<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:media="http://search.yahoo.com/mrss/"><channel><title>The Eberst Advantage: Florida Accident &amp; Injury Law</title><link>https://eberstlaw.com/</link><description>The Eberst Advantage: Florida Accident &amp; Injury Law is a Florida personal injury podcast hosted by Jonathon Eberst, founder and managing partner of Eberst Law Firm.

Each episode walks through one real Florida scenario, covering car accidents, truck wrecks on the I-95 corridor, and nursing home abuse, and the Florida rules that decide them, including the two-year statute of limitations and comparative fault.

The show covers Florida&#39;s east coast, including Stuart, Gainesville, and Daytona Beach, and the wrecks that happen along I-95.

Eberst Law Firm runs 14 attorneys split across a dedicated pre-litigation team and a separate trial team, unlike most Florida injury firms that settle and refer trials out.

New episodes are available on YouTube, Apple Podcasts, and Spotify, and the firm offers free consultations at eberstlaw.com.

This podcast is for informational purposes only and does not constitute legal advice. Listening to or watching this podcast does not create an attorney-client relationship with Eberst Law Firm, P.A. Past results are not a guarantee of future outcomes. The hiring of a lawyer is an important decision that should not be based solely upon advertisements.</description><language>en</language><copyright>© 2026 The Eberst Law Firm, P.A. All rights reserved</copyright><lastBuildDate>Fri, 23 Oct 2026 14:47:50 -0000</lastBuildDate><pubDate>Fri, 23 Oct 2026 14:47:50 -0000</pubDate><docs>https://rss2.flightcast.com/ldkfkjxppnzt3odgxg7zcmhx.xml</docs><generator>Flightcast RSS Feed Generator</generator><image><title>The Eberst Advantage: Florida Accident &amp; Injury Law</title><url>https://files.flightcast.com/workspaces/shont8l39csto0aoqfb5ikat/01KTSC75DV8KNF8VYF7N941ET0/cover.jpg</url><link>https://eberstlaw.com/</link></image><atom:link rel="self" href="https://rss2.flightcast.com/ldkfkjxppnzt3odgxg7zcmhx.xml" type="application/rss+xml"></atom:link><content:encoded><![CDATA[<p class="text-node">The Eberst Advantage: Florida Accident &amp; Injury Law is a Florida personal injury podcast hosted by Jonathon Eberst, founder and managing partner of Eberst Law Firm.</p><p class="text-node">Each episode walks through one real Florida scenario, covering car accidents, truck wrecks on the I-95 corridor, and nursing home abuse, and the Florida rules that decide them, including the two-year statute of limitations and comparative fault.</p><p class="text-node">The show covers Florida's east coast, including Stuart, Gainesville, and Daytona Beach, and the wrecks that happen along I-95.</p><p class="text-node">Eberst Law Firm runs 14 attorneys split across a dedicated pre-litigation team and a separate trial team, unlike most Florida injury firms that settle and refer trials out.</p><p class="text-node">New episodes are available on YouTube, Apple Podcasts, and Spotify, and the firm offers free consultations at eberstlaw.com.</p><p class="text-node">This podcast is for informational purposes only and does not constitute legal advice. Listening to or watching this podcast does not create an attorney-client relationship with Eberst Law Firm, P.A. Past results are not a guarantee of future outcomes. The hiring of a lawyer is an important decision that should not be based solely upon advertisements.</p>]]></content:encoded><itunes:type>episodic</itunes:type><itunes:image href="https://files.flightcast.com/workspaces/shont8l39csto0aoqfb5ikat/01KTSC75DV8KNF8VYF7N941ET0/cover.jpg"></itunes:image><itunes:author>Jonathon Eberst</itunes:author><itunes:owner><itunes:name>Jonathon Eberst</itunes:name><itunes:email>lawfirmeberst@gmail.com</itunes:email></itunes:owner><itunes:summary>The Eberst Advantage: Florida Accident &amp; Injury Law is a Florida personal injury podcast hosted by Jonathon Eberst, founder and managing partner of Eberst Law Firm.

Each episode walks through one real Florida scenario, covering car accidents, truck wrecks on the I-95 corridor, and nursing home abuse, and the Florida rules that decide them, including the two-year statute of limitations and comparative fault.

The show covers Florida&#39;s east coast, including Stuart, Gainesville, and Daytona Beach, and the wrecks that happen along I-95.

Eberst Law Firm runs 14 attorneys split across a dedicated pre-litigation team and a separate trial team, unlike most Florida injury firms that settle and refer trials out.

New episodes are available on YouTube, Apple Podcasts, and Spotify, and the firm offers free consultations at eberstlaw.com.

This podcast is for informational purposes only and does not constitute legal advice. Listening to or watching this podcast does not create an attorney-client relationship with Eberst Law Firm, P.A. Past results are not a guarantee of future outcomes. The hiring of a lawyer is an important decision that should not be based solely upon advertisements.</itunes:summary><itunes:subtitle>The Eberst Advantage: Florida Accident &amp; Injury Law</itunes:subtitle><itunes:explicit>false</itunes:explicit><itunes:category text="Education"></itunes:category><podcast:locked owner="lawfirmeberst@gmail.com">no</podcast:locked><item><title>How Do Car Accident and Injury Types Affect Your Settlement in Florida?</title><description>In Florida, the type of crash shapes the injuries, and the at-fault driver&#39;s insurance, or the lack of it, often decides what an injured person can actually recover. Jon Eberst of The Eberst Law Firm, P.A. walks McCartney through rear-end, T-bone, and head-on crashes, Florida&#39;s $10,000 PIP coverage, the eggshell plaintiff doctrine, commercial vehicle coverage layers, and the quick releases insurers use to settle claims for as little as $1,000.
Questions answered in this episode:
What are the most common types of car accidents in Florida?
Why do rear-end accidents cause whiplash and disc herniations?
Does Florida require drivers to carry bodily injury coverage?
How much does Florida PIP pay for medical bills and lost wages?
Can you recover for a pre-existing injury made worse by a crash?
What happens if you sign the insurance company&#39;s release?
What should you document at a crash scene?
Topics covered: rear-end collisions, T-bone collisions, head-on collisions, low-impact crashes, distracted driving, whiplash, cervical and lumbar disc herniations, blunt force trauma, internal injuries, catastrophic injuries, bodily injury coverage, Florida personal injury protection (PIP), the no-fault rule, the $10,000 PIP limit paid at 80% for medical bills and 60% for lost wages, the eggshell plaintiff doctrine, aggravation of pre-existing injuries, seat belt injuries, commercial vehicle coverage layers, federal trucking guidelines, uninsured and underinsured motorist coverage, liability denials, settlement releases, video surveillance, witness statements, snowbird witnesses, and accident reconstruction.
Jon Eberst on Florida insurance law: &#34;Here in Florida, we&#39;re one of two states in the US that does not require mandatory bodily injury coverage.&#34;
Jon Eberst on Florida PIP: &#34;Your own auto insurance pays your first $10,000 of your medical bills at a rate of 80% and lost wages at a rate of 60%.&#34;
Jon Eberst on pre-existing injuries: &#34;They are entitled to make a claim for the aggravation of their pre-existing injury.&#34;
Jon Eberst on early releases: &#34;If they&#39;ve already settled the case and signed releases, unfortunately there&#39;s nothing that we can do for them at that point.&#34;
The Eberst Law Firm, P.A. handles Florida car accident cases from offices in Stuart, Gainesville, and Daytona Beach, available 24 hours a day, seven days a week at 888-CALL-JON.
Free consultation: https://eberstlaw.com
Phone: (772) 225-4900
Office: Stuart, FL
Recorded: October 2026
#FloridaCarAccident #FloridaPIP #EggshellPlaintiff #RearEndAccident #UninsuredMotorist #BodilyInjuryCoverage
Recorded October 2026. This episode is general information, not legal advice. Laws change frequently and vary by state, so the discussion here may no longer be current at the time you view or listen to it and may not apply in your jurisdiction. Viewing or listening does not create an attorney-client relationship. For guidance on your specific situation, consult a licensed attorney in your state.
Chapters

00:00:00 Welcome back to The Eberst Advantage: Florida Accident &amp; Injury Law w. Jon Eberst
00:00:47 What Are the Most Common Types of Car Accidents in Florida?
00:02:07 Why Do Rear-End Crashes Cause Whiplash and Disc Injuries?
00:03:11 Why Are T-Bone and Head-On Crashes So Dangerous?
00:04:01 Who Pays If the At-Fault Driver Has No Bodily Injury Coverage in Florida?
00:05:12 How Much Does Florida PIP Pay for Medical Bills and Lost Wages?
00:06:03 Can You Recover If a Crash Makes a Pre-Existing Injury Worse?
00:07:42 How Much Insurance Do Commercial Trucks Have to Carry in Florida?
00:09:21 How Does Uninsured Motorist Coverage Protect You in Florida?
00:10:44 Should You Accept a Quick Settlement Offer From the Other Driver’s Insurer?
00:13:16 Who Is at Fault When a Commercial Truck Backs Into Your Car?
00:15:40 What Should You Document at the Scene of a Car Accident?</description><guid isPermaLink="false">flightcast:01M57QZQS1M4F9335P6GRS533V</guid><pubDate>Fri, 23 Oct 2026 14:47:50 -0000</pubDate><enclosure url="https://episode.flightcast.com/01M57QZQS1M4F9335P6GRS533V.mp3" length="0" type="audio/mpeg"></enclosure><author>Jon Eberst</author><content:encoded><![CDATA[<p class="text-node">In Florida, the type of crash shapes the injuries, and the at-fault driver's insurance, or the lack of it, often decides what an injured person can actually recover. Jon Eberst of The Eberst Law Firm, P.A. walks McCartney through rear-end, T-bone, and head-on crashes, Florida's $10,000 PIP coverage, the eggshell plaintiff doctrine, commercial vehicle coverage layers, and the quick releases insurers use to settle claims for as little as $1,000.</p><p class="text-node"></p><p class="text-node">Questions answered in this episode:</p><p class="text-node"></p><p class="text-node">What are the most common types of car accidents in Florida?</p><p class="text-node">Why do rear-end accidents cause whiplash and disc herniations?</p><p class="text-node">Does Florida require drivers to carry bodily injury coverage?</p><p class="text-node">How much does Florida PIP pay for medical bills and lost wages?</p><p class="text-node">Can you recover for a pre-existing injury made worse by a crash?</p><p class="text-node">What happens if you sign the insurance company's release?</p><p class="text-node">What should you document at a crash scene?<br></p><p class="text-node">Topics covered: rear-end collisions, T-bone collisions, head-on collisions, low-impact crashes, distracted driving, whiplash, cervical and lumbar disc herniations, blunt force trauma, internal injuries, catastrophic injuries, bodily injury coverage, Florida personal injury protection (PIP), the no-fault rule, the $10,000 PIP limit paid at 80% for medical bills and 60% for lost wages, the eggshell plaintiff doctrine, aggravation of pre-existing injuries, seat belt injuries, commercial vehicle coverage layers, federal trucking guidelines, uninsured and underinsured motorist coverage, liability denials, settlement releases, video surveillance, witness statements, snowbird witnesses, and accident reconstruction.<br></p><p class="text-node">Jon Eberst on Florida insurance law: "Here in Florida, we're one of two states in the US that does not require mandatory bodily injury coverage."<br></p><p class="text-node">Jon Eberst on Florida PIP: "Your own auto insurance pays your first $10,000 of your medical bills at a rate of 80% and lost wages at a rate of 60%."<br></p><p class="text-node">Jon Eberst on pre-existing injuries: "They are entitled to make a claim for the aggravation of their pre-existing injury."<br></p><p class="text-node">Jon Eberst on early releases: "If they've already settled the case and signed releases, unfortunately there's nothing that we can do for them at that point."</p><p class="text-node"></p><p class="text-node">The Eberst Law Firm, P.A. handles Florida car accident cases from offices in Stuart, Gainesville, and Daytona Beach, available 24 hours a day, seven days a week at 888-CALL-JON.<br></p><p class="text-node">Free consultation: <a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://eberstlaw.com">https://eberstlaw.com</a></p><p class="text-node">Phone: (772) 225-4900</p><p class="text-node">Office: Stuart, FL</p><p class="text-node">Recorded: October 2026</p><p class="text-node"></p><p class="text-node">#FloridaCarAccident #FloridaPIP #EggshellPlaintiff #RearEndAccident #UninsuredMotorist #BodilyInjuryCoverage<br></p><p class="text-node">Recorded October 2026. This episode is general information, not legal advice. Laws change frequently and vary by state, so the discussion here may no longer be current at the time you view or listen to it and may not apply in your jurisdiction. Viewing or listening does not create an attorney-client relationship. For guidance on your specific situation, consult a licensed attorney in your state.</p><p class="text-node"><h3>Chapters</h3><ul><li><strong>00:00:00</strong> Welcome back to The Eberst Advantage: Florida Accident & Injury Law w. Jon Eberst</li><li><strong>00:00:47</strong> What Are the Most Common Types of Car Accidents in Florida?</li><li><strong>00:02:07</strong> Why Do Rear-End Crashes Cause Whiplash and Disc Injuries?</li><li><strong>00:03:11</strong> Why Are T-Bone and Head-On Crashes So Dangerous?</li><li><strong>00:04:01</strong> Who Pays If the At-Fault Driver Has No Bodily Injury Coverage in Florida?</li><li><strong>00:05:12</strong> How Much Does Florida PIP Pay for Medical Bills and Lost Wages?</li><li><strong>00:06:03</strong> Can You Recover If a Crash Makes a Pre-Existing Injury Worse?</li><li><strong>00:07:42</strong> How Much Insurance Do Commercial Trucks Have to Carry in Florida?</li><li><strong>00:09:21</strong> How Does Uninsured Motorist Coverage Protect You in Florida?</li><li><strong>00:10:44</strong> Should You Accept a Quick Settlement Offer From the Other Driver’s Insurer?</li><li><strong>00:13:16</strong> Who Is at Fault When a Commercial Truck Backs Into Your Car?</li><li><strong>00:15:40</strong> What Should You Document at the Scene of a Car Accident?</li></ul></p>]]></content:encoded><itunes:title>How Do Car Accident and Injury Types Affect Your Settlement in Florida?</itunes:title><itunes:author>Jon Eberst</itunes:author><itunes:image href="https://files.flightcast.com/workspaces/shont8l39csto0aoqfb5ikat/01M5MKDBN0VK6FNV8C5XX96XNS/episode_3-1.jpg"></itunes:image><itunes:episodeType>full</itunes:episodeType><itunes:duration>871</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episode>3</itunes:episode><itunes:season>1</itunes:season><itunes:summary>In Florida, the type of crash shapes the injuries, and the at-fault driver&#39;s insurance, or the lack of it, often decides what an injured person can actually recover. Jon Eberst of The Eberst Law Firm, P.A. walks McCartney through rear-end, T-bone, and head-on crashes, Florida&#39;s $10,000 PIP coverage, the eggshell plaintiff doctrine, commercial vehicle coverage layers, and the quick releases insurers use to settle claims for as little as $1,000.
Questions answered in this episode:
What are the most common types of car accidents in Florida?
Why do rear-end accidents cause whiplash and disc herniations?
Does Florida require drivers to carry bodily injury coverage?
How much does Florida PIP pay for medical bills and lost wages?
Can you recover for a pre-existing injury made worse by a crash?
What happens if you sign the insurance company&#39;s release?
What should you document at a crash scene?
Topics covered: rear-end collisions, T-bone collisions, head-on collisions, low-impact crashes, distracted driving, whiplash, cervical and lumbar disc herniations, blunt force trauma, internal injuries, catastrophic injuries, bodily injury coverage, Florida personal injury protection (PIP), the no-fault rule, the $10,000 PIP limit paid at 80% for medical bills and 60% for lost wages, the eggshell plaintiff doctrine, aggravation of pre-existing injuries, seat belt injuries, commercial vehicle coverage layers, federal trucking guidelines, uninsured and underinsured motorist coverage, liability denials, settlement releases, video surveillance, witness statements, snowbird witnesses, and accident reconstruction.
Jon Eberst on Florida insurance law: &#34;Here in Florida, we&#39;re one of two states in the US that does not require mandatory bodily injury coverage.&#34;
Jon Eberst on Florida PIP: &#34;Your own auto insurance pays your first $10,000 of your medical bills at a rate of 80% and lost wages at a rate of 60%.&#34;
Jon Eberst on pre-existing injuries: &#34;They are entitled to make a claim for the aggravation of their pre-existing injury.&#34;
Jon Eberst on early releases: &#34;If they&#39;ve already settled the case and signed releases, unfortunately there&#39;s nothing that we can do for them at that point.&#34;
The Eberst Law Firm, P.A. handles Florida car accident cases from offices in Stuart, Gainesville, and Daytona Beach, available 24 hours a day, seven days a week at 888-CALL-JON.
Free consultation: https://eberstlaw.com
Phone: (772) 225-4900
Office: Stuart, FL
Recorded: October 2026
#FloridaCarAccident #FloridaPIP #EggshellPlaintiff #RearEndAccident #UninsuredMotorist #BodilyInjuryCoverage
Recorded October 2026. This episode is general information, not legal advice. Laws change frequently and vary by state, so the discussion here may no longer be current at the time you view or listen to it and may not apply in your jurisdiction. Viewing or listening does not create an attorney-client relationship. For guidance on your specific situation, consult a licensed attorney in your state.
Chapters

00:00:00 Welcome back to The Eberst Advantage: Florida Accident &amp; Injury Law w. Jon Eberst
00:00:47 What Are the Most Common Types of Car Accidents in Florida?
00:02:07 Why Do Rear-End Crashes Cause Whiplash and Disc Injuries?
00:03:11 Why Are T-Bone and Head-On Crashes So Dangerous?
00:04:01 Who Pays If the At-Fault Driver Has No Bodily Injury Coverage in Florida?
00:05:12 How Much Does Florida PIP Pay for Medical Bills and Lost Wages?
00:06:03 Can You Recover If a Crash Makes a Pre-Existing Injury Worse?
00:07:42 How Much Insurance Do Commercial Trucks Have to Carry in Florida?
00:09:21 How Does Uninsured Motorist Coverage Protect You in Florida?
00:10:44 Should You Accept a Quick Settlement Offer From the Other Driver’s Insurer?
00:13:16 Who Is at Fault When a Commercial Truck Backs Into Your Car?
00:15:40 What Should You Document at the Scene of a Car Accident?</itunes:summary><podcast:image href="https://files.flightcast.com/workspaces/shont8l39csto0aoqfb5ikat/01M5MKDDC68275EK8T18SKCSE0/episode_3_-_video_thumbnail.jpg" aspect-ratio="16/9"></podcast:image><media:thumbnail url="https://files.flightcast.com/workspaces/shont8l39csto0aoqfb5ikat/01M5MKDDC68275EK8T18SKCSE0/episode_3_-_video_thumbnail.jpg"></media:thumbnail><podcast:transcript url="https://rss.flightcast.com/transcripts/01M57QZQS1M4F9335P6GRS533V.vtt" type="text/vtt" language="en" rel="captions"></podcast:transcript><podcast:alternateEnclosure type="application/x-mpegURL" length="0" title="HLS Video Stream" rel="alternate" default="false"><podcast:source uri="https://episode.flightcast.com/hls/v/01M57QZQS1M4F9335P6GRS533V.m3u8"></podcast:source></podcast:alternateEnclosure></item><item><title>How Do You File a Car Accident Claim Against the At-Fault Driver&#39;s Insurance?</title><description>To file a car accident claim, you find the other driver&#39;s insurance company on the crash report, call to set up the claim, and work with the bodily injury and property damage adjusters it assigns, expecting the first offer to be a lowball. Jon Eberst of The Eberst Law Firm, P.A. sits down with Carl to cover Florida PIP and bodily injury coverage, the 50% fault bar, recorded statements, treatment gaps, and proving fault when liability is denied.



Questions answered in this episode:


What happens if you&#39;re more than 50% at fault in Florida?

How does Florida PIP pay your medical bills if you caused the crash?

Who pays when you injure another driver in Florida?

Who can require a recorded statement after a car accident?

How do you file a car accident claim?

How do you prove the other driver was at fault?



Topics covered: Florida personal injury protection (PIP), the $10,000 PIP minimum paid at 80%, collision coverage, bodily injury liability coverage, umbrella coverage, Florida&#39;s 2023 bar on recovery above 50% fault, modified comparative negligence, third-party and first-party recorded statements, social media posts, lack-of-causation arguments, treatment gaps, short-form and long-form crash reports, bodily injury and property damage adjusters, lowball initial offers, cervical and lumbar spine injuries, disc herniations, whiplash, depositions, and points of impact.


Jon Eberst on Florida&#39;s 2023 fault change: &#34;So in Florida, it&#39;s important to identify the at-fault party, because our law changed in 2023 where if you&#39;re determined to be more than 50% at fault for a crash, you may be barred from recovery completely.&#34;



Jon Eberst on recorded statements: &#34;A lot of times, the at-fault party&#39;s insurance company will ask for a recorded statement. Again, you do not have to give one to them.&#34;


Jon Eberst on first offers: &#34;Often you&#39;ll find that the insurance company&#39;s initial offer is very, very much a lowball offer.&#34;



The Eberst Law Firm, P.A. handles Florida car accident cases from offices in Stuart, Gainesville, and Daytona Beach, available 24 hours a day, seven days a week at 888-CALL-JON.


Free consultation: https://eberstlaw.com

Phone: (772) 225-4900

Office: Stuart, FL

Recorded: September 2026



#FloridaPIP #BodilyInjuryCoverage #RecordedStatement #TreatmentGap #FloridaCarAccident #CarAccidentClaim


Recorded September 2026. This episode is general information, not legal advice. Laws change frequently and vary by state, so this discussion may no longer be current when you view or listen and may not apply in your jurisdiction. Viewing or listening does not create an attorney-client relationship. For guidance on your specific situation, consult a licensed attorney in your state.

Chapters

00:00:00 Welcome back to The Eberst Advantage: Florida Accident &amp; Injury Law w. Jon Eberst
00:00:27 What Should You Do Right After a Car Accident to Prove Fault?
00:01:21 What Happens If You&#39;re More Than 50% at Fault in Florida?
00:01:47 How Does Florida&#39;s $10,000 PIP Coverage Work If You Caused the Crash?
00:02:20 How Does Florida Bodily Injury Coverage Protect You If You Hurt Someone?
00:03:00 How Much Car Insurance Do You Need to Protect Your Assets?
00:03:32 When Should You Call a Lawyer After a Florida Car Crash?
00:04:21 How Do You Reach the Eberst Law Firm in Florida? 888-CALL-JON
00:04:50 What Are the Most Common Mistakes After a Florida Car Accident?
00:05:16 Who Is Entitled to Your Recorded Statement After a Car Accident?
00:05:43 Why Does Waiting to See a Doctor Invite a Causation Argument?
00:06:41 How Soon Should You See a Doctor to Avoid a Treatment Gap?
00:07:09 How Do You File a Car Accident Claim With the Other Driver&#39;s Insurer?
00:08:10 What Are Common Car Accident Injuries? Whiplash and Disc Herniations
00:08:54 What Happens When the Insurer Denies Liability? A Gainesville Case
00:10:28 How Do Depositions and Crash Evidence Prove the Other Driver&#39;s Fault?</description><guid isPermaLink="false">flightcast:01M3N1EGJ781YEH2GS91TA1JT2</guid><pubDate>Tue, 29 Sep 2026 17:07:53 -0000</pubDate><enclosure url="https://episode.flightcast.com/01M3N1EGJ781YEH2GS91TA1JT2.mp3" length="0" type="audio/mpeg"></enclosure><author>Jon Eberst</author><content:encoded><![CDATA[<p class="text-node">To file a car accident claim, you find the other driver's insurance company on the crash report, call to set up the claim, and work with the bodily injury and property damage adjusters it assigns, expecting the first offer to be a lowball. Jon Eberst of The Eberst Law Firm, P.A. sits down with Carl to cover Florida PIP and bodily injury coverage, the 50% fault bar, recorded statements, treatment gaps, and proving fault when liability is denied.</p><p class="text-node"></p><p class="text-node">Questions answered in this episode:<br></p><p class="text-node">What happens if you're more than 50% at fault in Florida?</p><p class="text-node">How does Florida PIP pay your medical bills if you caused the crash?</p><p class="text-node">Who pays when you injure another driver in Florida?</p><p class="text-node">Who can require a recorded statement after a car accident?</p><p class="text-node">How do you file a car accident claim?</p><p class="text-node">How do you prove the other driver was at fault?</p><p class="text-node"></p><p class="text-node">Topics covered: Florida personal injury protection (PIP), the $10,000 PIP minimum paid at 80%, collision coverage, bodily injury liability coverage, umbrella coverage, Florida's 2023 bar on recovery above 50% fault, modified comparative negligence, third-party and first-party recorded statements, social media posts, lack-of-causation arguments, treatment gaps, short-form and long-form crash reports, bodily injury and property damage adjusters, lowball initial offers, cervical and lumbar spine injuries, disc herniations, whiplash, depositions, and points of impact.<br></p><p class="text-node">Jon Eberst on Florida's 2023 fault change: "So in Florida, it's important to identify the at-fault party, because our law changed in 2023 where if you're determined to be more than 50% at fault for a crash, you may be barred from recovery completely."</p><p class="text-node"></p><p class="text-node">Jon Eberst on recorded statements: "A lot of times, the at-fault party's insurance company will ask for a recorded statement. Again, you do not have to give one to them."<br></p><p class="text-node">Jon Eberst on first offers: "Often you'll find that the insurance company's initial offer is very, very much a lowball offer."</p><p class="text-node"></p><p class="text-node">The Eberst Law Firm, P.A. handles Florida car accident cases from offices in Stuart, Gainesville, and Daytona Beach, available 24 hours a day, seven days a week at 888-CALL-JON.<br></p><p class="text-node">Free consultation: <a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://eberstlaw.com">https://eberstlaw.com</a></p><p class="text-node">Phone: (772) 225-4900</p><p class="text-node">Office: Stuart, FL</p><p class="text-node">Recorded: September 2026</p><p class="text-node"></p><p class="text-node">#FloridaPIP #BodilyInjuryCoverage #RecordedStatement #TreatmentGap #FloridaCarAccident #CarAccidentClaim<br></p><p class="text-node">Recorded September 2026. This episode is general information, not legal advice. Laws change frequently and vary by state, so this discussion may no longer be current when you view or listen and may not apply in your jurisdiction. Viewing or listening does not create an attorney-client relationship. For guidance on your specific situation, consult a licensed attorney in your state.</p><p class="text-node"><h3>Chapters</h3><ul><li><strong>00:00:00</strong> Welcome back to The Eberst Advantage: Florida Accident & Injury Law w. Jon Eberst</li><li><strong>00:00:27</strong> What Should You Do Right After a Car Accident to Prove Fault?</li><li><strong>00:01:21</strong> What Happens If You're More Than 50% at Fault in Florida?</li><li><strong>00:01:47</strong> How Does Florida's ,000 PIP Coverage Work If You Caused the Crash?</li><li><strong>00:02:20</strong> How Does Florida Bodily Injury Coverage Protect You If You Hurt Someone?</li><li><strong>00:03:00</strong> How Much Car Insurance Do You Need to Protect Your Assets?</li><li><strong>00:03:32</strong> When Should You Call a Lawyer After a Florida Car Crash?</li><li><strong>00:04:21</strong> How Do You Reach the Eberst Law Firm in Florida? 888-CALL-JON</li><li><strong>00:04:50</strong> What Are the Most Common Mistakes After a Florida Car Accident?</li><li><strong>00:05:16</strong> Who Is Entitled to Your Recorded Statement After a Car Accident?</li><li><strong>00:05:43</strong> Why Does Waiting to See a Doctor Invite a Causation Argument?</li><li><strong>00:06:41</strong> How Soon Should You See a Doctor to Avoid a Treatment Gap?</li><li><strong>00:07:09</strong> How Do You File a Car Accident Claim With the Other Driver's Insurer?</li><li><strong>00:08:10</strong> What Are Common Car Accident Injuries? Whiplash and Disc Herniations</li><li><strong>00:08:54</strong> What Happens When the Insurer Denies Liability? A Gainesville Case</li><li><strong>00:10:28</strong> How Do Depositions and Crash Evidence Prove the Other Driver's Fault?</li></ul></p>]]></content:encoded><itunes:title>How Do You File a Car Accident Claim Against the At-Fault Driver&#39;s Insurance?</itunes:title><itunes:author>Jon Eberst</itunes:author><itunes:image href="https://files.flightcast.com/workspaces/shont8l39csto0aoqfb5ikat/01M3Q1TEAXTTX05MDHBYJS3738/episode_2-1.jpg"></itunes:image><itunes:episodeType>full</itunes:episodeType><itunes:duration>724</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episode>2</itunes:episode><itunes:season>1</itunes:season><itunes:summary>To file a car accident claim, you find the other driver&#39;s insurance company on the crash report, call to set up the claim, and work with the bodily injury and property damage adjusters it assigns, expecting the first offer to be a lowball. Jon Eberst of The Eberst Law Firm, P.A. sits down with Carl to cover Florida PIP and bodily injury coverage, the 50% fault bar, recorded statements, treatment gaps, and proving fault when liability is denied.



Questions answered in this episode:


What happens if you&#39;re more than 50% at fault in Florida?

How does Florida PIP pay your medical bills if you caused the crash?

Who pays when you injure another driver in Florida?

Who can require a recorded statement after a car accident?

How do you file a car accident claim?

How do you prove the other driver was at fault?



Topics covered: Florida personal injury protection (PIP), the $10,000 PIP minimum paid at 80%, collision coverage, bodily injury liability coverage, umbrella coverage, Florida&#39;s 2023 bar on recovery above 50% fault, modified comparative negligence, third-party and first-party recorded statements, social media posts, lack-of-causation arguments, treatment gaps, short-form and long-form crash reports, bodily injury and property damage adjusters, lowball initial offers, cervical and lumbar spine injuries, disc herniations, whiplash, depositions, and points of impact.


Jon Eberst on Florida&#39;s 2023 fault change: &#34;So in Florida, it&#39;s important to identify the at-fault party, because our law changed in 2023 where if you&#39;re determined to be more than 50% at fault for a crash, you may be barred from recovery completely.&#34;



Jon Eberst on recorded statements: &#34;A lot of times, the at-fault party&#39;s insurance company will ask for a recorded statement. Again, you do not have to give one to them.&#34;


Jon Eberst on first offers: &#34;Often you&#39;ll find that the insurance company&#39;s initial offer is very, very much a lowball offer.&#34;



The Eberst Law Firm, P.A. handles Florida car accident cases from offices in Stuart, Gainesville, and Daytona Beach, available 24 hours a day, seven days a week at 888-CALL-JON.


Free consultation: https://eberstlaw.com

Phone: (772) 225-4900

Office: Stuart, FL

Recorded: September 2026



#FloridaPIP #BodilyInjuryCoverage #RecordedStatement #TreatmentGap #FloridaCarAccident #CarAccidentClaim


Recorded September 2026. This episode is general information, not legal advice. Laws change frequently and vary by state, so this discussion may no longer be current when you view or listen and may not apply in your jurisdiction. Viewing or listening does not create an attorney-client relationship. For guidance on your specific situation, consult a licensed attorney in your state.

Chapters

00:00:00 Welcome back to The Eberst Advantage: Florida Accident &amp; Injury Law w. Jon Eberst
00:00:27 What Should You Do Right After a Car Accident to Prove Fault?
00:01:21 What Happens If You&#39;re More Than 50% at Fault in Florida?
00:01:47 How Does Florida&#39;s $10,000 PIP Coverage Work If You Caused the Crash?
00:02:20 How Does Florida Bodily Injury Coverage Protect You If You Hurt Someone?
00:03:00 How Much Car Insurance Do You Need to Protect Your Assets?
00:03:32 When Should You Call a Lawyer After a Florida Car Crash?
00:04:21 How Do You Reach the Eberst Law Firm in Florida? 888-CALL-JON
00:04:50 What Are the Most Common Mistakes After a Florida Car Accident?
00:05:16 Who Is Entitled to Your Recorded Statement After a Car Accident?
00:05:43 Why Does Waiting to See a Doctor Invite a Causation Argument?
00:06:41 How Soon Should You See a Doctor to Avoid a Treatment Gap?
00:07:09 How Do You File a Car Accident Claim With the Other Driver&#39;s Insurer?
00:08:10 What Are Common Car Accident Injuries? Whiplash and Disc Herniations
00:08:54 What Happens When the Insurer Denies Liability? A Gainesville Case
00:10:28 How Do Depositions and Crash Evidence Prove the Other Driver&#39;s Fault?</itunes:summary><podcast:image href="https://files.flightcast.com/workspaces/shont8l39csto0aoqfb5ikat/01M3Q1THTTYY6V5431NM565WE3/video_thumbnail__2_.jpg" aspect-ratio="16/9"></podcast:image><media:thumbnail url="https://files.flightcast.com/workspaces/shont8l39csto0aoqfb5ikat/01M3Q1THTTYY6V5431NM565WE3/video_thumbnail__2_.jpg"></media:thumbnail><podcast:transcript url="https://rss.flightcast.com/transcripts/01M3N1EGJ781YEH2GS91TA1JT2.vtt" type="text/vtt" language="en" rel="captions"></podcast:transcript><podcast:alternateEnclosure type="application/x-mpegURL" length="0" title="HLS Video Stream" rel="alternate" default="false"><podcast:source uri="https://episode.flightcast.com/hls/v/01M3N1EGJ781YEH2GS91TA1JT2.m3u8"></podcast:source></podcast:alternateEnclosure></item><item><title>The YOU Interview w. Jonathon Eberst</title><description>Jonathon Eberst is a Florida personal injury attorney who founded the Eberst Law Firm in 2009 and built a 14-attorney statewide practice (about 90% Florida car accidents) with offices in Stuart, Daytona Beach, Gainesville, Winter Park, Fort Myers, and Miami. In this debut episode, co-host Alexis sits down with Jonathon to walk through his journey from electrician and boat captain to Florida trial attorney, the firm&#39;s trial-first case strategy, and how the Eberst Law Firm evaluates, litigates, and resolves Florida personal injury cases.
Topics covered: founding the Eberst Law Firm in 2009, Stuart Florida personal injury practice, Florida car accidents, motorcycle accidents, slip and falls, wrongful death, contingency representation, trial-first case strategy, the 18-month Florida litigation timeline, mediation, Florida&#39;s 2023 tort reform, the Million Dollar Advocates Forum, Super Lawyers recognition, the AndCo Legal AI platform, and statewide Florida coverage from the panhandle to Key West.
Notable from the episode:
Jonathon Eberst on the firm&#39;s trial-first strategy: &#34;We prepare every case as if it is going to go to a trial, go through the litigation process, the court system, and go to trial. So we start on day one with our investigation. We want to make sure we gather all of the evidence necessary.&#34;
Jonathon Eberst on Florida settlement rates: &#34;Currently, approximately 78% of our cases are settled without the need to file a lawsuit and go through the litigation process because the clients are very happy with the result.&#34;
Jonathon Eberst on the firm&#39;s work ethic: &#34;We outwork everyone. We wake up before the competition and go to sleep after them. Hard work isn&#39;t something we talk about. It&#39;s how we operate every single day for every single client.&#34;
Listen on Apple Podcasts, Spotify, and YouTube. Subscribe for new episodes of The Eberst Advantage.
Free consultation: eberstlaw.com
Phone: (772) 225-4900
Office: Stuart, Florida
#EberstLawFirm #FloridaCarAccidentLawyer #StuartFloridaPersonalInjury #FloridaContingencyAttorney #FloridaTortReform #FloridaTrialAttorney
Chapters

00:00:00 Welcome to The Eberst Advantage, Florida Accident &amp; Injury Law
00:00:50 Who Is Jonathon Eberst? Stuart, Florida Roots and Founding the Firm
00:01:30 hy Did an Electrician Become a Florida Personal Injury Lawyer?
00:05:20 Jonathon&#39;s Background: UF Finance and Barry University School of Law
00:07:00 Why Jonathon Focused on Trial Litigation From Day One in Law School
00:07:42 How Does Family Influence Shape the Eberst Law Firm?
00:09:14 Where Does the Eberst Law Firm Practice in Florida?
00:10:16 Why Are 90% of Eberst Law Firm Cases Florida Car Accidents?
00:12:33 What Is a Florida Contingency Fee Agreement? No Recovery, No Fee
00:13:43 What Do PI Attorneys Actually Do for Florida Accident Victims?
00:17:30 What Is the Eberst Law Firm Mission and Four Core Values?
00:21:22 How Does Eberst Build a Florida Car Accident Case for Trial?
00:23:50 How to Evaluate a Florida PI Case: Injury, Recovery, Liability
00:24:21 Florida Settlement vs. Litigation: When 78% Settle Without a Lawsuit
00:27:20 What Florida Litigation Looks Like: The 18-Month Trial Timeline
00:28:43 How Does the Eberst Law Firm Define Success?
00:31:23 What Surprises Florida Clients About the Eberst Law Firm?
00:34:04 17 Years, 14 Attorneys: The Eberst Law Firm Career Journey
00:37:09 Why Should Florida Attorneys Specialize in One Area of Law?
00:40:20 The Denied-Liability Florida Case Other Firms Turned Down
00:42:46 Million Dollar Advocates Forum and Super Lawyers Recognition
00:46:04 Where Is Florida PI Law Heading After 2023 Tort Reform?
00:48:19 How Is AI Changing Florida Personal Injury Practice?
00:54:50 What Should You Do After a Florida Car Accident?
00:55:45 Jonathon&#39;s Guiding Principles: Fight for the Underdog
01:00:42 How to Reach the Eberst Law Firm Statewide in Florida
01:05:32 What Motivates Jonathon to Keep Fighting for Florida Clients?</description><guid isPermaLink="false">flightcast:01KS5HCKVPQ3JNWXSQS8GDMSPK</guid><pubDate>Mon, 14 Sep 2026 15:33:17 -0000</pubDate><enclosure url="https://episode.flightcast.com/01KS5HCKVP87SYCY8HZZBQZZBH.mp3" length="0" type="audio/mpeg"></enclosure><author>Jonathon Eberst</author><content:encoded><![CDATA[<p class="text-node">Jonathon Eberst is a Florida personal injury attorney who founded the Eberst Law Firm in 2009 and built a 14-attorney statewide practice (about 90% Florida car accidents) with offices in Stuart, Daytona Beach, Gainesville, Winter Park, Fort Myers, and Miami. In this debut episode, co-host Alexis sits down with Jonathon to walk through his journey from electrician and boat captain to Florida trial attorney, the firm's trial-first case strategy, and how the Eberst Law Firm evaluates, litigates, and resolves Florida personal injury cases.</p><p class="text-node"></p><p class="text-node">Topics covered: founding the Eberst Law Firm in 2009, Stuart Florida personal injury practice, Florida car accidents, motorcycle accidents, slip and falls, wrongful death, contingency representation, trial-first case strategy, the 18-month Florida litigation timeline, mediation, Florida's 2023 tort reform, the Million Dollar Advocates Forum, Super Lawyers recognition, the AndCo Legal AI platform, and statewide Florida coverage from the panhandle to Key West.</p><p class="text-node"></p><p class="text-node">Notable from the episode:</p><p class="text-node"></p><p class="text-node">Jonathon Eberst on the firm's trial-first strategy: "We prepare every case as if it is going to go to a trial, go through the litigation process, the court system, and go to trial. So we start on day one with our investigation. We want to make sure we gather all of the evidence necessary."</p><p class="text-node"></p><p class="text-node">Jonathon Eberst on Florida settlement rates: "Currently, approximately 78% of our cases are settled without the need to file a lawsuit and go through the litigation process because the clients are very happy with the result."</p><p class="text-node"></p><p class="text-node">Jonathon Eberst on the firm's work ethic: "We outwork everyone. We wake up before the competition and go to sleep after them. Hard work isn't something we talk about. It's how we operate every single day for every single client."</p><p class="text-node"></p><p class="text-node">Listen on Apple Podcasts, Spotify, and YouTube. Subscribe for new episodes of The Eberst Advantage.</p><p class="text-node"></p><p class="text-node">Free consultation: eberstlaw.com</p><p class="text-node">Phone: (772) 225-4900</p><p class="text-node">Office: Stuart, Florida</p><p class="text-node"></p><p class="text-node">#EberstLawFirm #FloridaCarAccidentLawyer #StuartFloridaPersonalInjury #FloridaContingencyAttorney #FloridaTortReform #FloridaTrialAttorney</p><p class="text-node"><h3>Chapters</h3><ul><li><strong>00:00:00</strong> Welcome to The Eberst Advantage, Florida Accident & Injury Law</li><li><strong>00:00:50</strong> Who Is Jonathon Eberst? Stuart, Florida Roots and Founding the Firm</li><li><strong>00:01:30</strong> hy Did an Electrician Become a Florida Personal Injury Lawyer?</li><li><strong>00:05:20</strong> Jonathon's Background: UF Finance and Barry University School of Law</li><li><strong>00:07:00</strong> Why Jonathon Focused on Trial Litigation From Day One in Law School</li><li><strong>00:07:42</strong> How Does Family Influence Shape the Eberst Law Firm?</li><li><strong>00:09:14</strong> Where Does the Eberst Law Firm Practice in Florida?</li><li><strong>00:10:16</strong> Why Are 90% of Eberst Law Firm Cases Florida Car Accidents?</li><li><strong>00:12:33</strong> What Is a Florida Contingency Fee Agreement? No Recovery, No Fee</li><li><strong>00:13:43</strong> What Do PI Attorneys Actually Do for Florida Accident Victims?</li><li><strong>00:17:30</strong> What Is the Eberst Law Firm Mission and Four Core Values?</li><li><strong>00:21:22</strong> How Does Eberst Build a Florida Car Accident Case for Trial?</li><li><strong>00:23:50</strong> How to Evaluate a Florida PI Case: Injury, Recovery, Liability</li><li><strong>00:24:21</strong> Florida Settlement vs. Litigation: When 78% Settle Without a Lawsuit</li><li><strong>00:27:20</strong> What Florida Litigation Looks Like: The 18-Month Trial Timeline</li><li><strong>00:28:43</strong> How Does the Eberst Law Firm Define Success?</li><li><strong>00:31:23</strong> What Surprises Florida Clients About the Eberst Law Firm?</li><li><strong>00:34:04</strong> 17 Years, 14 Attorneys: The Eberst Law Firm Career Journey</li><li><strong>00:37:09</strong> Why Should Florida Attorneys Specialize in One Area of Law?</li><li><strong>00:40:20</strong> The Denied-Liability Florida Case Other Firms Turned Down</li><li><strong>00:42:46</strong> Million Dollar Advocates Forum and Super Lawyers Recognition</li><li><strong>00:46:04</strong> Where Is Florida PI Law Heading After 2023 Tort Reform?</li><li><strong>00:48:19</strong> How Is AI Changing Florida Personal Injury Practice?</li><li><strong>00:54:50</strong> What Should You Do After a Florida Car Accident?</li><li><strong>00:55:45</strong> Jonathon's Guiding Principles: Fight for the Underdog</li><li><strong>01:00:42</strong> How to Reach the Eberst Law Firm Statewide in Florida</li><li><strong>01:05:32</strong> What Motivates Jonathon to Keep Fighting for Florida Clients?</li></ul></p>]]></content:encoded><itunes:title>The YOU Interview w. Jonathon Eberst</itunes:title><itunes:author>Jonathon Eberst</itunes:author><itunes:image href="https://files.flightcast.com/workspaces/shont8l39csto0aoqfb5ikat/01M2GY683S30DKKBJWH5SPHD7A/episode_1__4_.jpg"></itunes:image><itunes:episodeType>full</itunes:episodeType><itunes:duration>4061</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episode>1</itunes:episode><itunes:season>1</itunes:season><itunes:summary>Jonathon Eberst is a Florida personal injury attorney who founded the Eberst Law Firm in 2009 and built a 14-attorney statewide practice (about 90% Florida car accidents) with offices in Stuart, Daytona Beach, Gainesville, Winter Park, Fort Myers, and Miami. In this debut episode, co-host Alexis sits down with Jonathon to walk through his journey from electrician and boat captain to Florida trial attorney, the firm&#39;s trial-first case strategy, and how the Eberst Law Firm evaluates, litigates, and resolves Florida personal injury cases.
Topics covered: founding the Eberst Law Firm in 2009, Stuart Florida personal injury practice, Florida car accidents, motorcycle accidents, slip and falls, wrongful death, contingency representation, trial-first case strategy, the 18-month Florida litigation timeline, mediation, Florida&#39;s 2023 tort reform, the Million Dollar Advocates Forum, Super Lawyers recognition, the AndCo Legal AI platform, and statewide Florida coverage from the panhandle to Key West.
Notable from the episode:
Jonathon Eberst on the firm&#39;s trial-first strategy: &#34;We prepare every case as if it is going to go to a trial, go through the litigation process, the court system, and go to trial. So we start on day one with our investigation. We want to make sure we gather all of the evidence necessary.&#34;
Jonathon Eberst on Florida settlement rates: &#34;Currently, approximately 78% of our cases are settled without the need to file a lawsuit and go through the litigation process because the clients are very happy with the result.&#34;
Jonathon Eberst on the firm&#39;s work ethic: &#34;We outwork everyone. We wake up before the competition and go to sleep after them. Hard work isn&#39;t something we talk about. It&#39;s how we operate every single day for every single client.&#34;
Listen on Apple Podcasts, Spotify, and YouTube. Subscribe for new episodes of The Eberst Advantage.
Free consultation: eberstlaw.com
Phone: (772) 225-4900
Office: Stuart, Florida
#EberstLawFirm #FloridaCarAccidentLawyer #StuartFloridaPersonalInjury #FloridaContingencyAttorney #FloridaTortReform #FloridaTrialAttorney
Chapters

00:00:00 Welcome to The Eberst Advantage, Florida Accident &amp; Injury Law
00:00:50 Who Is Jonathon Eberst? Stuart, Florida Roots and Founding the Firm
00:01:30 hy Did an Electrician Become a Florida Personal Injury Lawyer?
00:05:20 Jonathon&#39;s Background: UF Finance and Barry University School of Law
00:07:00 Why Jonathon Focused on Trial Litigation From Day One in Law School
00:07:42 How Does Family Influence Shape the Eberst Law Firm?
00:09:14 Where Does the Eberst Law Firm Practice in Florida?
00:10:16 Why Are 90% of Eberst Law Firm Cases Florida Car Accidents?
00:12:33 What Is a Florida Contingency Fee Agreement? No Recovery, No Fee
00:13:43 What Do PI Attorneys Actually Do for Florida Accident Victims?
00:17:30 What Is the Eberst Law Firm Mission and Four Core Values?
00:21:22 How Does Eberst Build a Florida Car Accident Case for Trial?
00:23:50 How to Evaluate a Florida PI Case: Injury, Recovery, Liability
00:24:21 Florida Settlement vs. Litigation: When 78% Settle Without a Lawsuit
00:27:20 What Florida Litigation Looks Like: The 18-Month Trial Timeline
00:28:43 How Does the Eberst Law Firm Define Success?
00:31:23 What Surprises Florida Clients About the Eberst Law Firm?
00:34:04 17 Years, 14 Attorneys: The Eberst Law Firm Career Journey
00:37:09 Why Should Florida Attorneys Specialize in One Area of Law?
00:40:20 The Denied-Liability Florida Case Other Firms Turned Down
00:42:46 Million Dollar Advocates Forum and Super Lawyers Recognition
00:46:04 Where Is Florida PI Law Heading After 2023 Tort Reform?
00:48:19 How Is AI Changing Florida Personal Injury Practice?
00:54:50 What Should You Do After a Florida Car Accident?
00:55:45 Jonathon&#39;s Guiding Principles: Fight for the Underdog
01:00:42 How to Reach the Eberst Law Firm Statewide in Florida
01:05:32 What Motivates Jonathon to Keep Fighting for Florida Clients?</itunes:summary><podcast:image href="https://files.flightcast.com/workspaces/shont8l39csto0aoqfb5ikat/01KT73J8J239CNPXAZR7PVEVW9/video_thumbnail.jpg" aspect-ratio="16/9"></podcast:image><media:thumbnail url="https://files.flightcast.com/workspaces/shont8l39csto0aoqfb5ikat/01KT73J8J239CNPXAZR7PVEVW9/video_thumbnail.jpg"></media:thumbnail><podcast:transcript url="https://rss.flightcast.com/transcripts/01KS5HCKVP87SYCY8HZZBQZZBH.vtt" type="text/vtt" language="en" rel="captions"></podcast:transcript><podcast:alternateEnclosure type="application/x-mpegURL" length="0" title="HLS Video Stream" rel="alternate" default="false"><podcast:source uri="https://episode.flightcast.com/hls/v/01KS5HCKVP87SYCY8HZZBQZZBH.m3u8"></podcast:source></podcast:alternateEnclosure></item></channel></rss>