -0000

Who needs a prenup when you’ve got trust, shared bank accounts, and four properties post-divorce? In this juicy, hilarious, and heartwarming chat, Soph sits down with radio legends turned podpreneurs, JJ Feeney and Dom Harvey to unpack what happens when the romance ends but the finances (and friendship) stay very much entangled. Expect honest talk about quitting high-paying jobs for happiness, podcasting as a business model (hello, Podlab!), and why JJ is definitely the spender of the duo. Plus, we touch on everything from dating younger partners, monthly charity donations, and whether money really buys happiness (spoiler: nah, but it helps if you want business class). If you've ever thought about leaving a relationship or a job, but you’re not sure how to navigate it, this one’s for you.

Listen to the original episode with Jay-Jay here.

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Billionaire Beef & the Hidden Cost of Tariffs.

Sun, 04 May 2025 18:00:00 -0000

Billionaire beef is sizzling, and it’s not just egos getting grilled. This week on The Curve Weekly, Vic and Soph unpack Amazon’s bold move to start showing tariffs at checkout and what that means for consumers. Spoiler: it’s not great for your wallet, and it could be a warning sign for rising inflation. We break down the ripple effects: how inflation hits your savings, why BP is scrambling to stay afloat, and why airline prices might be dropping (finally!).⁠

WTF Does That Mean? A Guide to All the Jargony Bits:

Tariffs – Taxes on imported stuff. Makes everything pricier.

Inflation – Prices go up, money buys less.

Interest Rates – Cost of borrowing or reward for saving.

Buyback – A company buying its own shares. Bit of a flex.

Reporting Season – Companies reveal their results.

CPI – Tracks price changes in everyday stuff.

Public vs Private – Public = shares for everyone. Private = invite-only.

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How to Negotiate a Pay Rise with Meggie Palmer (from the archives).

Wed, 30 Apr 2025 18:00:00 -0000

You know that feeling when you just know you’re being underpaid but have no idea how to tackle the awkward money convo? Meggie Palmer is here to save the day. In this electric episode from the archives, Meggie (founder of PepTalkHer and actual negotiation ninja) shares how she discovered she was being paid a lot less than her male peers - and what she did about it. Expect practical tips on negotiating pay rises, asking better questions, and building that all-important "FU fund" for career confidence. You’ll leave this episode feeling empowered, informed, and ready to advocate for your value with confidence.

This week we’re teaming up with Fresh Start by My Food Bag Nutritionist-approved, calorie-controlled dinners delivered to take the admin out of healthy eating - perfect for busy gals on the go. Fresh Start have an exclusive discount for The Curve community - Get up to $168 off 3 weeks with code CURVEWEEKLY. That's 50% off your first delivery, 10% off your second & 10% off your third - Sign up here.T&Cs: Offer expires 31 Dec 2025 for deliveries until 1 Feb 2026 delivery weekend at the latest. To use this offer customer must be new to My Food Bag or have not bought any My Food Bag product in the last 13 weeks. Promotion applies to the value of the customers chosen subscription meal kit and does not apply to any extras including Kitchen and gourmet meals. Promo code cannot be used on one off occasion products. My Food Bag reserves the right to withhold or deduct credits obtained using a promotion code in the event that My Food Bag determines or believes that the use or redemption of the promotion code was in error, fraudulent, illegal, or in violation of the applicable promotion code terms or these Terms.

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A Shocking Quarter for Tesla But It's Share Price Is… Up?

Sun, 27 Apr 2025 18:00:00 -0000

Heads up: This episode opens with a conversation about egg freezing and fertility - if you’d prefer to skip that part, jump ahead to 5:09.

Tesla just posted its worst financial results in years - so why did the share price go up? In this week’s episode, Vic and Sophie dive into the unexpected investor reaction and what Elon’s renewed focus on the company might really mean. Plus, we cover Bitcoin’s surprising comeback, why Revolut is shaking up traditional banking, what’s really going on and how climate change is driving up chocolate prices. It’s a week of curveballs in both markets and life - exactly the kind of conversation that makes you think twice about where the world (and your money) is heading.

WTF Does That Mean? A Guide to All the Jargony Bits

Financial Results – A company’s money report card.

Share Price – The cost to buy one share.

Global Growth – How fast the world’s economy is growing.

Tariffs – Extra taxes on imported stuff.

Bitcoin – Internet money, owned by no one.

Digital Gold – Bitcoin acting like gold during chaos.

Decentralised – No one boss, everyone shares control.

ETF – A bundle of investments in one.

Neo-Bank – A bank that’s online-only (and cooler).

Revenue – All the money a company makes.

Margin – Profit after paying costs.

Volatility – Wild ups and downs in prices.

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Author of Sex and The City; Candace Bushnell on Choosing Money Over Mr Big.

Wed, 23 Apr 2025 18:00:00 -0000

We cannot actually believe this happened – the woman who created Sex and the City, the real-life Carrie Bradshaw, Candace Freakin’ Bushnell, joined us on the pod. If that name alone hasn’t made you hit play already, here’s what you’re in for: the truth behind the Carrie and Mr. Big dynamic (spoiler: she wanted to be Mr. Big, not marry him), the power of female friendships, what it takes to make it in a big city as a woman, the deeply ingrained sexism she fought her whole life, and her unapologetic choice not to have kids. This convo is raw, real, iconic – and quite possibly the most starstruck we’ve ever been. Sex and the City fans, this one’s for you.

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Bargain Leggings, Bonds Booming & a Teen Ban Down Under.

Sun, 20 Apr 2025 18:00:00 -0000

This week, Soph broadcasts live from her parents’ kitchen (with some White Lotus background noise), armed with a paloma and a whole lotta feelings about egg freezing, the cost of being a woman, and why her Gossip Girl rewatch is the only hormone-free coping strategy she can actually afford. Expect big convos about the tariff tit-for-tat between China and the U.S., including why Apple stock soared and why Chinese factories are now selling $8 Lululemon leggings straight to your TikTok feed (yes, really). We’re talking about how Hermes just served LVMH the ultimate glow-down by overtaking them in market value and China’s $800B bond power play and how it could send the U.S. economy into a bit of a spiral. Oh, and over in Australia, there’s talk of banning social media for under-16s - except YouTube, which gets a free pass for being “educational”.

WTF Does That Mean? A Guide to All the Jargony Bits

Tariff – A tax on imports. Basically, countries throwing financial shade at each other.
Bond – A boring-but-reliable IOU. You lend money, they pay you back (with interest).
Interest Rate – How much extra you pay (or earn) when borrowing or saving money.
Emergency Fund – Your oh-sh*t stash. For car repairs, surprise bills, or life.
Insurance – Pay now so Future You isn’t broke if things go wrong.
Share Price – The cost of owning a slice of a company. It goes up, down, and all around.
Stock Market – The big ol’ shop for buying and selling company shares.
Currency Strength – Strong currency = bougie holidays. Weak = staycation it is.

Click here to listen to the full Abbie Chatfield convo we played in this episode.

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Polly Markus on Blowouts, Risky Investments & the Rise of Miss Polly’s Kitchen.

Wed, 16 Apr 2025 18:00:00 -0000

This episode is a full-course meal of money chats, career pivots and laugh-out-loud moments with the glorious Polly Markus (aka Miss Polly’s Kitchen). We talk real estate burnouts, spending blowouts (yes, including a Celine bag situation), and the chaos of being your own one-woman content empire. Polly spills on her investing flops (Rivian, we're still not over it), the emotional hangover of financial regrets, and the surprising clarity that comes with getting serious about your money goals. It’s equal parts hilarious, heartfelt, and wildly relatable - plus, stick around to the end for a little announcement that had us both misty-eyed and squealing. 🥹

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Will Fewer Babies Break the Economy?

Tue, 15 Apr 2025 09:53:54 -0000

This episode is all about demographics - what they are, why they matter, and how they’re quietly reshaping our economies. Zoe from Tempo unpacks the global trend of falling birth rates, what that means for governments, and how it could impact the stock market in the long term. We explore why women are choosing to have fewer (or no) children, how countries are trying - and failing - to reverse that, and what it means for everything from immigration policy to investment opportunities. Think ageing populations, robotics, fertility healthcare, and yes… even adult nappies. We also answer a brilliant listener question on how to tell which headlines are worth paying attention to when you're investing.

Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠⁠Tempo website.⁠⁠⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the⁠⁠ ⁠Tempo website⁠.⁠⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.

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Are We About to Head Into a Global Recession?

Mon, 14 Apr 2025 18:00:00 -0000

Trump’s been on the mic again - and the stock market’s feeling it. A sudden U-turn on tariffs sent US markets soaring nearly 10% in a day (yep, a day), and now economists are whispering the R-word. We break down what this week’s chaos means for inflation, interest rates, global growth and whether your term deposit is about to start ghosting you. Vic’s got investing whiplash, Soph’s halfway to deleting social media, and honestly, we’re all one Trump headline away from packing it in and starting The Herb - dodging dictators, growing basil, and diversifying in herbs and assets.

WTF Does That Mean? A Guide to All the Jargony Bits

Tariffs – Taxes on imported goods. Makes stuff more expensive.

Insider Trading – Buying or selling stocks using secret info. Very illegal.

Interest Rates – The cost of borrowing or the reward for saving.

Negative Interest Rates – You pay the bank to hold your money. Yikes.

Inflation – Prices go up, your money buys less.

Global Growth – How fast the world’s economy is growing.

Diversification – Spreading your money around to lower risk.

Recession – When the economy shrinks for a while. Not cute.

Term Deposit – A savings account you lock up for a fixed return.

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Lucy Blakiston on Building ‘Shit You Should Care About’ and Doing Life Differently.

Wed, 09 Apr 2025 17:00:00 -0000

Content note: This episode contains occasional strong language, and includes open discussion around grief, death, and eating disorders. Please take care while listening.

What does success really look like when you're not following the traditional path? In this honest and empowering conversation, Soph sits down with Lucy Blakiston - founder of Shit You Should Care About - to talk about building a global media brand, staying financially independent, and choosing a life outside of convention. From online hate to uncertain income, Lucy shares the real story behind the growth of her platform, why she believes being single helped her succeed, and the challenges of being a woman carving out her own version of success. If you’ve ever felt like you’re doing things out of order, this episode will make you feel seen - and inspired.

Want to invest but don’t know where to start? We’ve got you. The Curve’s Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved⁠ here⁠: https://thecurveplatform.com/pages/become-a-member

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Why the Stock Market’s Freaking Out - And What to Do.

Mon, 07 Apr 2025 17:00:00 -0000

Hold onto your investing hats (and maybe your Shein sparkle tops), because this week’s Curve Weekly is a wild ride through the chaos of Trump’s new mega tariffs. We break down how the former president’s dramatic attempt to “make America wealthy again” is sending global markets into a tailspin, whacking small countries with 40%+ tariffs, and giving TikTok a starring role in what feels like an economic soap opera. Soph shares her Friday night stock market shopping spree (cue major FOMO), Vic explains why Vietnam is copping it hard, and we ask the million-dollar question: do you double down on recession-proof stocks or snap up the ones in free fall? Plus, we get into Brexit’s accidental win, IPOs gone quiet, and why investing is basically the new Coachella. Get comfy, because this is one of the biggest Curve Weeklies yet.

WTF Does That Mean? A Guide to All the Jargony Bits

IPO – When a company starts selling shares to the public for the first time. Like their stock market debut.

ETF – A bunch of different shares bundled into one. Easy way to invest.

Index / Index Fund – Tracks how a group of companies is doing. Like the S&P 500 or FTSE 100.

Dollar Cost Averaging – Investing bit by bit over time instead of all at once.

S&P 500 – The top 500 US companies. Big deal in investing.

FTSE 100 – The 100 biggest companies in the UK stock market.

Inflation – When prices go up and your money buys less.

Diversification – Spreading your money around different investments.

Private Equity – Investing in companies that aren’t on the stock market.

Recession-Proof Stocks – Companies that still make money even when the economy sucks.

Portfolio – All your investments in one place.

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Why Your Brain Loves to Spend Money.

Wed, 02 Apr 2025 16:00:00 -0000

Ever wonder why you feel so good when you buy a new outfit but not when you pay your electricity bill? Blame it on dopamine. In this episode, we chat with clinical psychologist Dr. Anastasia Hronis about the science behind impulse spending, why tech companies make shopping way too easy, and how to hack your brain to save instead of splurge. We also unpack everyday addictions (yes, your late-night Netflix habit counts) and how to spot the difference between a harmless treat and a full-blown problem. Plus, Vic confesses her old online shopping addiction, Sophie reveals her unusual bedtime habit, and we learn why Buy Now, Pay Later is the ultimate dopamine trap. Get ready for some serious penny-drop moments!

Want to invest but don’t know where to start? We’ve got you. The Curve’s Investing Club makes learning how to invest, simple, and stress-free. No jargon, no judgment - just smart money moves. Get involved here.

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BYD Overtakes Tesla, Eggs Cross Borders, and a Fresh IPO Hits the Market.

Mon, 31 Mar 2025 17:00:00 -0000

Okay okay - we’ll admit it, this episode starts off light on finance and heavy on ski trip chaos, family drama, and… onsens. If you’re just here for the money chat, skip ahead to 17:15. From there, we dive into the EV race heating up as BYD overtakes Tesla in revenue (huge), unpack a surprise IPO hitting the market soon, and look at what’s behind the skyrocketing price of eggs in the U.S. (spoiler: people are literally smuggling them). Oh, and we also question whether Lululemon is having a full-blown identity crisis.

Use the code THECURVE10 in the Tempo app, and get $10 towards your goal.

The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠⁠Tempo website⁠⁠. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.

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Investing in AI: Are We Too Late to the Party?

Thu, 27 Mar 2025 17:00:00 -0000

AI investing - too hot to handle or just heating up? In this episode, we bring in Zoe Wallis from Tempo for a Temperature Check on the AI boom. Sophie, Vic, and Zoe dive into whether AI is still the golden ticket or if the train has already left the station. Plus, the all-important question: how do you actually invest in AI without just throwing your money at the next shiny tech stock? We talk Nvidia, diversification (aka not putting all your eggs in one AI-powered basket), and how to spot the next big trend before it’s too trendy. Oh, and yes - there are some solid gold rush analogies. You’re welcome.

Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠⁠Tempo website.⁠⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the⁠ ⁠Tempo website⁠.⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.

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How a Money Diary Can Make You Wealthier & Wiser, with Frances Cook (from the archives).

Wed, 26 Mar 2025 17:00:00 -0000

Blast from the past alert! We’re dusting off an oldie (but a very, very goodie) with the legendary Frances Cook – finance journalist, author, and NZ’s OG money podcaster. In this episode, we dive into the magic of keeping a money diary (it’s a game-changer, trust us), break down the whole good debt vs. bad debt debate (spoiler: your wardrobe might not be an "investment"), and unpack the satellite approach to investing – aka the strategy that lets you have your financial veggies and a little dessert. Plus, Frances spills on her best and worst investments (ahem, crypto-adjacent oopsie), and we debate whether giving up oat milk lattes will actually fix your financial future (spoiler: nope). If you’re a beginner investor or just need a refresher on the fundamentals, this one’s for you.

Join The Curve Investing Club - a community of women learning, growing, and building wealth together. Whether you're a total beginner or already investing, you'll get expert insights, stock market updates, and a supportive crew to talk all things money. Sign up here: https://thecurveplatform.com/pages/become-a-member ✨

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Nvidia Chips In, Tesla Revs Up & F1 Takes the Investing Spotlight.

Mon, 24 Mar 2025 18:26:00 -0000

Rachel’s back in the hot seat for the second week running and she’s really earning her finance pro stripes - juggling a four-month-old, economic chaos, and a serious amount of market news. From gold hitting record highs and Nvidia flexing a chip 40x faster than its last one (casual), to Tesla’s rocky week and Formula 1 becoming the Real Housewives of sport, there’s a lot going on. Plus, Sophie and Rach break down why the stock market is "on sale" and how that might actually be a good thing for your portfolio. Investing? Slightly chaotic? Kind of obsessed with the markets now? Same.

Use the code THECURVE10 in the Tempo app, and get $10 towards your goal.

The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠Tempo website⁠. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.

For more from The Curve:⁠⁠⁠⁠⁠⁠

Investing in a Trump Era: What’s Coming Next?

Thu, 20 Mar 2025 17:00:00 -0000

Buckle up - because things are getting interesting in the markets. In this first episode of our Tempo Temperature Checks mini-series, we’re joined by investing expert Zoe Wallis from Tempo to unpack what’s happening in the U.S. economy, why Trump’s policies are shaking things up, and how it all impacts your investments. Should you be panicking? Selling everything? Stuffing cash under your mattress? (Spoiler: No.) Zoe breaks down the art of staying diversified, thinking long-term, and making smart money moves - even in the midst of political chaos. Plus, we talk Trump’s crypto empire (yep, that’s a thing), the real impact of tariffs, and whether investing is just glorified punting (spoiler: also no). Enjoy, and stay tuned for next week’s deep dive into investing in AI!

Members of The Curve Community can get a $10 boost to kickstart your investing journey with Tempo! Available to new customers only. See the “Tempo x The Curve Promotion. Terms and Conditions” on the ⁠Tempo website.⁠ Use the code THECURVE10 in the Tempo app, and get $10 towards your goal. The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠Tempo website⁠. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.

For more from The Curve:⁠⁠⁠⁠

Do Financial Opposites Attract?

Wed, 19 Mar 2025 17:00:00 -0000

What happens when two financial advisors - married to each other - have completely different money personalities? Meet Carissa, the self-proclaimed "procurement officer" (aka, the spender), and Tim, the meticulous planner (aka, the squirrel). They run a financial advice company, but that doesn’t mean they’re immune to money misalignments in their own marriage. From arguments over household budgets to Carissa’s "allowance rebellion," this episode is packed with honest, hilarious, and insightful moments on how couples can get on the same financial page, without losing their minds (or their marriage). Plus, their genius approach to teaching kids about money, complete with ice cream tax and investment competitions!

Carissa & Tim co-founded Rival Wealth which is a financial advice practice in New Zealand. Just like The Curve, they are committed to an education-first approach which we love SO we have teamed up with them to offer a free, no-obligation half hour catch up with Carissa for anyone in The Curve Investing Club. Remember - the club has a 7-day free trial, so you can jump on, have a look around + get the details about getting your free 1:1. Click here to join the Investing Club: https://thecurveplatform.com/pages/become-a-member

For more from The Curve:⁠⁠⁠⁠

Pepsi, Poppi & The Tequila Tariff Saga.

Mon, 17 Mar 2025 17:11:50 -0000

A quick note: we do touch on pregnancy and miscarriage in the first part of the episode. If that’s not something you’re up for today, feel free to skip to 12:16, where we dive into the finance chat. <3

With Vic off skiing in Japan (and taking a well-deserved break from Sophie’s market rants), we’ve recruited a temporary co-host from The Curve community - and she’s a total star. Meet Rachel, a finance-savvy marketer (and brand-new mum!) who’s bringing the research and the hot takes. And oh boy, is there a lot to cover. Trump’s tariffs are wreaking havoc (yes, tequila and Tesla took a hit), the stock market just had its worst day since 2022, and investors are looking at Europe for some stability amid the U.S. chaos. Plus, the luxury shake-up continues - Prada might be making moves on Versace, and Pepsi is betting big on the next drinks trend (spoiler: it’s not tequila).

Pour yourself something functional and let’s dive in…

Use the code THECURVE10 in the Tempo app, and get $10 towards your goal.

The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website. Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.

For more from The Curve:⁠⁠⁠⁠

An Update on the Update.

Thu, 13 Mar 2025 10:30:41 -0000

Sophie’s flying solo today (send help), but she’s got an exciting update! The Curve is working on something BIG - like Diary of a CEO big. But perfection takes time, so no full episode this week. Instead, Soph dives into a listener’s career dilemma: how do you navigate job hunting when you’re newly pregnant? When do you tell your employer? And why does this still feel like such a tricky convo in 2025?! If you’ve got advice, drop a comment or slide into our DMs.

Plus, we’re on the hunt for a finance-savvy co-host for The Curve Weekly - so if that’s you, hit us up! Please apply here: https://crtfumnrsp0.typeform.com/to/MjYs0CwI?mcp_token=eyJwaWQiOjc0Mzk3OSwic2lkIjo0MDY0MjM5MjIsImF4IjoiZGFkYzAxNzQxYTc5ZGQzNzQ1MzI0MGY3Y2M0ZThhYzciLCJ0cyI6MTc0MTgxNjI5MiwiZXhwIjoxNzQ0MjM1NDkyfQ.IOeCl4pWLZeaKpZpRdXLi0O6Mf0T97pSRQFkrTpa_CQ&typeform-source=l.instagram.com

For more from The Curve:⁠⁠⁠⁠

Why Prada Is Thriving, Tariffs Are Tanking, & The Market’s Having A Meltdown.

Mon, 10 Mar 2025 17:00:00 -0000

This week, we’re unpacking the economic drama that’s making headlines - because, honestly, the stock market has been messier than a bad spray tan. We’re talking tariffs, and why new trade barriers between the US, Canada, Mexico, and China have investors sweating. Plus, Prada is thriving while other luxury brands struggle (Miu Miu, we see you), and we’ve got an update on TikTok’s fate - spoiler: Serena Williams' husband is involved. And if you’re still on the fence about investing, we break down why now is the time to get started (yes, even if the market looks rocky).

The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and... Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.

For more from The Curve:⁠⁠⁠⁠

Investment Property vs. First Home.

Thu, 06 Mar 2025 17:00:00 -0000

Sophie’s got big news (no, not a baby - though the social media post might’ve fooled you). She’s officially pre-approved for a mortgage! 🎉 But what does that actually mean? In this episode, Soph and Vic dive into the wild world of property investing, the difference between buying a home vs. an investment property, and why NZ’s housing market is such a beast. Plus, they break down the power of leverage (a.k.a. making money on money you didn’t have to begin with) and whether buying a house is really the best way to build wealth, or should you be looking at the stock market instead? Whether you're dreaming of a house deposit or wondering if ETFs are the better play, this ep is packed with everything you need to know about growing your money.

This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here.

For more from The Curve:⁠⁠⁠⁠

The Curve’s Biggest Opportunity Yet.

Wed, 05 Mar 2025 17:00:00 -0000

No proper episode this week because… we’re working on something BIG. Like, Stephen Bartlett-watching-our-trailer big. Yep, you read that right. We’ve been given the incredible opportunity to pitch The Curve to Flight Studio - the trailblazing studio behind Diary of a CEO - and let’s just say, we are not taking this lightly. This opportunity means everything, and we want to get it right. So, no proper episode this week while we focus on making it the best it can be. I also just want to say a massive thank you - every follow, share, and listen has brought us to this point. We’ll be back soon with regular episodes. Stay tuned…

⁠Leave us a message on The Curve Hotline 💌☎️⁠

For more from The Curve:⁠⁠⁠⁠

What Warren Buffett’s Moves Tell Us About the Market Right Now.

Mon, 03 Mar 2025 17:00:00 -0000

Warren Buffett is sitting on a record-breaking $334 billion in cash - but why? This week, we dive into what the legendary investor’s latest moves reveal about the stock market and whether we should be cautious right now. We also break down Tesla’s dramatic drop, the impact of Elon Musk’s political moves, and whether the stock is becoming a bargain or a brand to avoid. Meanwhile, YouTube has officially overtaken Spotify as the most popular podcast platform in the U.S., and it’s quietly becoming a serious competitor to Netflix. With Google (YouTube’s parent company) seeing strong revenue growth, is it the under-the-radar tech stock to watch? Gosh we’ve a lot to unpack!

If you love these conversations, The Curve’s Investing Club is where it all happens. It’s a community of women coming together to share ideas, swap notes on their investments, and get insights from Vic and other finance professionals. Whether you’re new to investing or already deep in the market, the club is here to help you grow your wealth with confidence. To learn more / sign up, click here.

The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the ⁠Tempo website⁠ - ⁠https://www.tempo.co.nz/documents-and-disclosures⁠ Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.

For more from The Curve:⁠⁠

Buying Property: What You Need to Know

Thu, 27 Feb 2025 19:37:42 -0000

We took Raising the Curve live with Trade Me Property to talk all things property - because let’s be honest, buying a home isn’t as easy as it used to be. From market trends to mortgage stress, we cover how to get your foot in the door, what to consider before buying, and whether stretching yourself for a bigger home loan is really worth it. Vic shares her journey from first-time buyer to investor, Emily from Trade Me opens up about how a major life event changed her approach to money, and Sophie… well, she’s still figuring it all out. Whether you're looking to buy, invest, or just understand what the heck is going on, this episode has you covered.

This episode is proudly sponsored by Trade Me Property, New Zealand’s largest property marketplace. Whether you're actively searching or just dream-scrolling, check out the latest listings here: https://www.trademe.co.nz/a/property/residential/sale?srsltid=AfmBOor7KSCovPz-3WEAyAjgZ-NNmf-GS3Fn_PDz-N5tgvLUoNwY5Y3r

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Negotiating Pay, Knowing Your Worth & Future-Proofing Your Career with Sharyn Casey (from the archives).

Wed, 26 Feb 2025 17:00:00 -0000

Just a heads up - this episode contains a fair bit of swearing (because sometimes money and career talk gets passionate). If you're listening with little ears around, you might want to pop in some headphones!

We’re throwing it back to June 2023 for this gem of an episode - because career smarts never go out of style. In this one, we chat with the incredible Sharyn Casey about the financial side of work: how to negotiate a pay rise with confidence (and without sweating through your shirt), why loyalty in a job can be a financial win (but also when to walk away), and how diversifying your skill set can protect your income long-term. We also dive into the money lessons that start at home - how Sharyn teaches her kids about saving and spending, how she and her partner merged their finances without the stress, and the top money tip from her mum that completely changed the way she budgets. It was a great chat then, and it’s just as relevant now - enjoy this one from the archives!

"No one has ever saved their way to being a millionaire." Investing is the real game-changer - but don’t worry, we’ll show you how. The Curve’s Investing Club is your no-BS guide to growing your money, with expert insights, exclusive perks, and a community that actually gets it. Ready to level up? Join here.

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Why Tesla Investors Are Jumping Ship.

Mon, 24 Feb 2025 17:00:00 -0000

Well, well, well… Tesla’s stock is on a wild ride, and it’s got nothing to do with self-driving cars. This week, we’re diving into why Elon Musk’s political antics are spooking investors and why some Tesla owners are slapping bumper stickers on their cars that basically scream, “I bought this before I knew he was nuts.” Plus, we chat about whether this stock slump is a golden buying opportunity or a moral dilemma. We also cover the latest on interest rate cuts (good news for borrowers, meh news for savers), the ongoing battle over TikTok, the sneaky tactics of discount-shopping giant Temu, and Shein’s rocky road to going public. And to top it off, we discuss why female athletes are still being shortchanged - literally.

The Forsyth Barr Funds are issued by Forsyth Barr Investment Management Limited. A copy of the Product Disclosure Statement for the Forsyth Barr Funds is available on the Tempo website - https://www.tempo.co.nz/documents-and-disclosures Tempo is only available to New Zealand residents and no offer of financial products or services is being made by, or through, Tempo to any person in any other jurisdiction. Tempo research conducted by Pure Profile in July 2023. NZ rep. Sample of 1,004 respondents.

Episodes mentioned in this podcast:

Budgeting 101 & How to Split Your Pay.

Budgeting 102 & How to Actually Stick to It.

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Buy, Renovate, Sell: How to 'Flip' a property with Alex Harper.

Thu, 20 Feb 2025 16:00:00 -0000

Ever wondered how people make money from buying and selling houses? It’s called flipping, and no, it doesn’t mean turning a house upside down. Enter Alex Harper (aka @handy__honey), a total pro at turning rundown spaces into cash-worthy homes. She breaks down the flipping basics - how to find a great deal, what to ask the seller, and why buying smart is the key to making money. We also chat about avoiding expensive mistakes, working with a tight budget, and how Alex flipped a house while pregnant (superwoman energy!). If you’ve ever dreamed of getting into property but didn’t know where to start, this episode is for you!

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Budgeting 102 & How to Actually Stick to It.

Wed, 19 Feb 2025 16:00:00 -0000

So, you set a budget in January… but have you actually stuck to it? Sophie hands over her bank statements (risky move) to Dani for a very honest financial check-in. From accidental gym memberships (oops) to short-term money goals, they break down how to tweak your spending without killing the fun. Expect chats about term deposits, cutting sneaky subscription costs, and the real struggle of balancing saving with actually enjoying life.

💸 Need a budgeting game plan? Within The Curve Investing Club, Dani walks you through exactly how to define your essentials vs. non-essentials, split your pay, and decide what to do with your surplus. It’s super beginner-friendly. Join us here: The Curve Investing Club

Episodes we mentioned in this podcast - Budgeting 101 & How to Split Your Pay.

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Elon vs. OpenAI, NZ Property Surge & The Soho House Showdown.

Mon, 17 Feb 2025 16:00:00 -0000

Elon Musk wants to buy OpenAI for a casual $98 billion - but Sam Altman basically replied with “lol, no.” Meanwhile, the NZ property market might be heating up, which is either thrilling or terrifying depending on your bank balance. Over at Goldman Sachs, they’ve decided diversity efforts are just too hard (insert dramatic eye roll), and Soho House is in the middle of a billionaire tug-of-war that’s juicier than a reality TV finale. Also on the agenda: China’s marriage rates are plummeting, and with fewer weddings come fewer babies - leaving the government scrambling to play matchmaker with housing perks and incentives, but Gen Z seems more interested in financial security than fairy tales.

Episodes mentioned in this podcast:

Signs You're Facing Financial Burnout & How to Fix It – If you've ever felt overwhelmed by money, this episode is a must-listen. Listen here.

Why Buying a Home Feels Impossible – Sophie’s property journey takes an unexpected turn in this brutally honest deep dive into the housing market. Listen here.

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Why Buying a Home Feels Impossible.

Thu, 13 Feb 2025 16:00:00 -0000

Buying a home is supposed to be an exciting milestone, but for many, it’s an emotional minefield - especially when the system isn’t built for them. In part one of this three-part property series, Soph opens up about her long-awaited mortgage meeting, only to be met with disappointment instead of a celebratory “yes.” After years of saving, investing, and doing everything right, being told not yet feels like a gut punch. From the unique challenges of getting a mortgage as a self-employed woman to the frustration of watching others move forward while feeling stuck, this conversation is raw and real. Vic offers perspective, reminding that financial success isn’t just about property, and that setbacks don’t mean failure. For anyone who has felt like they’re falling behind - this one hits home.

RTC60: How to negotiate a pay rise with Meggie Palmer.

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Navigating Self-Worth & Financial Risk as a Female Founder, with Sonia Kaurah.

Wed, 12 Feb 2025 16:00:00 -0000

Ever felt like money was some exclusive club you weren’t invited to? Sonia Kaurah did too - until she decided to crash the party. In this episode, we chat about how culture shapes our financial habits, why women (especially women of colour) get the short end of the investment stick, and how Sonia went from knowing nothing about investing to sitting in rooms with top venture capitalists - just by forcing her way in and asking all the right questions. She shares how curiosity (and a little stubbornness) helped her build a business, overcome imposter syndrome, and navigate the startup world with zero safety net. Plus, she spills on her mental health platform, Tala Thrive, and why therapy should come with cultural understanding. If you've ever felt like money, business, or investing weren’t “for you,” this episode will change your mind.

Ready to join The Club?! The Curve Investing Club will give you up to date stock market, business and money news, deep dives into investing ideas and most importantly, an incredible group of women all wanting to grow their wealth together. Find out more, and join us here.

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Money, Politics & Morals: The Impact of Trump’s Tariffs & DEI Rollbacks.

Mon, 10 Feb 2025 16:00:00 -0000

Buckle up, because this week, we're diving into two massive stories shaking up the financial world. First up, Trump is back with a fresh batch of tariffs, sending markets into a tailspin and making investors everywhere question what’s next (and yes, avocados are at risk). We break down why global trade drama affects your portfolio and how companies are scrambling to keep up. Then, we tackle Google's surprising move to ditch its diversity, equity, and inclusion (DEI) goals - alongside other corporate giants like Meta and Amazon. What does this shift mean for the future of workplace diversity? And should you rethink where you invest your money? We break it all down, from trade war tensions to the shifting landscape of socially responsible investing.

Join The Curve’s Investing Club includes expert insights, exclusive perks, and a supportive community to help you grow your wealth. Ready to invest smarter? Start your 7-day free trial today.

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The Wealth Paradox & Why Millennials Are Falling Behind, with Avion Gray.

Wed, 05 Feb 2025 16:00:00 -0000

Okay, bad news first: millennials are the first generation in history to be worse off than their parents (yep, studies confirm it). With homeownership rates down 28% compared to boomers at the same age and wages barely keeping up with inflation, the traditional path to wealth - buy a house, retire rich - is looking real shaky. But what if there was another way?

Enter Avion Gray, co-founder of fintech platform BeLong, who's tackling the paradox of wealth head-on. She breaks down why we struggle to save, how attitudes toward risk are keeping us broke, and why investing needs a serious rebrand. We also dive into the Boost Loan - a game-changing way to invest more now - and her best tips for funding a business (without selling a kidney).

Oh, and did we mention she’s also a stock-picking queen? We unpack Avion’s investing strategy, the stocks she holds (including one she regrets selling), and how she spots opportunities when the market freaks out. If you've ever felt stuck between paying rent and growing your wealth, this episode might just change your money mindset forever.

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The AI Giant That Just Knocked Nvidia Off Its Throne.

Mon, 03 Feb 2025 16:00:00 -0000

AI just shook the stock market hard. Nvidia - aka the golden child of AI investing - lost $600 billion in a day, thanks to a mysterious new player from China. What is Deep Seek? Why is it supposedly 27 times more powerful than ChatGPT? And does this mean Nvidia’s reign is over? We break down the chaos, what it means for investors, and whether this is a buy-the-dip moment or a warning sign. Plus, a TikTok takeover twist, LVMH’s latest struggles, and a reminder that inflation is still gnawing at your savings like a sneaky little garden gnome.

Ready to level up your investing game? Join our Investing Club for exclusive insights, expert tips, and all the tools you need to grow your wealth - learn more and sign up here!

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Low Maintenance Investing with Bryce & Alec from Equity Mates (from the archives).

Wed, 29 Jan 2025 17:00:00 -0000

In this throwback episode, we chat with Alec and Bryce, the dynamic duo behind Equity Mates, and our first-ever male guests! They spill the beans on avoiding lifestyle creep (you know, that sneaky habit of spending more when you earn more) and why your 20s are pure gold for investing. Bryce shares his textbook-perfect childhood money lessons (spoiler: he started saving at five!), while Alec talks about the spectacular failure of his first stock pick - and what it taught him.

Whether you’re a total beginner or just looking for a motivational push to dust off your investing game, this episode is for all. Plus, you’ll find out which stock market indexes they love and why “companies die, but indexes are forever.” Let’s get you back on that investment bandwagon, shall we?

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Bold Moves From Trump, TikTok Teeters & Netflix Soars.

Mon, 27 Jan 2025 15:30:00 -0000

This week, we’re popping bottles - but not of champagne because shipments are down, and we’re not about to splurge on bubbly when everyone’s tightening their wallets. Today, we're unpacking why luxury brands and Puma are struggling while Netflix casually crushes records with 19 million new subscribers (thanks, password crackdown). We dive into Trump’s latest antics, from federal hiring freezes to TikTok’s temporary rescue mission that left influencers in a frenzy. Plus, why diversity, equity, and inclusion policies are taking a back seat, and what it means for the future of the workplace. So grab your headphones, pour yourself a budget-friendly Prosecco, and let’s make sense of the madness.

Episode mentioned in this podcast: What Immigrants Teach Us About Wealth & Opportunity, with Nina Mohanty.

Ready to level up your investing game? Join our Investing Club for exclusive insights, expert tips, and all the tools you need to grow your wealth - learn more and sign up here!

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What Immigrants Teach Us About Wealth & Opportunity, with Nina Mohanty.

Wed, 22 Jan 2025 17:00:00 -0000

Meet Nina Mohanty, one of the most inspiring guests we’ve ever had on the pod. She’s a fintech founder, an investing trailblazer, and someone who can explain why immigrant communities are reshaping economies with more grit and innovation than most of us could dream of.

Did you know immigrants in the US and UK are 5x more likely to start a business than native-born citizens? It’s not a coincidence - it’s a mindset. Nina breaks down the secret sauce behind this entrepreneurial success: from collective money practices to turning risk into reward, and why traditions like pooling resources are the ultimate hack for building intergenerational wealth.

In a world where immigration is often politicised (and yes, we’re looking at you, Donald), Nina’s insights couldn’t be more timely. We explore the collective money mindset of immigrant communities, how generational wealth can actually be intergenerational, and how her platform Bloom Money is bringing these ancient traditions into the fintech age.

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The Economic Impact of the LA Wildfires.

Mon, 20 Jan 2025 17:00:00 -0000

The LA wildfires are among the most devastating natural disasters in recent history, with 12,000 structures lost, 200,000 people displaced, and $275 billion in economic damage. This episode explores the financial toll, from $20 billion in insurance claims to the ripple effects on housing and the global economy. We also provide actionable tips - auditing insurance, building emergency funds, and investing in climate-conscious companies - to help you prepare for an uncertain future. It’s a stark reminder of the cost of climate inaction and a call to build a more sustainable world.

If you’re moved to help, below are some links to trusted organisations providing relief and support for those affected by the fires:

The Curve is BACK IN NZ! Join us for unforgettable night in Auckland CBD as we celebrate the launch of our new Investing Club. Join Soph and Vic (along with some very special guests) for an inspiring conversation packed with investment insights for 2025, practical financial tips, and lessons from 2024 to help you reset and make this year your most financially empowered yet.

Date: Tuesday, 4th February
Location: Alberts, Auckland NZ

Expect exclusive goodie bags featuring some of your favourite brands and champagne on arrival. Don’t miss this rare opportunity to connect with the Curve community. Seats are very limited—grab your tickets now!

Ready to level up your investing game? Join our Investing Club today and start building your financial future - sign up here!

Podcast recordings mentioned in this episode:

RTC63: A guide to adulting - Getting your Plan B sorted before it’s too late.

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Budgeting 101 & How to Split Your Pay.

Wed, 15 Jan 2025 15:30:00 -0000

New year, new budget. In this episode, we chat about ditching outdated money habits, setting up a foolproof 3-bucket budget system (essentials, non-essentials, and surplus), and why jumping ship from your childhood bank could save you big bucks. Dani shares exactly how she splits her pay and explains why budgeting is less about penny-pinching and more about feeling financially light. Whether you're starting fresh, trying to fix a blowout, or just want to stop skipping dinner for dessert, this episode is packed with super helpful insights and actionable tips. Also… Paris? That’s a whole budgeting lesson in itself.

Episode mentioned in this podcast: How financial literacy can change your life, with Norma Cassius.

Want to invest but aren’t sure where to start? We have just created The Ultimate Money + Investing Course which is exactly what you need to get going. Imagine Netflix, Masterclass and every money self help book had a baby… it’s short, easy to follow with actionable steps designed to fast track you to not just thinking about investing, but actually doing it. We recommend all beginners do this course before joining the club. Find out more here: https://thecurveplatform.com/pages/universalmoneycourse

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Reflecting on 2024 and Predicting 2025.

Mon, 13 Jan 2025 16:00:00 -0000

We’re kicking off 2025 with a deep dive into what lies ahead - and taking a moment to look back at the year that was. First, we reflect on 2024’s incredible market performance, from the S&P 500’s stellar 25% return to the tech sector’s role as the ultimate overachiever. Then, it’s all about the future: Soph shares her New Year productivity hacks (spoiler: vision boards make an appearance), and Vic talks financial transparency and how her emergency fund came to the rescue when she needed it most.

We also put our crystal balls to work, predicting whether AI will keep driving the stock market, which companies will dominate the S&P 500, and if Bitcoin will hit $200K. Oh, and don’t forget about the wildcards - we’re throwing out some seriously rogue guesses (Netflix merging with Spotify, anyone?).

But we want to hear from you too! What are your predictions for 2025? Which companies will crush it, and what trends do you think we’ll see? Drop your thoughts in the Spotify comments or send us a DM - we might feature your ideas in an upcoming episode.

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RTC146: What we've learned in 2024.

Wed, 18 Dec 2024 17:00:00 -0000

It’s been a YEAR, hasn’t it? From navigating the wild world of personal finances to growing The Curve into a full-on business with staff (yep, we’re bosses now), we’re reflecting on it all. In this episode, we're unpacking the lessons learned in 2024 - like how your personal money habits spill into business, why an emergency fund is your BFF, and the unexpected highs (and lows) of startup life. Expect serious reflections, a few lightbulb moments, and some truly honest chats about what we’ve achieved, where we’ve tripped up, and what’s next. Thank you for being the heart of this journey - your support, shares, and listens make it all possible, and we couldn’t do it without you! See you in 2025 <3

Take control of your finances without the fluff. The Universal Money & Investing Course is here to help you master money and investing your way - and right now, you can snag an early bird discount. To learn more / sign up, click here.

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TCW98: S&P rockets, women’s wealth boom & Taylor Swift’s $2B finale.

Mon, 16 Dec 2024 17:00:00 -0000

Today we're kicking things off with a stock market glow-up as the S&P 500 soars 30% - but will the good vibes last? We throw out our bold predictions for next year and weigh in on what the experts are saying. Then, it’s time to talk AI - who’s building it, why it matters, and how it’s tied to the gender pay gap. Spoiler: women need to step up and join the AI revolution! Next, Walmart's 80% stock surge has everyone buzzing. Is a recession looming? A quirky new economic indicator pits luxury shoppers against Walmart warriors, and we ask: “Is interest the Viagra of the economy?”

We also dive into the growing power of women, who are set to control a jaw-dropping $34 trillion by 2030. From high-paying jobs to generational wealth shifts, this rise is changing the game - and philanthropy may never be the same.

Finally, we celebrate Taylor Swift’s Eras Tour, which wrapped up as the biggest wealth-generating concert of all time (yes, $2 billion just in ticket sales!). Oh, and before we say goodbye, we humbly ask for your votes at South by Southwest in London...

To vote, click here: https://sxswlondon.awardsplatform.com/ Thank you!!

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RTC145: A guide to a stress-free (and debt-free) Christmas.

Wed, 11 Dec 2024 17:00:00 -0000

'Tis the season to be jolly... and broke? Not on our watch! This week, with the help of Dani (our FAB commercial director), we unwrap all things holiday finance, from battling the December spending spree to navigating the post-Christmas credit card hangover. We dish out practical tips on setting budgets, finding thoughtful gifts (spoiler: no kimchi, please), and even regifting with flair. Plus, Danielle reveals how planning ahead saved her £260, Vic champions the art of thoughtful gifting, and Sophie learns the power of actually starting in October. If Christmas has you feeling frazzled, join us for a laugh, a lesson, and maybe a plan for a less stressful silly season next year. Your wallet will thank you!

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TCW97: Elon Musk's $56 billion at stake & why diamonds are currently NOT a girl's best friend.

Mon, 09 Dec 2024 16:30:00 -0000

Ever felt the sting of financial FOMO? We’ve been there - cashing out too soon and watching those stocks skyrocket. But don’t worry, we’re here to talk about how to move on and make better money moves. December means one thing in the finance world: the Santa Rally! What is it, how does it affect us, and how does it compare to the rest of the year? We break it all down. Next, we’re bringing the holiday spirit to smart gifting! Learn how to be the cool godmother or aunt with a long-term flair - just like a savvy investor. We’re also spilling the tea on Uber’s latest troubles, tackling the slowdown in luxury markets (yep, diamonds aren’t always forever), and diving into Elon Musk’s $56 billion Tesla bet. Will he come out on top, or will the courts call the shots?

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RTC144: The new way to borrow and invest smarter, with Sam Rosenberg.

Wed, 04 Dec 2024 17:00:00 -0000

What if the secret to building wealth isn't just saving - but borrowing smartly? In this episode, we sat down with Sam Rosenberg, founder of the fintech platform Belong, about flipping the script on investing. From leveraging loans to make your money work harder, to unraveling why our brains love hoarding cash like dragons, this convo is packed with lightbulb moments. Sam also spills on what behavioural economics taught her about our quirky financial habits and how Belong is designed to tackle them head-on. Oh, and she may or may not have revolutionised the concept of a mortgage for the stock market.

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TCW96: How Trump’s new tariffs could break your wallet.

Mon, 02 Dec 2024 17:06:51 -0000

The price of coffee is on the rise, thanks to climate change giving Brazil’s beans a rough ride. Meanwhile, New Zealand’s interest rates are dropping faster than our willpower in the snacks aisle, but is that actually good news? Spoiler: it’s complicated. We also dive into emerging markets, which are currently in the bargain bin of the global economy. Why? And could this be your next investment move? (Hint: cycles aren’t just for spin classes.) Plus, Sophie shares as she embarks on buying property with a friend - because who needs a man? All that, and some witty banter about inflation-proofing your cash and the sneaky supermarket tactics designed to empty your wallet. Pour yourself a (pricey) coffee and listen in - your wallet will thank you.

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RTC143: Why keeping your money in the bank is costing you money (from the archives).

Wed, 27 Nov 2024 17:00:00 -0000

Ready for some serious penny-drop moments? In this throwback episode, we dive into why keeping your money in the bank might feel safe - but is actually costing you big time thanks to inflation. From redefining what "long-term investing" means (spoiler: it's not just 2 years) to sharing personal finance mishaps, this chat is packed with wisdom, laughs, and practical tips. If phrases like "markets go up to the right" or "bucket investing" have you scratching your head, you’ll leave this episode feeling like a pro. Plus, discover why investing now is way better than waiting for that “perfect” moment. It’s time to stop letting your savings collect dust and start making your money work for you!

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TCW95: A guide to surviving Black Friday.

Mon, 25 Nov 2024 17:00:00 -0000

Hey NZ, we’ve got a little treat for you! Sign up to ShopBack with our code CURVE10 and pocket a $10 bonus - just in time to crush those Black Friday Cyber Monday deals. Think of it as cashback magic for your wallet!

Did you know Black Friday sales account for over $9 billion in online spending each year? This episode breaks down how to spot genuinely good discounts, and why making a list might save your wallet (and your sanity). Plus, we’re sharing a cashback hack that could make your holiday shopping even sweeter! After Black Friday, we dive into the finance world’s latest buzz: Netflix’s first foray into live streaming, featuring a boxing match that packed a punch but also some major tech hiccups. And in big tech drama, Google faces the possibility of being forced to sell off Chrome and Search - what does this mean for investors? Finally, the ice cream business gets political as Ben & Jerry’s squares off against Unilever. Tune in for all the juicy details and a surprise birthday moment you won’t want to miss!

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RTC142: The art of making money from handbags, with Meg Randell.

Wed, 20 Nov 2024 16:30:00 -0000

Once dismissed as frivolous splurges, luxury handbags are now being eyed as smart investments. Could that Chanel or Hermes in your closet be worth more than stocks? In this episode, auction expert Meg Randell takes us through the booming market of designer bags, where brands like Chanel and Hermes see annual price hikes that outpace many traditional investments. From spotting valuable styles to the high-stakes game of “Birkin Bait,” discover the secrets to buying bags that hold - and even grow - their value. Learn how to navigate authenticity checks, spot rare finds, and make your love for fashion pay off. If you've ever thought about the financial power of your favourite accessories, this episode is your insider’s guide to stylish returns.

The Bonhams Luxury Gift sale runs November 22nd – December 3rd 2024 and features a beautiful array of luxury pieces from Chanel, Hermes, Dior and more, just in time for Christmas. Browse the catalogue and bid online via their website.

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TCW94: Bitcoin’s $90K Surge and Buffett’s $300B secret.

Mon, 18 Nov 2024 17:00:00 -0000

A peek into a hilariously earnest high school time capsule reveals tiny Vic’s fascination with the news and dreams of PwC, New York, and a life well-lived. Spoiler: some of it worked out, but the love life? Let’s just say it’s been a journey. Shifting gears to today’s big money moves, Bitcoin is on a tear, nearing $90k, and we’re dissecting the FOMO, the risks, and why it’s okay to sit on your hands instead of chasing the hype. Meanwhile, Warren Buffett’s $300 billion cash pile has us wondering - what does the Oracle of Omaha know that we don’t?

Plus, we share some all-too-relatable listener stories: from accidentally skipping council rates (oops) to learning the hard way about crypto scams. It’s a crash course in why financial literacy, emergency funds, and a touch of scepticism are your best friends. Sprinkle in some love for long-term investing (shoutout to Buffett) and reflections on the realities of building wealth - slow and steady wins the race.

Got a money mishap or a financial flex to share? Drop us a voice note on The Curve Hotline - we might just feature your story (and give you a virtual Curve cuddle)!

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RTC141: Making $1 million in 1 year on OnlyFans, with Grace Wears Lace.

Wed, 13 Nov 2024 17:31:30 -0000

OnlyFans has changed the game for content creators, and few have played it better than Grace Wears Lace. Rising from hotel receptionist to internet millionaire, Grace pulled in a jaw-dropping $1 million in her first year alone. Now, with a thriving business and three properties under her belt (soon to be four), she’s proof that the platform isn't just about subscriptions - it’s a lucrative business strategy, with monthly earnings ranging from $60,000 to over $100,000.

Grace takes us through the unfiltered reality of her world, from the trial-and-error of content pricing to the explosive discovery of financial domination (or "findom"), where her clients actually pay her to control their finances. In fact, some even beg her to “drain” their accounts. It turns out that success on OnlyFans requires way more than just a few photos - it’s a full-time hustle, a business model that involves marketing savvy, high-stakes decision-making, and a strong understanding of personal boundaries. Grace demystifies the misconceptions, breaks down the stereotypes, and gives a whole new meaning to “earning it on your own terms.”

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TCW93: Post-election markets: stocks, ethics, and uncertain times.

Mon, 11 Nov 2024 17:00:00 -0000

With the recent election on everyone’s mind, we’re diving into how these shifts are affecting the markets and the moral dilemmas they bring. From Trump’s policies impacting the S&P 500 to the ethical questions around investing in high-carbon companies, we’re unpacking the complex intersection of finance, values, and what it means to stay true to our principles as investors. Our amazing commercial director, Dani, joins in to share insights on balancing profit with purpose, as we look at the rise in crypto, oil, and gas stocks - and why they may or may not align with our long-term goals. How can we stay committed to the companies doing good when the market rewards those that don’t? And when billionaires are pocketing billions, where does that leave the rest of us? Join us for a reflective discussion on finding integrity and direction in today’s financial landscape, even when it feels like everything’s upside down.

RTC21: Is cryptocurrency something you should be investing in?

Podcast episodes mentioned:

RTC140: Why investing isn’t as scary as you think.

Feeling fired up, frustrated, or just need to vent? Share your thoughts with us on The Curve Hotline - we’re here to listen and keep the conversation going.

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TCW92: Key takeaways from the UK’s historic budget.

Mon, 04 Nov 2024 16:30:00 -0000

First up in The Curve Weekly this week, we look at the latest UK budget, a milestone event marked by the first-ever budget created by a female chancellor in over a millennium. We break down why this historic budget matters, not just for those in the UK, but for anyone wanting to understand how national policies impact everyday finances. From the nuances of tax brackets and salary negotiations to the implications of capital gains tax and minimum wage increases. Plus, find out why these changes could mean higher prices at your favourite coffee spot and how strategic salary perks might save you from unexpected tax surprises. We also touch on Donald Trump’s headline-making appearance on Joe Rogan’s podcast and its implications, Reddit’s surprising first profit report after going public, Mars’ multi-billion-dollar acquisition of Kellogg’s snack division, and the staggering $20 decillion fine Russia imposed on Google.

For more of Vic’s top-notch market insights, check out The Curve Weekly newsletter she crafts each week! Sign up here to get it straight to your inbox.

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RTC140: Why investing isn’t as scary as you think.

Wed, 30 Oct 2024 16:30:00 -0000

In this Halloween special of Raising the Curve, we're tackling the spooky myths and misconceptions that keep so many from diving into the world of investing. From demystifying complex terms to addressing common fears - like losing money or not knowing where to start - we’ll show you that investing doesn’t have to be frightening. Whether you’re a newbie or helping someone take their first step, tune in for an episode filled with financial wisdom, the real truth about growing your wealth and a couple of epic halloween costumes you don't want to miss.

Check out our free glossary for beginner-friendly definitions of investing terms here!

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TCW91: Gold shines bright as the S&P500 faces a grim forecast.

Mon, 28 Oct 2024 16:30:00 -0000

Gold’s glittering again, hitting record highs as the ultimate “safe bet” while the world grapples with election chaos and global tensions. Investors are flocking to it for stability, like it’s the market’s comfort blanket. Meanwhile, Tesla has finally pulled itself out of the gutter with a 20% stock boost, thanks partly to its upcoming Cybertruck (yes, the blocky one that looks like an origami project gone rogue). In bigger market news, Goldman Sachs is predicting the S&P 500 will only see a 3% average return over the next decade, leaving us all wondering if it’s time to rethink the so-called “safe bets.” And wrapping up, luxury brands like Gucci are riding a rocky wave with declining sales, especially in China, but some investors are convinced the bottom is in - because if things get any worse, at least they’ll look fabulous doing it.

For more of Vic’s top-notch market insights, check out The Curve Weekly newsletter she crafts each week! Sign up here to get it straight to your inbox.

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RTC139: Breaking down the US election.

Wed, 23 Oct 2024 16:41:00 -0000

Today we're diving headfirst into the chaos of the US election and what it means for your money. From tax cuts and crypto to fossil fuels and baby bonuses, we’re breaking down the policies of Kamala Harris and Donald Trump - minus the political jargon. Worried about how the election might mess with your investments or your 401k? We’ve got you covered. We’ll sift through the noise, debunk myths about politics and the stock market, and give you the straight facts so you can keep your portfolio steady while the political circus unfolds. Even if you’re not in the U.S, this episode is still a must-listen. The ripple effects of the election will impact global markets and economies, so whether you're investing in American stocks or just curious about how political decisions can shake up your finances, we've got the insights you need to stay ahead.

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TCW90: Could weight loss pills boost productivity?

Mon, 21 Oct 2024 17:00:00 -0000

This week, we’re unpacking the UK’s bold move to offer weight loss drugs to boost productivity. Is this the future of economic policy, or just another quick fix? Next, we spotlight the energy consumption crisis tied to AI: did you know a single command uses the same energy as lighting a bulb for an hour? And if you think that’s wild, wait till you hear about Bitcoin’s energy demands. From there, we dive into Uber’s almost-acquisition of Expedia - yes, you read that right. What’s their game plan? Are we heading toward an Uber for everything? Lastly, we explore the economic rivalry between Australia and New Zealand. With one country thriving and the other struggling, we break down what’s really happening across the Tasman.

Curious about how money influences your dating choices? Take our quick quiz here to share your thoughts and see how you compare with others navigating the world of finance and romance!

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RTC138: My Grandma left behind a million dollar portfolio (from the archives).

Wed, 16 Oct 2024 16:15:00 -0000

In this special re-release of one of our most popular episodes, we revisit the incredible story of Sophie’s grandma, who quietly built a million-dollar investment portfolio over 50 years. This episode inspired countless listeners to rethink their approach to long-term investing - and we’re bringing it back for all the new members of The Curve community who missed it the first time around! We also kick off the episode with some exciting updates about what’s been happening behind the scenes at The Curve, including the latest on The World’s Biggest Investing Club. Stick around until the end for a new update on how the club is growing and what’s coming next!

If you're ready to level up your investing game, we’ve got exciting news! The world’s biggest investing club is opening 100 spots for intermediate investors. Want in? Join the waitlist now to snag your spot before they’re gone - click here to join.

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TCW89: BP’s climate u-turn & Google faces a breakup.

Mon, 14 Oct 2024 17:00:00 -0000

BP’s playing the villain this week - remember those ambitious climate goals? Yeah, they’ve hit reverse. Instead of cutting oil production by 2030, they’re now raising it. We dive into why one of the world’s biggest oil companies is prioritising profits over the planet and what this means for investors (and our future). Speaking of villains, Google’s under fire from the US government, which is trying to break up their search monopoly. With 90% of the market in their grip, it’s no surprise the powers that be are trying to knock them down a peg. Then, let’s talk about Henry - no, not that guy Sophie dated, but the “High Earner, Not Rich Yet” crew. If you’re earning big but still feel like your bank account is stuck on empty, you might be a Henry. We break down why even high earners are struggling to build wealth in today’s economy and how you can avoid falling into that trap.

We’ve teamed up with Thermomix for an exciting giveaway! Whether you’re looking to save money on takeout or streamline your meal prep, you won’t want to miss this chance to win some incredible Thermomix goodies. Click here to enter!

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RTC137: Signs you’re facing financial burnout (and how to fix it) with Danielle Colley.

Wed, 09 Oct 2024 16:54:44 -0000

Today, we’re diving into the dreaded world of burnout - that charming state of emotional, mental, and physical exhaustion that comes after life repeatedly hits you with a to-do list. While burnout usually gets blamed on work, this episode focuses on financial burnout, where stressing over money takes centre stage and makes you want to throw your budget out the window. Vic gets real about her own experience with financial burnout, sharing how the pressure of managing both personal and business finances became overwhelming and took a significant toll on her well-being.

Author Danielle Colley jumps in to break down what burnout actually is, how it sneaks into every part of your life, and how to spot it before you're completely fried. Together, we’re exploring the toll that money stress takes and, more importantly, how you can kick burnout to the curb. From pinpointing the warning signs to hitting the reset button on your money mindset, this episode is packed with real talk and practical tips to help you stop feeling like your wallet's punching bag.

Danielle Colley’s new book, The Chocolate Bar Life, offers practical insights on recognising and overcoming burnout. Grab your copy here.

If you’ve ever experienced financial burnout or have a story to share, we’d love to hear from you! Send us a voice note through The Curve Hotline and join the conversation. Head over to The Curve Hotline to share your experience.

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TCW88: Why LVMH is still the king of luxury.

Mon, 07 Oct 2024 17:28:53 -0000

LVMH is proving once again that luxury never goes out of style - especially when you're acquiring brands like Moncler and Off-White. In this episode, we unpack how the luxury giant’s aggressive growth strategy is keeping it ahead of the competition. We also cover HSBC’s potential first-ever female CFO, a groundbreaking moment for women in finance, and dig into the drama at OpenAI as top execs jump ship following its profit-driven pivot. We also reveal why Netflix saw subscribers canceling faster than you can say “recommended for you” after its co-founder backed Kamala Harris. Looks like some people would rather chill without the politics!

Curious about buying a home with a friend? Check out Vic’s insightful article in collaboration with TradeMe Property, where she breaks down everything you need to know—from legal advice to smart financial strategies: https://www.trademe.co.nz/c/property/author/the-curve?srsltid=AfmBOopMnM-JqRcCjMNWJLT_KC-o1EJbZgT3JDOJu5-OcShEGhWb54yq

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RTC136: "My boss asked me to dinner but made me split the bill..."

Wed, 02 Oct 2024 17:00:00 -0000

Introducing... Curveballs, our brand-new segment where we dive into the weird, awkward, and downright cringy money moments you’ve sent in. Whether it’s splitting the bill on a disastrous first date, getting stuck with the tab at a work dinner your boss insisted on, or accidentally blowing your budget on impulse buys, we’re here to help you navigate these curveball moments with expert advice from Dr. Lurve - Australia’s leading relationship expert and modern-day cupid.

Today, we’re tackling some truly juicy curveballs: a boss who suggests splitting a £90 bill after inviting their employee to a fancy dinner, and a first date disaster where splitting the pizza bill leaves someone questioning if they’re financially compatible.

Watch this episode on YouTube.

Got a curveball of your own? We want to hear it! Send us a voice note by clicking here, or feel free to message / email us. And don’t worry – all curveballs will remain completely anonymous.

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TCW87: Why are CEOs cashing out now?

Mon, 30 Sep 2024 18:00:00 -0000

With Soph soaking up the sun in Croatia, the lovely Sheenagh takes the co-host seat for this episode, bringing her sharp financial insights and charm...

Why are some of the world’s biggest CEOs - like those at Nvidia, Dell, and even Berkshire Hathaway’s top dogs - selling off massive chunks of stock? Today, we dig into the reasons behind these surprising moves and what it could mean for the future of the market. Spoiler: it’s got investors raising eyebrows. We're also looking at the rise of AI in the finance world. Imagine an investment fund powered by ChatGPT, designed to replicate Warren Buffett’s legendary portfolio - sounds wild, right? But it’s happening, and it’s shaking up how we think about investing. Meanwhile, over in China, a new 'stimulus package' is kicking things into gear with lower interest rates and a $30 billion stock-buying spree, which has luxury brands like Tesla and Apple quietly celebrating. Plus, down under in Australia, Coles and Woolworths have been busted for dodgy discounts, and it’s all thanks to the humble Caramello Koala.

Watch this episode on YouTube.

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RTC135: A bonus birthday episode: Soph turns 33!

Thu, 26 Sep 2024 17:00:00 -0000

In this bonus episode, we take a break from the usual money talk to celebrate a special occasion - Soph's 33rd birthday! Soph reflects on the year that's been and opens up about her life lessons, from financial wins to personal growth while Vic shares some special surprises that highlight just how much Soph means to everyone around her. There’s even a moment where Elizabeth Day might make an appearance (you’ll have to listen to find out). Happy Birthday Soph xxx

https://www.moneyhelper.org.uk/en

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RTC134: How financial literacy can change your life, with Norma Cassius.

Wed, 25 Sep 2024 17:00:00 -0000

Please note that this episode discusses sensitive topics including financial and domestic abuse, as well as miscarriages, which may be difficult for some listeners.

In this eye-opening episode of Raising the Curve, we sit down with the inspiring Norma Cassius, a financial expert turned psychotherapist. Norma shares her journey of overcoming financial and emotional abuse, and how she used her strength and financial literacy to break free from a toxic relationship. We dive deep into the importance of financial education, the psychology of money, and how understanding your finances can empower you to take control of your life. Norma’s story is a powerful reminder that it’s not about how much money you have - it’s about what you do with it. Discover actionable insights on budgeting, mastering money, and the profound connection between financial health and mental well-being. Whether you're navigating debt, beginning to take control of your finances, or looking to elevate your wealth, this conversation is packed with real-world advice that will empower you to reshape your financial future.

For a range of helpful resources on budgeting, debt management, investing, and financial education, check out the links below to help guide you on your money journey:

https://www.payplan.com/

https://www.stepchange.org/

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TCW86: Fashion takeovers and Microsoft’s big moves.

Mon, 23 Sep 2024 17:00:00 -0000

Big moves in the investing world this week! First up, we dive into the $8.5 billion luxury fashion showdown between Tapestry and Capri Holdings - think Coach vs. Versace - but it’s not all glitz and glamour when the regulators come in and hit the brakes. But that’s just the beginning. Tupperware - yes, that iconic kitchen staple - is filing for bankruptcy! Turns out, $700 million worth of debt doesn’t vanish like that missing container lid. What does this mean for your plasticware drawer? And how does a Kiwi brand like Sistema stand to benefit from Tupperware’s tumble? Next, China’s shaking things up by raising its retirement age for the first time in 50 years. Men now retire at 63, women at 55. Meanwhile, Microsoft is making waves with its biggest-ever share buyback and a $30 billion fund for AI. But here’s the catch: all that AI is energy-hungry. Can we invest in AI and save the planet?

Watch this episode on YouTube.

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RTC133: Can bill splitting be romantic?

Wed, 18 Sep 2024 17:04:51 -0000

Today, we're diving into the complex intersection of money and relationships. Joined by The Curve's commercial director and all-round legend Dani, we explore how financial disparities affect relationship dynamics, from splitting bills to managing money goals as a couple. Whether you're team 50/50 or think 'what's mine is ours,' this episode offers both relatable stories and practical insights to help you tackle these tough conversations. There's something here for everyone in love and money.

In a same-sex relationship and have insights on how you handle money with your partner? We’d love to hear your experience! And if anyone else wants to share their story, feel free to leave us a voice note too. Click here to share your experience.

Help us shed light on how people handle finances in their relationships by filling out our quick, easy, and anonymous survey. Plus, we’ll email you the results so you can see how your situation stacks up! Click here to take the survey.

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TCW85: How Selena Gomez and OnlyFans are shaping billion dollar empires.

Mon, 16 Sep 2024 17:30:00 -0000

Soph’s belated birthday lunch took an unexpected twist - expecting cake but getting six tequila shots instead. But beyond the impromptu happy hour, we dive into some serious money moves - like Selena Gomez hitting billionaire status, not from music, but from her beauty brand, Rare Beauty. We explore how she built a billion-dollar empire in just four years and why diversifying income streams is key. We also break down inflation - prices may not be skyrocketing anymore, but why does your haircut still cost more each year? Plus, we spill the tea on OnlyFans’ massive growth and why it’s unlikely to go public anytime soon...

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RTC132: Turning your wardrobe into an investment.

Wed, 11 Sep 2024 18:00:00 -0000

Is your wardrobe working hard for your wallet? In this episode, we’re breaking down why clothes should be seen as an investment - not just a quick retail fix. From understanding cost per wear to figuring out which pieces actually pay off, it’s all about making smarter, savvier choices with your fashion budget. Spoiler alert: sometimes spending more up front saves you big down the line. Get ready to rethink how you shop, why vintage is a hidden gem, and how to build a closet that serves your style and your bank account.

Big shoutout to the sponsor of today's episode, Remi Marketplace. If you're ready to upgrade your wardrobe sustainably, Remi Marketplace is your one-stop shop for amazing secondhand finds. Say goodbye to fast fashion guilt and hello to unique, stylish pieces that make you feel good. Click here to start shopping with Remi today.

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TCW84: Nvidia’s historic drop, Ticketmaster trouble, & Snapchat’s slump.

Mon, 09 Sep 2024 17:16:37 -0000

This week, we kick things off with Nvidia’s jaw-dropping $280 billion loss, the largest single-day drop in U.S. stock market history. What went wrong for the AI giant, and what does this mean for the future of AI stocks? Next, we break down ChatGPT’s meteoric rise as OpenAI gears up for a $100 billion valuation - double the users and big tech companies like Microsoft and Apple lining up to invest. Meanwhile, Snapchat faces a tough reality as its CEO admits the platform is struggling to stay relevant after 13 years. And finally, we dive into the chaos surrounding Ticketmaster’s handling of the eagerly-anticipated Oasis reunion tickets, where fans found themselves in virtual queues only to be hit with skyrocketing prices. With dynamic pricing under fire, is this the last straw for Ticketmaster?

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RTC131: Paving your own way in business and beyond, with Michelle Battersby.

Wed, 04 Sep 2024 18:00:00 -0000

Disclaimer: This episode contains discussions about abortion, which may be sensitive for some listeners.

Meet Michelle Battersby, co-founder of Sunroom—a platform empowering women to monetise content safely, authentically and without stigma. From her journey through corporate roles to founding a tech startup, Michelle shares her unique insights on balancing motherhood, entrepreneurship, and personal growth. Discover how she navigates the challenges of running a company while raising a family, and how she's paving the way for women to succeed on their own terms in business. Whether you're an aspiring entrepreneur or simply looking for inspiration, this episode offers valuable lessons on how to challenge the status quo and forge your own path.

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TCW83: The rise and fall of market giants.

Mon, 02 Sep 2024 18:00:00 -0000

Today, we explore the contrasting fortunes of stock market giants - Nvidia’s explosive gains and PDD’s unexpected dip. We delve into the high stakes of investing in growth stocks and why sometimes even stellar results can’t keep shares from sliding. We also take a look at the billion-dollar success of the Flo app, co-founded by men but revolutionising women’s health, and discuss Burberry’s surprising exit from the FTSE 100 - after 15 years! And in the midst of it all, we celebrate a significant milestone as Berkshire Hathaway joins the trillion-dollar club, marking a new chapter for non-tech giants.

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RTC130: Financial planning for your move abroad.

Wed, 28 Aug 2024 18:00:00 -0000

This has gotta be up there with one of the most requested topics: how to financially prepare for moving overseas. Whether you're dreaming of London, Australia, or another far-off destination, we're sharing practical tips on budgeting, managing expenses, and avoiding financial pitfalls. With a mix of personal stories and savvy advice, you’ll learn how to turn a potentially stressful move into a smooth transition. This conversation is perfect for anyone planning a big move or just curious about what it takes to start fresh in a new city.

RTC102: Why talking money with your partner is vital (and a little bit sexy), with Nicole Haddow.

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TCW82: Espresso martini regrets & $120M podcast deals.

Mon, 26 Aug 2024 19:15:00 -0000

This week, we kick off with the jaw-dropping news of Alex Cooper’s $120 million podcast deal with SiriusXM, dissecting what this monumental move means for the podcasting industry and why everyone’s talking about it. Next, we turn our attention to Warren Buffett’s surprising stock sell-offs—what’s behind the Oracle of Omaha’s latest moves, and should we be worried about the market’s future? We also delve into Australia’s progress on closing the gender pay gap, thanks to new transparency laws that are making companies squirm (and making us cheer!). Finally, in the world of dating, we ask: is romance dead, or just more financially savvy? With daters now swapping credit scores, it’s clear that love in 2024 comes with a credit check.

We are super lucky to partner with Tempo - the exclusive sponsor of The Money Reset course. Tempo is NZ’s first guided investment app that helps you set a money goal, recommends investments for you from their range of funds, and gives you advice along the way to keep your goal on track. Amazing!

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RTC129: The Curve's new chapter: welcoming Danielle Croome.

Wed, 21 Aug 2024 17:00:00 -0000

In this episode, Vic and Soph are pulling back the curtain on a major milestone in their journey—raising capital for The Curve. After months of breadcrumbs and behind-the-scenes hustle, they’re sharing how they navigated the tricky world of investor meetings, the unexpected responses they received, and what it’s like to take on external capital.

Joining the conversation is the brilliant Danielle Croome, The Curve’s new Commercial Director and one of their newest investors. But Dani didn’t just write a check—she’s now a key player in shaping the future of the business. She shares her personal story, from a challenging childhood that taught her the value of money to becoming a savvy investor with a passion for financial literacy.

This episode is a deep dive into the realities of raising money, the challenges of financial independence, and the power of resilience. Plus, you'll get to know Dani, who’s not just an investor, but now an integral part of The Curve team who we absolutely love.

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TCW81: Revolut IPO buzz & Starbucks' $120M shakeup.

Mon, 19 Aug 2024 18:18:47 -0000

What a week! Today we unpack the excitement around Revolut’s potential IPO and what it means for the future of digital banking, break down the $120 million CEO shakeup at Starbucks, and reveal why millennials might be wealthier than we’ve all been led to believe. Plus, Vic's shares a top travel hack that could save you SERIOUS cash on your next trip (hint: it involves ShopBack).

ShopBack is the easiest way to save and earn cashback on the things you buy regularly. You can earn cashback on your purchases from over 250 leading online brands in travel, fashion, grocery and marketplaces like Booking.com, Amazon and Uber eats. The only thing you need to do, is purchase through the ShopBack app and you’ll see your cashback accumulate. Once verified, you’ll be able to cash out into your paypal or New Zealand bank account.

....Even better, if you sign up using the code ‘CURVE5’, you’ll get a $5 signup bonus. Sweet!

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RTC128: Behind the rings: the economics of the Olympics

Wed, 14 Aug 2024 19:29:36 -0000

Ever wondered what it costs to host the Olympics, or why some athletes end up broke after earning millions? We’re diving into the financial rollercoaster that is the Olympics—from billion-dollar budgets to the heartbreaking realities athletes face when the spotlight dims. Soph and Vic get real about the impact of the games on cities, the mind-boggling differences in athlete payouts across countries, and why Australia’s women are absolutely crushing it in the medal department. Plus, we get a little sidetracked (as usual) with stories of rhythmic gymnastics fails and what Snoop Dogg was doing at the games. Spoiler: It's a wild ride, but totally worth the ticket price (unlike Vic's dressage experience). Some laughs, facts, and a whole lot of financial wisdom wrapped up in Olympic spirit!

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TCW80: So... what the heck happened to the stock markets?

Mon, 12 Aug 2024 18:00:00 -0000

Strap on in, this week we're taking you on a wild ride through the recent rollercoaster of the stock market that had everyone on edge. From the dramatic drops to the unexpected rebounds, Vic breaks down what really happened and why staying calm during market mayhem is crucial.

They also dish on why Kiwis are flocking to Australia in droves, and how tax changes in the UK could be sending even more people packing.

Plus, a cheeky revelation about Meta and Google’s secret collab to target teens on YouTube—because apparently, being rivals doesn’t stop you from making shady deals...

RTC63: A guide to adulting - Getting your Plan B sorted before it’s too late.

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RTC127: Finding balance in life and finances with Georgia Vavasour.

Wed, 07 Aug 2024 20:31:03 -0000

In a world where the daily grind often overshadows personal well-being, finding balance between financial security and a fulfilling life can seem elusive. This week, we're speaking with Georgia Vavasour who shares her transformative journey from a high-pressure corporate job to a fulfilling path after a life-altering bowel cancer diagnosis at 32. Georgia's story highlights how meditation helped her reassess her relationship with money, stress, and overall life choices, breaking free from stress-induced spending habits and fostering a healthier mindset. The discussion delves into balancing financial responsibilities with living in the moment, addressing generational attitudes towards money, and cultivating an abundance mindset. Tune in for practical tips and fresh perspectives on achieving a richer, more meaningful life.

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TCW79: A missing fortune, the digital nomad boom, and the Olympic economy.

Mon, 05 Aug 2024 18:00:00 -0000

This week on The Curve Weekly, we explore the rise of digital nomads, highlighting how Europe has become a hotspot for remote workers and the implications for future work trends. We also dish on the shocking saga of a fifth-generation Hermès heir who claims to have "misplaced" a casual €12 billion. Is it fraud, or just the world's most expensive game of hide-and-seek? And, of course, we're keeping tabs on the stock market, where tech giants are making big moves and Warren Buffett is doing some serious spring cleaning with his portfolio. And for a bit of fun, catch up on the latest Paris Olympic drama, from viral moments to surprising headlines, as we dive into the financial side of the event - exploring how the influx of luxury tourists impacts the economy and the surprising spending habits of visitors.

Ready to venture into property investment, buy your first home, or embark on a life change? With a new listing every 3 minutes, Trade Me Property offers the largest range of properties for sale in Aotearoa. Explore the latest market trends and housing insights for a successful journey. Start your search on Trade Me Property today for your next great move.

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RTC126: Marriage, motherhood, and money with Jess Quinn.

Wed, 31 Jul 2024 18:00:00 -0000

Heads up! This episode touches on some sensitive topics like fertility issues, miscarriage, and endometriosis. Just a friendly note to listen with care.

We're thrilled to welcome back Jess Quinn, just over a year after our original episode to catch up on all the changes and growth in her life since we last spoke. In this episode, we dive into a heartfelt and candid chat about the rollercoaster of life transitions—think motherhood, marriage, and everything in between. Jess bravely shares her journey through fertility challenges, the heartbreak of miscarriage, and the chaos and joy of welcoming a new baby. She also opens up about the realities of freelancing, managing finances as a couple, and the balancing act of returning to work whilst being a mother. Plus, we get real about the highs and lows of wedding planning, ditching the traditional bridal party, and navigating the sometimes absurd pressures of modern celebrations. It's an honest and relatable conversation about life's big moments and the financial decisions that come with them.

Listen to the original interview we recorded with Jess: RTC62: Jess Quinn talks about the price of losing her leg (literally).

Watch this episode on Youtube.

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TCW78: The Paris Olympics special.

Mon, 29 Jul 2024 18:00:00 -0000

In this special Olympic-themed episode, we're deep (olympic) diving into the 2024 games in Paris, noting the substantial $11 billion benefit expected for France and the staggering costs involved. Did you know $1.5 billion has been spent on cleaning the River Seine? Vic explores the paradox of the Olympics never turning a profit while significantly boosting local economies through tourism and infrastructure development. And while France is lapping up the spike in tourism, Spain is getting pretty angry with overcrowding and skyrocketing rents leading to protests and calls for stricter regulations. No buena! We also cover the latest financial news, including Tesla's stock dip and Spotify's record profits.

Click here to read Soph's blog 'From broke to stoked in Italy'.

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RTC125: Sun tans & exciting plans: a quick update!

Wed, 24 Jul 2024 18:00:00 -0000

Sooo we're taking a little break this week. And not just because Soph's getting her tan on in Italy. We're also working on something SUPER exciting that will be launching very soon... so keep your eyes peeled!

Next week we've got the amazing Jess Quinn returning to the studio for interview 2.0 - expect great things. To listen to the original episode, click here.

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TCW77: AI girlfriends, Supreme’s new owner, and Alphabet’s big buy.

Mon, 22 Jul 2024 18:00:00 -0000

Navigating through the world's slowest boat rental, and recovering from unexpected sunburns (thanks to Vic’s questionable skincare advice), is Soph, whose dialling in from the Amalfi Coast this week. But it’s not all sun and sea – Vic dives into the latest news in the finance world. Did you hear about EssilorLuxottica, the eyewear giant, buying Supreme? Yup, the same company that owns Ray-Ban and Oakley is now stepping into the streetwear scene. Things get even more intriguing with a peek into a Japanese startup that's bringing AI girlfriends to life – straight out of the movie Her. Vic breaks down the implications of this trend while Soph wonders if this will finally put an end to those pesky sugar daddy DMs. And if you think that’s wild, wait until you hear about Google’s (sorry, Alphabet's) potential $23 billion acquisition of an Israeli cybersecurity company...

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RTC124: Celebrating 200 episodes!

Wed, 17 Jul 2024 18:00:00 -0000

This special 200th episode is all about celebrating the milestones, sharing behind the scenes stories and looking back at some of the most popular episodes to date. But this episode isn’t just about looking back – it's also about looking forward. The Curve has some major projects on the horizon, including the launch of The World's Biggest Investing Club which we cannot WAIT to share with you. Plus, Soph and Vic open up about the challenges and triumphs of growing the business, from initial meetings with a business advisor to closing the first investor round. If you're a new listener, don’t worry – we've got you covered with highlights from some of the earliest, and most popular episodes. And for those who have been with them since the beginning, this episode is a chance to celebrate the community that has made The Curve possible.

Episodes mentioned in this ep:

RTC2: Starting with the finance and investing basics

RTC3: What are the four different asset classes?

RTC69: Changing your money mindset with the friend that paid for Soph’s bus ticket.

RTC109: Pay off the mortgage or invest? Part One.

RTC123: Money lessons from 4-year old Olive & her Mum Emma Pickering.

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TCW76: The world's most expensive wedding & an $83 trillion wealth transfer.

Mon, 15 Jul 2024 18:00:00 -0000

Monday kicks off with a bang this week as Vic recounts her wild night at KOKO, an exclusive members-only club that left her in dire need of aspirin. Meanwhile, Megan, a former Curve Classroom student, spills the tea (or kombucha vodka for that matter) on how the Money Reset course revolutionised her finances. Diving into the world of opulence, we look at the lavish wedding of India’s wealthiest family—celebrity appearances, a 134-day celebration, and a budget that could fund a small country. Things then take a serious turn with a debate on whether government officials should be trading stocks—conflicts of interest, anyone? Finally, we're wrapping up with a look into the impending $83 trillion wealth transfer that's poised to shake up the finance world. Happy Monday everyone!

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RTC123: Money lessons from 4-year old Olive & her Mum Emma Pickering.

Wed, 10 Jul 2024 18:57:52 -0000

Joining us on the podcast this week is our youngest and cutest guest ever, 4-year-old Olive, accompanied by her amazing mum, Emma. Olive is here to share her adorable insights into money and investing. Many of us have faced a huge gap in financial education, often having to teach ourselves the basics from scratch. So, hearing that the knowledge we've been sharing is inspiring the next generation is tear-jerking (literally). Both Olive and Emma were absolute delights to talk to, and their story is truly beautiful. So, strap in and enjoy this heartwarming episode.

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TCW75: Gen Z are moving markets + roaring kitty makes a comeback.

Mon, 08 Jul 2024 18:00:00 -0000

Ever wondered how to save time and money with a cooking roster? Soph’s got you covered, and Vic gives her cooking an impressive 8/10. This week, Vic fills us in on what the Labour Party's historic win in the UK means for people's wallets and why it's crucial to keep an eye on these political shifts esp when it comes to the stock market. Speaking of the market, Gen Z(ZZ) are shaking things up with their bold investment moves, fuelled by social media and the need for speed. To wrap up, Vic and Soph share their personal money wins - think free dinners, and unexpected drinks!

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RTC122: Life updates: house buying, egg freezing and relationships.

Wed, 03 Jul 2024 16:38:03 -0000

Trigger warning: infertility, egg freezing and money dynamics within relationships.
In this (at times) heated conversation, the girls share vulnerable details about their personal lives. From their financial situations, to romantic relationships, and a few random things in between. While Soph prepares to get her eggs frozen and potentially buy a house (huge), Vic has been juggling multiple mortgages and adjusting to life on a significantly reduced salary. They talk about what has gone right, wrong and a few lols along the way.

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TCW74: Glastonbury Insights, Nike's Struggles and investing in athletes.

Mon, 01 Jul 2024 18:00:00 -0000

What a weekend! Vic’s still buzzing from the Taylor Swift concert and three epic days at Glasto, while Soph’s catching her breath after conquering a Swiss mountain on turbo+++ mode. With the year halfway through, it's the perfect time for a stock market update, even though the NZX isn't looking too hot. We’re diving into Nike’s latest financial results, how they’re holding up against New Balance and Hoka, and what the current CEO is bringing to the table. Plus, we're exploring a fresh and exciting investment idea—athletes as an asset class! But that's enough sports talk for now. Time to kick back, relax, and maybe book that Botox appointment...

To skip the non-finance chat, head to 15:00.

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RTC121: From Nepalese villages to global markets with Ruby Raut.

Wed, 26 Jun 2024 18:00:00 -0000

Ruby Raut is the incredible founder of Wuka, the game-changing brand making period-proof underwear from sustainable materials. Ruby's journey is nothing short of incredible - from growing up in Nepal and fleeing to London with just 93p in her bank account, to building a globally recognised business. She takes us back to her childhood in Nepal, highlighting the cultural and economic challenges she faced, including the traditional practices surrounding menstruation. We dive deep into topics like the caste system, gender inequality, and the economic impact of periods. Plus, Ruby dishes on her entrepreneurial journey, the importance of sustainability, and the savvy financial moves that made Wuka a success. Trust us, you don't want to miss this one!

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TCW73: Nachos making money, and the great guacamole debate.

Mon, 24 Jun 2024 18:00:00 -0000

In todays Curve Weekly there was a LOT of food chat. Gozmen y Gomez (a Mexican fast food chain) has gone public and it's share price is about as hot as it's jalapeños... The London stock exchange (the FTSE200) may lose it's reputation overnight, and if you're on the move while listening- you'll want to take a seat before you hear the latest stats about women's earning capacity with relation to their weight. It's not a headline we're proud to be reporting on.

The Curve's 30-Day Habit Stacking Challenge starts today! If like us, your new healthy habits just don't stick. Join us on our new 30-Day Challenge! CHOOSE a healthy habit you want to implement (e.g. 10,000 steps).

CREATE a Feel Good Fund, and when you COMPLETE your habit for the day, TRANSFER $5-$10 into that account as a reward. Share yours on socials and tag us - we're going to match someones at the end of the month! *Up to $200NZD*

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RTC120: The Power of Investing with Kristen & Nat.

Wed, 19 Jun 2024 18:00:00 -0000

This week we're hanging out with Kristen and Nat, the dynamic duo behind who launched the trading platform Hatch (hello, fractional shares!), and their new initiative Powrsuit with a mission of empowering more women to step into leadership roles.

We discuss the importance of demystifying investing, the challenges women face in the corporate world, and the concept of the 80/20 rule when it comes productivity. Expect lots of laughs, personal stories, savvy investing tips, and killer insights into how women can navigate and thrive in the business landscape.

Watch this episode on Youtube.

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TCW72: Our new habit challenge and a $56 billion dollar payout...

Mon, 17 Jun 2024 17:51:16 -0000

Our wonderful editor Emily is away for a week, so coming to you today in its raw format is The Curve Weekly ‘UNEDITED’. What do we cover? This week we spoke about everything from our new 30-day habit stacking challenge, through to what 'equity' is in a business. We cover Elon Musk's alleged misconduct and $56 billion dollar payout. Plus the latest news for Adobe and Lululemon stock.

The Curve's 30-Day Habit Stacking Challenge: If like us, your new healthy habits just don't stick. Join us on our new 30-Day Challenge! CHOOSE a healthy habit you want to implement (e.g. 10,000 steps) and SUBMIT it (for accountability) to our google form here.

When you COMPLETE your habit for the day, TRANSFER $5-$10 into your 'feel good fund' as a reward. Register, learn more about the challenge and complete the accountability form here.

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RTC119: The three D's: Divorce, Debt, and D*ck pics with Lu in Luland.

Wed, 12 Jun 2024 18:00:00 -0000

Today we're bringing you an episode that is as colourful and sparky as our guest, Lou Featherstone AKA Lu in Lu Land. After going down the traditional route of marriage and kids, Lou found herself discontent being a stay at home Mum. She grew up as a vicar’s daughter which meant her relationship with finances (+ men) were quite complex. In this conversation she opens up about her debt-filled teenage years, to stealing from her workplace as an adult, going through a divorce and then reclaiming her sexuality post-menopause. Lou is filled with golden advice. She epitomises what it means to reclaim your sense of self, no matter what your age.

To see Lou in full technicolour (which we highly recommend), watch this episode on YouTube.

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TCW71: Gold vending machines and new stock exchanges.

Mon, 10 Jun 2024 19:00:55 -0000

To kick things off this week, we're discussing weekend indulgences and the psychology behind restaurant bread servings. Then it's all about the wild world of meme stocks, focusing on the infamous Roaring Kitty and his impact on GameStop's stock price. We also touch on the complexities of insider trading and market manipulation, and explore the concept of investing in commodities like gold. And to wrap it up, we've got news about the introduction of new banknotes featuring a rather youthful looking King Charles in the UK.

Get ready for The Curve Weekly LIVE next week!

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The Curve Trailer

Thu, 06 Jun 2024 10:26:03 -0000

The Curve is a platform people to learn more about money. Their money. And the money they want to make, for the future they want to have. The Curve is a safe space to get investment-savvy, without the noise and confusion. No question is a silly question. If you’re asking it, so is everyone else. So, get curious – ask away. And together, let’s get ahead of the curve.

New episodes drop on Tuesdays and Thursdays.

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RTC118: Scott Galloway's guide to getting rich.

Wed, 05 Jun 2024 18:00:00 -0000

Mixing things up this week, Vic takes us through her most recent obsession: a book that she's attended an event about, recommended to just about everyone, and is now making an entire podcast episode about it. Yep, obsessed. 'The Algebra of Wealth: A Simple Formula for Success' by Scott Galloway has some serious learnings that are too good to keep secret. It covers how to define what 'rich is', knowing how much is enough, and understanding the formula to achieving financial freedom. Get ready to unlock the secrets to a richer, more secure life...

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TCW70: Birks, docs & stylish stocks.

Mon, 03 Jun 2024 22:40:34 -0000

Coming to you live from our makeshift studio (hence Soph's slightly echo-y mic), Vic's got the latest on Birkenstock, that skyrocketed 60% since it's IPO in October, and the rough ride Doc Martens has had since their 2021 IPO. We dive into Golden Goose's upcoming IPO in Italy and the juicy twist involving their biggest shareholder – the same group that struggled with Doc Martens. Should we be worried? Soph's got news from her old stomping grounds, Sony Music, which is eyeing Queen's music catalogue for a cool $1 billion. And let's chat about Walmart! Did you know their store managers are raking it in thanks to huge incentives? Lastly, some exciting news from Mexico, who might be electing their first female prime minister, winner!

Listen to 'RTC85: How Vic made $800,000 in 6 years!'

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RTC117: Sex and money make the world go round, with Emma-Louise Boynton.

Wed, 29 May 2024 18:00:00 -0000

Why does talking about sex and money make everyone feel SO uncomfortable? They both quite literally make the world go around. And just like talking about your salary can help you get a pay rise, talking about sex can help you experience so much more confidence and pleasure. Today we are chatting with the amazing Emma-Louise Boynton, who is the brilliant mind behind ‘Sex Talks.’ She talks openly about her experience with sex therapy, shares her incredibly insightful perspective on sex work, and speaks to the unbelievable nuances that you might never have thought of when it comes to these two things we can't live without. Insightful and liberating. One for the girlies who in the wise words of todays podcast guest... "want to be really rich and f**k loads".

Resources mentioned in this episode: Come as You Are (book), Kama (app), Sex Power Money (book), Keily Blair, OnlyFans (article), Inside the reality TV to OnlyFans pipeline (article), Bad Sex: Pleasure, and an Unfinished Revolution (book)

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TCW69: Fangirl Moments, AI Triumphs, and Taylor Swift Drama.

Mon, 27 May 2024 18:00:00 -0000

Soph is back from The Podcast Show 2024 (think Comic Con but for audio nerds), and she’s got stories galore including a major fangirl moment with the incredible Elizabeth Day. Spoiler: Soph got super emotional, then pitched Elizabeth via email. Guess what? She got a reply right away (but was it really from Elizabeth?). In stock market news, the software company, Nvidia is absolutely slaying in the AI game, with their revenue skyrocketing 300% in just three months. All hail Jensen Huang, their genius founder who's now worth a cool $90 billion. And we spill the tea on the latest Live Nation and Ticketmaster drama. Taylor Swift’s Eras tour ticket sales broke the site, causing a huge fuss. Now, the U.S. government is stepping in and forcing Live Nation and Ticketmaster to split up for being too anti-competitive. Bye-bye, monopoly!

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RTC116: From commune to comeback, with Julia Strelou.

Wed, 22 May 2024 20:13:15 -0000

Growing up on a commune in the weed capital of Australia, you could say that today's guest, Julia Strelou experienced a slightly different childhood compared to most kids. It wasn't until her early teens that she started to realise just how different her living situation was in contrast to others at school. When the penny dropped and comparison started to creep in, she decided to leave her family and venture outside of the commune. She left with nothing, found herself in 3 financially abusive relationships and got herself into $30,000 worth of debt. Now life looks completely different. She is 'successful' in every sense of the word - both personally and financially, but it certainly was not all smooth sailing. Strap on in you lot, this episode is absolute gold.

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TCW68: Duolingo's soaring, Roaring Kitty's back and Soph's become a (polite) Karen.

Mon, 20 May 2024 17:00:00 -0000

Happy Tuesday everybody! Coming to you a day later than usual, we're discussing the recent success of Duolingo, the return of meme stocks, and most importantly; Soph's transition into a Karen after spending the night listening to pesky kids partying. Keith Gill AKA the legendary Roaring Kitty has bought about the return of meme stocks - which in short, is people clubbing together on Reddit to buy stocks in the companies that aren't doing great, because they've been shorted (betted against) by hedge funds. Basically, it's a way of saying F you to the big dogs and giving power to the people, amen!

To get straight to the finance chat, skip to 10 minutes.

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RTC115: Work-life balance & working out what's important with Sarah Lindsay.

Tue, 14 May 2024 18:00:00 -0000

This week we welcomed back one of our favourite guests, Sarah Lindsay who runs SALA, the most amazing reformer pilates, yoga and barre studio in Auckland. The original episode we recorded with her was so popular that we thought it would be rude not to have her back to give us some updates and share some of her successful business-owner wisdom with us. Feeling defeated in achieving work-life feels like a tale as old as time and a struggle I think every one of us can say we face regularly. This is a chat about getting your priorities in order, setting boundaries, and defining what you want for yourself now, versus what future you will appreciate the most. Hilarious, a little bit woo-woo and incredibly eye-opening, we were so happy to have Sarah back in the studio to chat with us again.

To listen to the original podcast we recorded with Sarah, click here.

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TCW67: The 2 largest economies in the world are having a BDE-off.

Sun, 12 May 2024 18:00:00 -0000

Joining us in this extra special, extra lengthy Curve Weekly episode is the amazing Ella, who you may recognise from way back when Soph was scraping the financial barrel and Ella came to the rescue (as told in RTC69).

A few weeks ago you might remember we spoke about the rivalry between America and China all about banning TikTok in the US? Well, the plot has thickened!! The US is claiming national security, and China’s calling bullshit, suing the US government for forbidding freedom of speech. It's all go. In other news, Soph’s fan-girling over the icon that is Whitney Wolfe Herd AKA founder of Bumble. Meanwhile, Vic’s fan-girling over…. actually you’ll have to listen to that part, it's too outrageous to write down.

Ella, the research queen, has helped us compile an in-depth survey to help us understand more about your wants and needs from The Curve and an Investing Club currently under construction. We'd love love love if you could fill in! You can check it out here.

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RTC114: Meg + Guy say goodbye to 'Daddy Daycare'.

Tue, 07 May 2024 18:00:00 -0000

This week we’re speaking with a couple who are doing things differently - Meg + Guy Mansell. We know this so 2021, but these two are absolute #couplegoals. Meg, who you may know as the host of The Edge Breakfast radio show, met Guy back in broadcasting school (with Soph!) 10 years ago. Although Meg jokes about conning Guy into being a relationship with her, the two are now happily married, with a house, dog, cat and daughter. Thank goodness she didn't listen to Soph and sack him off all those years ago! Instead of adopting the traditional gender roles, Meg is the 'breadwinner' (rubbish term, we're working on it) and Guy is a stay at home Dad. Incredibly honest, incredibly cute, this conversation will give you an idea of what life actually looks like when the roles are reversed.

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TCW66: Leaked nudes and very expensive potatoes.

Mon, 06 May 2024 18:00:00 -0000

Full transparency, The Curve Weekly got a little financially off track this week. The mention of Snapchat’s sky rocketing share price meant that there were a few minds in the gutter... and by a few, it was only Soph's. The conversation went a little like this... "Surely the only reason Snapchat share price went up 30% in a day was because a celebrity's nudes were leaked right...?" As you can imagine, this thought process completely derailed our very high brow investing conversation, and gave us a peek into Soph’s extra curricular activities that quite frankly, no one needed to know about. AirBnb is up 30% year to date but will they be able to keep growing? Apple did their biggest share buyback on record of $110 BILLION AKA the biggest green flag ever, and somehow we learnt that Vic thinks of herself as a Giraffe.... Go figure.

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RTC113: Losing everything to a professional con artist and coming out on top.

Tue, 30 Apr 2024 18:00:00 -0000

It’s no secret people get scammed all the time. With voice impersonations and deepfake phishing on the rise, scammers have reached a new level of deception. But imagine if the person scamming you was in plain sight, someone you thought you could trust with everything. This is what happened to Tracy Hall, who you might recognise from the podcast ‘Who The Hell Is Hamish’. After 7 years of re-building her life off the back of financial and emotional betrayal, Tracy is stronger than ever and she's on a mission to erase the stigma and shame that comes with being the victim of a scam. Tracy is living proof that there is always light at the end of the tunnel. Get the tissues at the ready, this episode will have you in tears (happy or sad, you decide).

The Last Victim written by Tracy Hall with Summer Land is now available for purchase. Click here for more info.

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TCW65: Entrepreneur, entrepreneur, entrepreneur.

Sun, 28 Apr 2024 18:00:00 -0000

As Linda Jenkinson (the absolute icon that we interviewed last week) would say; a business' success boils down to three things; entrepreneur, entrepreneur, entrepreneur. And this week we're looking at how Elon Musk, Jeff Bezos and Mark Zuckerberg continue to kill the game. In other newwwws (sorry Vic), the New York stock exchange might be opening 24/7 and Google have declared their first ever dividend (which is where they return cash to their shareholders). Go on Google!

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RTC112: The first woman to list on the NASDAQ: Linda Jenkinson AKA an icon.

Tue, 23 Apr 2024 17:00:00 -0000

This is Linda Jenkinson, or otherwise known as LJ, the first woman to ever list a company on the NASDAQ stock exchange in the US. We know what you’re thinking, this must’ve been ages ago right? LJ listed her company in 1998... that’s only 26 years ago! Being constantly dismissed because of her gender, it's safe to say that LJ has encountered a fair few glass ceilings which she's smashed through at full force. She sees life as a set of games where she’s constantly breaking the rules, and she's on a mission to lead the way for young entrepreneurs and women across the globe. Inspiring, empowering and at many times, completely shocking, we're really excited to share with you our chat.

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TCW64: Cheap holidays, Hong Kong's in trouble + Vic's big surprise.

Sun, 21 Apr 2024 17:00:00 -0000

Mixing things up this week, we're talking currencies! Currencies are a bit like stocks; they fluctuate depending on demand, and can actually be a creative way of saving money. Hint: take a holiday to a destination where the currency is weak - you'll be living it up for less! Testing that theory is Vic who has has decided to fly to Spain to surprise flower man (AKA her boyfriend), meanwhile Soph is on a fly hunt (literally - please excuse any blow fly sounds that enter this recording). Big updates from the Doc Martin stock, Samsonite and a few other goodies!

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RTC111: FIRE: Financial Independence Retire Early, with Ana Kresina.

Tue, 16 Apr 2024 17:00:00 -0000

If you haven't already heard of the FIRE movement, let us introduce you to this amazing concept. FIRE (otherwise known as 'financial independence retire early') is a pretty extreme approach to saving + investing. Someone who has successfully gotten herself in position where she could retire before her 40th birthday is the amazing Ana Kresina. She is a financial educator, author and ex-roller derby player who although she could retire, is choosing to work and empower women all over the world to find the same freedom she now has. An inspiring, important and brilliant conversation - we guarantee you'll be on FIRE by the end of this ep.

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TCW63: An update on crocs, inflation, and Soph’s love life.

Sun, 14 Apr 2024 17:25:21 -0000

It’s been another wild week in the stock market, but before we get into that - do you remember those emotional charts therapists use to help decipher how you're feeling? No? Just imagine Vic pointing to overwhelm and Soph at the excitement section with a hard launch we are all here for. And although the stock market's been pointing at depressed lately, there is one company you might consider investing in. It's share price has risen 40% this year alone! A small hint...they make arguably the most comfortable, and least subtle shoes in the world.

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RTC110: Pay off the mortgage or invest? Part Two.

Tue, 09 Apr 2024 16:00:00 -0000

Although this 2-parter seems somewhat like Sophie's voice messages; a little rambly, and at times totally off-topic, we hope that by the end, you'll come away with a better understanding of what's best for your financial situation: paying off the mortgage early, or investing the extra funds. Investing may make you more money than paying off debt, but the savings from interest on mortgage payments can be significant. This is why it’s important to determine (based on your personal circumstances) whether investing would be more beneficial than paying off your mortgage, or vice versa!

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TCW62: GenZ, Millenials or boomers - who needs the most for their 20 year holiday?

Sun, 07 Apr 2024 16:00:00 -0000

WARNING: To avoid the world's biggest spoiler dropped by Vic at 7:40 about the series 'One Day', skip to 8:30.

Following a significant tumble in Tesla's share price, the car giant finds itself ranked as the second-worst performing company among the top 500 listed on the U.S. stock market. Taylor Swift is one of the newest additions to list of global billionaires list! And despite their being more people holding billions than ever before, the rest of us according to Calvin Kleins falling share price, are holding on to our holey underwear.

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RTC109: Pay off the mortgage or invest? Part One

Tue, 02 Apr 2024 16:00:00 -0000

Today we’re discussing one of the grey areas we get asked about a lot; whether to prioritise investments, or paying off the mortgage. And although Soph's spent the past few days skilfully dodging emails and meetings using Vic's mysterious operation as her golden ticket, this week we're back in business. As both mortgage and interest rates seesaw, it can be difficult to know where to put your money and what will be best in the long run. In this episode, we’re discussing ways in which you can decipher what’s best for you. Spoiler: It’s personal (sorry Soph!) Part two coming next week…

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TCW61: Reddit’s IPO, Mcdonalds’ new menu item and the cocoa crisis.

Sun, 31 Mar 2024 16:00:00 -0000

After last week's announcement, we were delighted to receive so many positive messages and words of wisdom but there was one message in particular telling us to cut to the chase so this week, we're getting straight to it (just after Soph shares a moustache story that has no financial relevance). Sorry Nance.

Okay, okay, Reddit shares take a turn after the IPO last week (where the company goes public so you can buy shares) as the dreaded short-sellers arrive, McDonald’s makes a sweet deal with the bakery company that’s had decade-long growth, and WeWork’s Adam Neumann makes a comeback. Oh, and If you recently received an easter egg that looked slightly smaller than usual, you may be experiencing first-hand shrinkflation due to the cocoa shortage… eek!

Watch episode on YouTube.

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RTC108: Our most inspirational story to date.

Tue, 26 Mar 2024 17:00:00 -0000

Today we welcomed to the studio (otherwise known as Vic's Niece and Nephew's playroom) one of our listeners; Sophia Cich, who told us one of the coolest investing stories we've ever heard. Finding the balance between spending money now for fun vs saving for the future is pretty hard to gauge. How far in the future should you be saving for? How long should you leave your investments for? And can you enjoy any of your investments along the way? Sophia’s story is a great example of how to invest for the future while playing with the fun money - setting a goal, working towards it and reaping the rewards when it's reached.

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TCW60: An investment (very) close to home...

Sun, 24 Mar 2024 19:45:56 -0000

Today is not a normal Curve Weekly, it's more of a quick life + business update! There is lots of exciting things in the pipeline behind the scenes at The Curve (and although admittedly a little biased), we think this is one of the most exciting investing opportunities we have ever talked about.

Back to regular programming next Monday!

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RTC107: Saving for a dopamine hit with Aleks Nikolic.

Tue, 19 Mar 2024 17:37:49 -0000

This week we’re speaking with the internet’s big sister, Aleks Nikolic - founder of Broke Girl Wealth. As a full-time lawyer and advocate for financial literacy, Aleks offers invaluable insights into financial red flags to look out for in relationships, JOMO, and how a hit of dopamine can be obtained by saving and investing. In this episode, Aleks guides us away from conventional money saving approaches like sponge-cutting (yep, you read correctly) towards a more fulfilling financial future where our finances align with our passions and values.

Watch episode on YouTube.

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TCW59: Tik, Tok, Boom.

Sun, 17 Mar 2024 17:00:00 -0000

Soph’s finally back in London, but she’s arrived with some pretty painful baggage (shoutout to Freya, Curve fan / world’s best air hostess on hand with antiseptic and ice). And while one iconic duo is now back together, the relationship between China and the U.S. seems to be deteriorating further. The U.S. are trying to pass a bill that could mean 170 million American users will be banned from using the Chinese platform TikTok... ouch. In other Curve Weekly news, Adidas posts it’s first ever net loss after 30 years and dating apps might be getting the AI makeover we didn't know it needed.

Watch episode on YouTube

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RTC106: Investing in jewels, art and all things luxury with Webb’s Auction House.

Tue, 12 Mar 2024 16:00:00 -0000

We did our first LIVE podcast event in New Zealand, and it was sparkly, chic and extremely luxurious. We had the absolute honour of sitting down with Tasha Jenkins and Christine Power (two brilliant experts from the iconic Webb’s Auction House) to talk about the ins and outs of investing in luxury items. The questions (like the Veuve) were flowing. Where do we start? How long do we keep a piece for? How volatile is the market? Do ethics come into it? Is orange a bad choice? Should we keep the box? Plus, some great audience questions, Soph’s Birkin ‘mouth fart’ and lots and lots of laughs (thanks, Mike Hallwright). A golden episode for lovers of all things lush.

We'd like to say a HUGE thank you to Webbs for hosting us at their beautiful auction house and to all of our favourite brands who got involved. Massive thank you to Veuve Clicquot, Almighty, Batched, Eve Wellness, Aotea, and Goldie, we couldn't have done it without you!

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TCW58: Crypto’s up, Oprah’s out and Soph’s a little bit tiddly.

Sun, 10 Mar 2024 19:59:13 -0000

Crypto is flying high, up 150% in the last six months (and Soph and Vic invested!). To celebrate, Soph’s enjoying a Corona in bed while Vic sips on her lemon water. Bliss. And the good news doesn’t end there. The price of gold is also hitting record highs, parental leave in Australia is getting 12% sweeter, and while Oprah’s reasons for leaving the board may be questionable, it seems that Weight Watchers is getting a taste of its own low-carb, low-fat and highly outdated medicine. Oh, and Vic’s into circumcision now. Buckle up, people.

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RTC105: Why ‘Girl Math’ needs the boot, with Bronwyn Taylor.

Tue, 05 Mar 2024 17:00:00 -0000

‘If I buy something then return it, I’ve basically made money. If I pay in cash, it’s literally free. Anything under $5 doesn’t count.’ If you’ve been on any form of social media lately, you’ve no doubt witnessed the fast-growing (and for many people, quite funny) trend, ‘Girl Math’. In today’s episode, we sit down with Bronwyn Taylor, a delightful and highly intelligent economist, to talk about gender stereotyping, ingrained sexism and the deep-rooted problems that come with labelling girls as mathematically less-than.

Whether you love ‘Girl Math’ or hate it (you’ll probably hate it by the end of this episode) this is a hugely insightful chat, and a must-listen for everyone out there.

To read Bronwyn's original article on girl math, click here.

Watch this episode on Youtube.

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TCW57: Get over yourself, Wendy.

Sun, 03 Mar 2024 20:07:54 -0000

This week, Vic’s flying out, Soph’s dancing like Derulo and Wendy’s thrown a big cheesy spanner in the works. We look at the burger surge, the backlash and if the fast-food icon is being wildly arrogant or weirdly clever. And with so many big names selling stocks and hoarding cash (we’re looking at you Buffett, Bezos and Zuckerberg), there’s an air of uncertainty rippling through the finance world – so should we be fearful and careful, or is it time to get greedy? Plus, we’ve got hot tips, epic songs and a couple of shit finance quotes. Big week, people!

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RTC104: Money stories, Hinge dates and neuro-divergence with Victoria Devine.

Wed, 28 Feb 2024 01:27:19 -0000

After co-existing in the financial-podcast-world for so long, we are beyond excited to be sitting down with Victoria Devine – creator and host of Australia’s ‘She’s on the Money’ podcast, author of three life-changing books and all-round inspirational powerhouse. From personal debt to neuro-divergence, Hinge dates to family tax (more fun than it sounds) and trying to hold off labour until after Taylor Swift, Victoria is a wealth of warm, funny wisdom – and she’s only too happy to share it with us all. Empowering, inspiring and incredibly refreshing, this chat will leave you feeling seen, understood and all kinds of good.

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TCW56: Hey Taylor, keen to fix our recession?

Sun, 25 Feb 2024 19:52:22 -0000

After a wholesome old weekend, filled with nudity, ice baths and open-fire cooking, we’re back in the real world and ready to get stuck into some finance. While Goldman Sachs is dealing with some women-in-power issues (shock horror), Taylor Swift is proving that females can do anything … like bring entire countries out of recession. And while Bitcoin’s embarking on a halving event, Japan’s stock market has been doubling (and doubling again). Oh, and we’re on YouTube! Tune in to see Soph’s dramatic expressions and Vic’s rich face. Enjoy!

Watch the episode on Youtube.

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RTC103: A trip down memory lane (with the oldest, baldest, kindest guests we’ve ever had).

Tue, 20 Feb 2024 17:00:00 -0000

We love each and every one of our guests, but today’s duo is on another level. A bit old, a bit bald and endlessly kind … today, we’re lucky enough to be talking to Mike Hallwright (of the cereal noises) and Ian Harris (of the 40-year moustache). Aka, our dads. Although neither wants to be here, Mike and Ian really come to the party – spilling on the tea on our money-personalities growing up. Who stole from their family to buy McDonalds? Who racked up $18,000 of credit card debt? Who sold bags of goldfish to her classmates? Who ate nothing but bulk-bought porridge for two weeks? Who has the cuter, funnier, lovelier dad? (Spoiler, we both do).

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TCW55: Green flags for Uber, red flags for Amazon, and no more flowers for Vic.

Sun, 18 Feb 2024 19:08:26 -0000

As we race through this speedy little episode, the race is also on for a couple of transportation big dogs. With Uber finally in the green and Lyft firmly in the red (with red faces all round), it seems we have a clear-cut winner … for now. And while Jeff Bezos is getting even richer and Vic’s flower supply has been shockingly cut off, Maggie Marilyn is keeping it chic: out there, on the streets of London, quite literally saving lives. This one’s for you, Meg!

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RTC102: Why talking money with your partner is vital (and a little bit sexy), with Nicole Haddow.

Tue, 13 Feb 2024 17:00:00 -0000

When you think about getting intimate with your partner, you’re probably not imagining a practical chat about the household finances. But … maybe you should be. Today’s guest, the incredible author, heritage homeowner and all-round great person Nicole Haddow, is here to discuss ‘Couple Goals’ (the name of her latest book, and the general theme of this episode) – and, more specifically, how talking money with your partner is not only vital for the success of your relationship, but is also a little bit sexy. Whether you’re on date number two or in your 45th year of marriage, Nicole’s advice is significant, enlightening and totally necessary.

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TCW54: Is Disney in a naughty little three-way?

Sun, 11 Feb 2024 20:37:56 -0000

Today, we’re coming to you live (not actually live) from Vic’s sister’s house (feat. an adorable dog) and Soph’s family kitchen (feat. Michael Hallwright’s cereal noises). You’re welcome! For today’s accidental American-themed episode, we’re talking family-favourite Disney and its latest three-way scandal, Facebook’s big birthday and even bigger Wall Street moves, WeWork’s possible return to relevance and Superbowl Sunday’s out of this WORLD ticket prices.

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RTC101: How to talk about your salary (without making it weird), with Julia Glum.

Wed, 07 Feb 2024 05:29:18 -0000

Good dates, horrible dates, family drama, weird rashes … for most of us, this kind of personal info will be talked about with a friend (or the entire girls’ WhatsApp chat). So why is it so awkward to talk to each other about our finances? In today’s episode, we’re talking to Julia Glum, a personal finance journalist whose funny, relatable and incredibly honest writing is helping to bring the salary-chat out of the shadows. From when, where and how to broach the topic (spoiler: not at a festival), to dealing with resistance, awkwardness and confronting answers – Julia’s got the goods. A must-listen for anyone living and earning in the world.

Click here to view our anonymous salary spreadsheet. Submit your response here.

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TCW53: BREAKING NEWS! Vic has a joint account (and it’s not with Soph)

Sun, 04 Feb 2024 00:00:00 -0000

It’s baaaaaack! Reporting season is here, which means we’re peeking through the curtains of some seriously powerful companies. We talk about who’s soaring, who’s stalling and who’s nosediving from the sky (with parts falling off as they go). We also look at the people-friendly reason behind Walmart’s latest stock split, jumping on the bandwagon of AI investing, the perils of adult acne and our own personal ‘loud budgets’. Who’s cutting Uber Eats? Who’s ditching takeaway coffees? Who forgot all about the segment? Listen to find out more.

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RTC100: Behind the scenes of the influencer industry, with Cartia Mallan.

Wed, 31 Jan 2024 03:36:05 -0000

For our 100th RTC episode (100, woah!) we’re bringing you honesty, vulnerability and epic amounts of attitude, in the form of everyone’s favourite Aussie influencer – Cartia Mallan. From her early days of ‘crying on Snapchat’ to building an incredible career as a highly sought-after influencer, Cartia has, in her own words, absolutely slayed. We dive deep into the world of influencing – from believing in your worth and listening to your mom(ager), to the importance of overdelivering and the power of manifestation – while also looking at Cartia’s own financial journey along the way. Funny, empowering and always, always real – Cartia Mallan is getting shit done. Happy 100, everyone.

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TCW52: Everyone wants a piece of Stanley.

Mon, 29 Jan 2024 00:06:52 -0000

We all know that size doesn’t (or shouldn’t) matter – but when it comes to Stanley, the world is suddenly going wild for his big old jumbo cups. We talk about incredible rebrands, the perks of going viral, and whether a surge in demand equals a solid investment opportunity. We also look at China’s downward spiral, the power of the Magnificent Seven (the seven biggest companies in the world) and the joys of being loudly and proudly frugal. Plus, Vic has never looked hotter and Soph is suddenly into diggers. Go figure.

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RTC99: Self-sabotage, people pleasing and setting boundaries with Dr Rebecca Ray.

Tue, 23 Jan 2024 23:47:02 -0000

WHY ARE BOUNDARIES SO HARD? Why is it so awkward to say we can’t afford something? Why do we carry so much guilt and fear and shame around saying, ‘No, actually, that won’t work for me’? In today’s episode, we are lucky enough to ask these questions (and many, many more) to the international queen of boundaries, Rebecca Ray. As a clinical psychologist, renowned speaker and author of two incredible books, Dr Becks is an absolute weapon when it comes to then when, how and why of putting our own needs first. From honouring internal boundaries to un-learning years of people pleasing, from fears of rejection to perfectionism and self-sabotage – Dr Becks sees it, knows it and tells it like is. Epiphany after epiphany, this episode gets right to the core of who we are as humans.

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TCW51: All hail Sir Lord King Warren Buffett!

Mon, 22 Jan 2024 02:52:30 -0000

As the NZ summer’s getting hotter and hotter (Soph’s sweating, Vic’s doused in perfume) Google’s going ice-cold, announcing even more employee cuts to come this year. We look at the reason behind the layoffs and how this could have a positive effect on inflation (although we really don’t want you to be fired). And while Google has too many people, China’s facing the opposite problem. While a rapidly shrinking population may sound like a good thing (hello, happier environment) it could also come at a cost. Oh, and our favourite man in all the land, His Majesty Warren Buffett, is out there making big sexy finance moves, and Sheryl Sandberg has decided to gracefully lean out. Not bad for a hot Monday morning!

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RTC98: What women want (to search online) with Diem founder, Emma Bates

Tue, 16 Jan 2024 19:58:39 -0000

This week we’re talking to the brilliantly clever, honest and inspiring Emma Bates – co-founder of Diem, the new social search engine for women and non-binary folk. She also happens to be Vic’s sister’s husband’s brother’s partner (it’s closer than it sounds, we promise). She’s pitched to hundreds of potential investors to raise more than $3.5million, navigated the US banking collapse, the cost of living in New York, all while working insanely hard with the aim to earn as much money as humanly possible. Revolutionary, driven and passionate, Emma is a delightful force to be reckoned with. Amazing human, amazing chat, amazing things ahead for DIEM!

This episode was made possible by the team at HelloFresh AND to give you the chance to try before you buy, HelloFresh is offering up to $175 off by using our code HELLOCURVE. Full T&Cs on the discount are available at https://www.hellofresh.co.nz/about/termsandconditions.

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TCW50: Broken planes, bee stings and big old K-holes.

Mon, 15 Jan 2024 03:30:24 -0000

No matter how hard you try to ease into the new year, sometimes things just don’t go your way. Soph went to a silent retreat and got hit by a flying log, Vic went on a sexy hike and got a nasty bee sting, and Boeing sent a plane across the skies … and lost part of it mid-flight. We talk about the effect this could have on their share price, investor confidence and their reputation as a whole. We also look at a recent billion-dollar dating app investment, the latest way to buy Bitcoin, and Elon Musk’s naughty after-hours activities (and what it could mean for his CEO status). 15 days in, and 2024 is already giving serious drama.

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RTC97: Getting out of 100,000 worth of debt with Liz Gillette.

Tue, 09 Jan 2024 20:21:31 -0000

In today’s episode, we’re talking to the incredible Liz Gillette – a bad-ass financial advisor who, in her teenage and young adult years, experienced more than her fair share of money troubles. From watching her family home get repossessed to walking out of college with a monumental debt to pay, Liz’s financial journey has not been an easy one. We sat down with Liz to talk about the slippery slope of debt, the importance of communication, leaving judgement at the door and respecting your partner’s choices (even if it’s golf). Heart-breaking, inspiring and unflinchingly honest, this is a must-listen for everyone out there.

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TCW49: There’s a new IPO on the scene, Apple’s turned sour and we’re refreshing our finances for 2024.

Sun, 07 Jan 2024 18:00:00 -0000

Although not fully switched off from holiday mode… we’re back. And to kick this year off, we look at the shiny new IPO that’s arrived on the scene, we get the latest news from Apple, and we share some exciting developments from good old Microsoft. After helping her new boyfriend reset his finances for a fresh start to the new year, Vic discovers a secret savings pot and we love flower man even more than we did before.

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RTC96: The delicious (and inspiring) life of Condiment Claire.

Tue, 02 Jan 2024 20:00:00 -0000

It’s not always easy to back yourself – to throw yourself into the unknown – but today’s guest is living proof of what can happen when you stand up, take a chance and lean into uncertainty. Claire Dinhut (aka Condiment Claire) is an absolute powerhouse. She’s been to Harvard, travelled the world presenting food shows, gone viral on TikTok during lockdown and somehow still finds time to make her own butter. We talk to Claire about her career ups and downs, her self-taught investing strategies and her incredible ability to take a chance on herself.

Watch the episode on Youtube.

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RTC95: The very best bits of 2023, part two (this one’s for you, Meg).

Tue, 26 Dec 2023 20:00:00 -0000

2023, aka the year of incredible guests. From Jess Quinn’s inspirational chat about the cost of her prosthetic leg to Frances Cook’s life-changing advice about money diaries, Equity Mates’ deep dive into lifestyle creep to Sarah Lindsay’s challenging childhood, Sophie’s beloved grandma’s ground-breaking investment portfolio and Allegra Bambi Haines’ journey through transitioning – we’ve loved each and every one of them (and are desperate to be friends with them all). This might inspire you to go back to the episodes, or make you realise you’re ok with just the highlights … either way, these guests were fire.

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RTC94: The very best bits of 2023, part one.

Wed, 20 Dec 2023 01:54:19 -0000

While we’re still unsure what inspired this episode (Creative genius? Laziness? A well-deserved celebration of our year, or a great way to sneak off on holiday early?) we’re still very excited to bring it to you! We’ve scrolled back through the year that’s been and pulled out a juicy selection of our all-time favourite bits; from family dynamics to female leaders, money and mental health to unforgettable life lessons, we’ve got the best of 2023 right here. And it’s only part one … so watch this space, there’s plenty more good stuff to come.

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TCW48: Hot tips, hot chips and hot guys in Morocco.

Sun, 17 Dec 2023 22:02:32 -0000

Today – coming to you all the way from sunny NZ and the back of Muhammed’s car – we’re wrapping up the year that’s been for some of our favourite international stock markets. We look at who’s crushed it and who’s had a shocker, and what it’s meant for IPOs and investors. We’ve got big news from Boots, an out-of-this-world announcement from McDonalds, and some smokin’ hot tips for choosing sectors to invest (and find employment) in. Wind turbines, anyone?

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RTC93: Microsoft – good investment or amazing deep fake?

Thu, 14 Dec 2023 20:36:12 -0000

In today’s episode, Vic goes head-to-head with Alison George, our very clever and succinct friend at Australian Ethical. If you’ve listened to this podcast before, you’ll no doubt be aware of Vic’s undying love for Microsoft in all its nerdy-tech glory … so naturally, we’ve put her on the ‘against’ side of today’s ethical investment debate. From the risks of facial recognition to carbon neutral data centres, increased productivity to who’s responsible for the recycling, we dive deep into the highs and lows of investing in this multi-(multi)-billion-dollar company.

If you want to find out what kind of investor you are, try this quiz we've put together with Pathfinder! It's such a great way to find out what your values are and what kind of companies you might like to invest in! And for more information about Pathfinder head to Pathfinder.kiwi.

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RTC92: What we’ve learnt in 2023.

Tue, 12 Dec 2023 23:16:28 -0000

This week, we’re rolling out a slightly different format. With 2023 nearly behind us, we’re wrapping up the year that’s been and all the lessons it has given us. From learning to live with significantly less to taking your own advice, from the importance of a healthy emergency fund to the heartbreaking realities of the ADHD tax – we’re here to reflect and share (and we’re actually quite vulnerable). Big feelings, big lessons and big gratitude for your support along the way.

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TCW47: Big shorts, big bounce-backs and big red flags.

Sun, 10 Dec 2023 21:15:00 -0000

Ahhh, December. The trees are up, the carols are cranking, and things are looking rather bright and merry in the world of finance – unless, of course, you’re Michael Burry (the man behind The Big Short – it has Ryan Gosling in it, you’ve probably seen it). Today, we’re talking big risks, big bets and the danger of betting on failure. On a more positive note, the S&P500 is up, Uber’s finally in the big-dog club, Facebook is flying, Zuckerberg’s selling, TikTok is absolutely massive and Vic’s hit travel gold (for only 35 measly little Euros). ‘Tis the season, people.

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RTC91: Shortland Street and Elon Musk: Getting ethical with Beth Allen.

Wed, 06 Dec 2023 03:27:19 -0000

Child actor, teenage homeowner, Shortland Street star and mum-of-three … it’s safe to say that Beth Allen (Google her face immediately, you know her) has lived a pretty exciting life. Today, we have the privilege of sitting down with Beth to talk about her own financial journey, and the importance of keeping her finances aligned with her ethics. From industry pay disparities to the cost of being a woman on screen, investing her kids’ pocket money to Elon Musk’s big plans for Mars, Beth’s here to tell it like it is. Sophie really, really wants to be her friend – and we’re pretty sure you will too.

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TCW46: Black Friday, Kim K and the return of Robin Hood.

Sun, 03 Dec 2023 20:14:26 -0000

A big week for The Curve! Soph went to the movies (and ordered nachos – questionable), Vic discovered Temu and we won a podcast award! Morale could not be higher, and neither could the latest Black Friday stats. We look at the sky-high spending, massive profits and a few scary red flags. We’re also talking the joy of black cabs, the (third) return of Robin Hood, Soph’s saucy Christmas costume and this summer’s hottest fashion trend – the IPO.

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RTC90: The cost of transitioning with Allegra Bambi Haines.

Tue, 28 Nov 2023 19:43:25 -0000

We’re always excited to chat to our guests, but this week Soph has quite possibly lost her mind in anticipation. To celebrate the recent Transgender Awareness Week, we’re talking to the hilarious, honest and totally inspiring Allegra Bambi Haines. Born and raised in South Wales, in an idyllic (and very sheltered) community, Allegra’s journey from uncertain child to proud trans-woman has not been an easy one. From her traumatic ‘lightbulb moment’ at 21 to being struck off the NHS waiting list, from estrogen on toast to funding the renovation that never ends – Allegra takes us, graciously and wittily, through the real cost of transitioning. Deeply moving and unflinchingly honest, her story will leave you wanting to be a better person – and an even better friend.

Watch the interview on YouTube

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TCW45: AI’s booming, fashion’s getting faster and crypto’s doing it dirty.

Sun, 26 Nov 2023 21:44:54 -0000

AI scandals, dirty crypto and weeping at Singapore Airport … safe to say, it’s been a wild old week for all involved. While Vic finally touched down on safe ground (yes, the weeping was hers) the same can’t be said for the big dogs behind ChatGPT, who are currently dealing with a veeery shaky landing. We talk about riding the AI wave, the inevitability of greed following success, and the beauty of investing in an ETF. We also look at dodgy money (and founders) in the world of crypto and the controversial boom in Zara’s rising share price. Two time zones, multiple topics and at least two birthdays for Vic. Hip hip!

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RTC89: The cost of infertility with Brett Russo.

Tue, 21 Nov 2023 20:10:50 -0000

For so many, fertility doesn’t come easy. In fact, it can come at a huge, overwhelming and often unattainable cost. In today’s episode, we’re talking to Brett Russo, author of ‘The Underwear in my Shoe’ – a powerful, funny and unflinchingly honest account of her journey through IVF – about her own experience with infertility. Born and raised in New Jersey, Brett and her husband endured five rounds of IVF to have their two gorgeous sons. Brett found the experience so harrowing and all-consuming, she decided to write a book about it. From privilege to heartbreak, hidden costs to the importance of overcommunicating – Brett’s been through it all and she’s more than happy to share. Inspiring, confronting and extremely important, this is a must-listen for everyone out there.

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Eve is on a mission to erase the shame surrounding taboo health topics like periods, hormones, sexual and mental well-being so together we are doing a podcast miniseries about the cost of being a woman. We want to dissolve the stigma and create space for open, empowered discussions around what it means (and costs us) to be a woman. Eve’s products are super high quality, they are some of our faves, with dosages and forms that match scientific studies. Basically, they work! Find them at evewellness.com and use the code CURVE to get 15% off.

TCW44: Never trust a man called Dirk.

Sun, 19 Nov 2023 21:49:27 -0000

We all know Vic loves a party … so to celebrate her birthday week, Soph’s bringing the party to this episode! We’re talking messages of love, a few dirty secrets and one very sexy bunch of flowers. And because this is a finance podcast, we’ve also found time to cover WeWork’s ongoing bankruptcy saga (and why it may actually make them more powerful), the widening gap between men and women, why Amazon’s getting into bed with Snapchat, and the scandalous rise of ‘shrink-flation’ (we’re looking at you, Dirk).

Note: For those only interested in the finance news – and not our lives – please skip ahead to the 8-minute mark! We got a bit carried away with Vic’s big day…

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RTC88: The cost of having kids (and a life) with Chancè Hindirlane.

Tue, 14 Nov 2023 20:27:10 -0000

If you’re looking for amazing energy, absolute honesty and a big old mindset-shift – then have we got the episode for you. Today’s guest, Chancè Hindirlane, is a trailblazer, a boss and a genuine breath of fresh air. Originally from Congo, Chancè and her 11 siblings were raised by their mother – and a village of support people. After moving to America and having her first child, she quickly realised that not only was finding her own village incredibly tough – it also came at a huge financial cost. A big believer in prioritising the mum-life you want to live, Chancè is paving the way for mums (and mums-to-be) everywhere: inspiring them to drop the guilt, outsource where possible and totally own their worth. Trust us, this is one episode you won’t want to miss.