Money Travels

Why Money Gets Lost in Translation — And How Global Payments Are Fixing It

Money Travels — Wed, 06 May 2026 00:00:00 -0000

For decades, the global financial system has been a Tower of Babel, with banks, wallets, and blockchains each speaking their own language, unable to work together efficiently. This fragmentation has caused massive inefficiencies, trapping billions of dollars in dead money and excluding billions of people from the global economy. Chloé Mayenobe, Deputy CEO of Thunes, is building a universal translator to fix this. In this episode, Chloé discusses the rise of the mobile-first economy, why stablecoins are the key to 24/7 liquidity, and how strict compliance became her competitive advantage in building a network that reaches 7 billion endpoints.

Why It’s Easier to Pay Than Get Paid — And How That’s Changing

Tue, 21 Apr 2026 07:00:00 -0000

For decades, the global financial infrastructure was designed as a one-way street: excellent at collecting money from consumers, but slow and inefficient at giving it back. Rodney Robinson, a 40-year veteran of the payments industry, recognized that for the digital economy to work, money needed a reverse gear. In this episode, Rodney discusses why legacy institutions didn’t share his vision, how TabaPay is now the invisible plumbing for the apps we all use, and why democratizing instant money movement is the key to preventing debt cycles for millions of Americans.

00:00 Welcome to Money Travels: The Push and Pull Problem
01:15 Lightning Round: 40 Years of Payments Wisdom
04:40 The Asymmetry of Money Movement: Pull vs Push
07:11 Solving the Impossible: Building Two-Way Instant Payments
08:22 The Invisible Infrastructure Powering Your Favorite Apps
11:12 The New Normal: Speed as a Consumer Expectation
11:49 From Corporate Rejection to Entrepreneurial Success
15:28 Flip Phones and Failed Experiments: Learning from Mobile Payment History
17:10 Breaking the Debt Trap: The Real Impact of Instant Payments
20:42 The FinTech-Bank Clash and the Future of Payments

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Disclaimers:
Visa Direct capability is enabled through a financial institution partner. Visa Direct product availability and functionality varies by market. The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent. Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required. All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

When Stablecoins Meet Africa: What the World Is Missing

Tue, 07 Apr 2026 14:48:31 -0000

Money Travels Podcast Season 4, Episode 1
With the global financial system often failing to serve emerging markets, Chris Maurice, CEO and Co-Founder of Yellow Card, has built an innovative solution from the ground up. What started as a personal mission to solve crippling remittance fees evolved into Africa's leading stablecoin infrastructure, facilitating billions in commerce. In this episode, Chris dives into his founder journey—from selling Pokémon cards to flying into Lagos on a six-day-old passport—and explains how Yellow Card leveraged stablecoins to solve Africa’s payments problems. We’ll discuss his work with governments to build regulatory clarity, his vision for using stablecoins to strengthen the global dollar system, and how this new financial infrastructure is laying the foundation for an equitable and connected global economy.

Learn more about Visa Direct: visa.com/visadirect

Disclaimers:
Visa Direct capability is enabled through a financial institution partner. Visa Direct product availability and functionality varies by market. The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent. Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required. All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

What We Learned From 10+ Hours With Top Voices in Money Movement

Mon, 05 Jan 2026 22:11:24 -0000

Money Travels Podcast Season 3, Episode 14
What does the "edge of money" actually look like? In our Season 3 finale, hosts Rich and Max look back at the most groundbreaking conversations of the year—from the digital transformation of aid in conflict zones to how AI is finally giving creators the financial tools they deserve.
We dive deep into why "inclusion" is about more than just a bank account—it’s about dignity, choice, and moving money at the speed of life. Whether it’s solving the trillion-dollar friction in B2B payments or making "money roaming" as easy as mobile roaming, this episode summarizes the innovations that are redefining our global economy.

Learn more about Visa Direct: visa.com/visadirect

10+ Hours of Money Movement Insights in 26 Minutes

Money Travels — Mon, 05 Jan 2026 22:05:00 -0000

Money Travels Podcast Season 3, Episode 14

What does the "edge of money" actually look like? In our Season 3 finale, hosts Rich and Max look back at the most groundbreaking conversations of the year—from the digital transformation of aid in conflict zones to how AI is finally giving creators the financial tools they deserve.

We dive deep into why "inclusion" is about more than just a bank account—it’s about dignity, choice, and moving money at the speed of life. Whether it’s solving the trillion-dollar friction in B2B payments or making "money roaming" as easy as mobile roaming, this episode summarizes the innovations that are redefining our global economy.

Learn more about Visa Direct: visa.com/visadirect

Connect with Visa Direct on LinkedIn: / visa-direct

#Fintech #DigitalPayments #MoneyTravels #FinancialInclusion #CreatorEconomy #AI #FutureOfFinance

Disclaimers: Visa Direct capability is enabled through a financial institution partner. Visa Direct product availability and functionality varies by market. The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent. Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required. All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

How Aavance Is Driving Financial Inclusion for Migrants in Latin America with Digital Wallets

Mon, 08 Dec 2025 13:31:43 -0000

With 7.7 million Venezuelan refugees globally and 2.9 million in Colombia alone, the challenge of distributing humanitarian aid effectively is huge. Using cash is slow and risky, and lacks transparency, raising problems for NGOs and migrants alike. In this episode, we’re joined by the team from AAvance, a fintech working with Visa to tackle this problem head-on. We’ll explore how their digital wallet is replacing insecure cash with prepaid cards, giving dignity and financial freedom to migrants. We’ll hear the human stories behind AAvance’s work, and learn how it’s creating a pathway to economic independence for migrants across Colombia. And we’ll discover just why it matters so much to AAvance’s founders themselves John Herreño and Magreth Gutierrez Vargas.

Disclaimers:

Visa Direct capability is enabled through a financial institution partner. Visa Direct product availability and functionality varies by market. The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent. Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required. All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

How TerraPay Solves Fragmented Global Payments with Interoperability

Sat, 22 Nov 2025 08:00:02 -0000

Money Travels Podcast Season 3, Episode 12
For migrant workers sending remittances back home, cross-border payments can be slow, complex and expensive. It was this challenge Ambar Sur set out to solve when he left his telecom background and co-founded Terrapay in 2014. Inspired by telecom’s seamless global connectivity, Ambar set about building a robust network to enable instant, low-cost digital transactions, helping workers move more money more quickly across borders and increasing financial inclusion in the process. In this episode, we talk to Ambar about his Terrapay journey and how digital wallets are reshaping financial ecosystems to meet UN Sustainable Development Goals. We discuss the power of interoperability, explore the real-world impact of digital wallets, and ask about the challenges still to be addressed in the quest for borderless financial connectivity.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Timestamps:

Chapters

00:00:00 Introduction to Ambar Sur
00:00:45 Welcome to Money Travels
00:02:10 What is a digital wallet?
00:03:20 How do digital wallets fit into today’s financial ecosystem?
00:04:40 Making wallets “roam” globally
00:06:00 Why do small-value remittances matter?
00:08:20 How does TerraPay work with regulators on compliance?
00:10:00 Guiding emerging market regulators on cross-border flows
00:11:30 Ensuring reliability and delivering fast transfers
00:13:00 Insights from Ambar’s telco background
00:14:10 The shift from cash to digital
00:15:30 Why are some workers still paid in cash?
00:17:00 Cash vs. digital adoption in emerging markets
00:18:10 TerraPay’s early market entry strategy
00:20:00 The vision for global interoperability
00:22:30 Making low-value transfers affordable for gig workers
00:24:10 How do regulators shape digital wallet expansion?
00:26:40 Stablecoins, FX considerations, and keeping flows regulated
00:29:00 Building trusted, scalable global payment rails
00:31:20 TerraPay’s mission: money movement as seamless as mobile roaming
00:34:10 Future outlook for global wallets and remittances
00:36:40 Closing and next episode nominations

How Paysend is Solving the Single Biggest Challenge in Financial Services

Mon, 20 Oct 2025 13:00:35 -0000

Money Travels Podcast Season 3, Episode 11
As CEO at Paysend, Ben Chisell is revolutionising how money moves across borders. In this episode, we talk with Ben about his personal journey, his passion for improving financial inclusion, and the challenges faced by millions when it comes to sending and receiving money. We explore the inefficiencies in traditional systems, the impact of new technologies, and how Paysend’s secret recipe for settling international payments could solve “the single biggest problem in financial services” — to the benefit of businesses and individuals alike.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Chapters

00:00:00 Introduction to Ben Chisell
00:00:57 Welcome to Money Travels
00:01:50 Persistent challenges in moving money
00:03:47 The impact of solving backend payment issues and who benefits
00:05:54 How new innovation affects businesses and SMBs, particularly around cash flow
00:09:46 Industry shifts driving focus on backend payment infrastructure
00:15:55 Ben Chisell’s experience at Paysend: identifying problems and proposing strategic change
00:20:55 Developing and refining Paysend’s mission and strategy
00:22:30 Key conversations that helped shift company priorities
00:24:03 How other companies have adapted to similar strategic approaches
00:28:00 Core challenges in global money movement:

1. Speed of transfers
2. Ease of sending
3. Cost efficiency
37:42 — Settlement challenges and Paysend’s solutions
39:43 — Overview of Paysend and how it addresses its own operational pain points
42:13 — Ben Chisell’s passion for improving financial systems and user experience
49:09 — What’s next for Paysend and the broader money movement industry

How Agentic AI is Changing the Financial Health of Millions

Mon, 29 Sep 2025 13:00:06 -0000

Money Travels Podcast Season 3, Episode 10
With so many people struggling to manage their finances effectively, the financial services industry is steadily shifting its focus from increasing financial inclusion to improving financial health. For more than two decades, Jennifer Tescher has been pursuing this cause with the Financial Health Network, with the aim of ensuring a fair shake for the “little guy.” Now, with the emergence of agentic AI and open banking, Jennifer is helping to usher in a new era of personalised financial solutions, from AI-powered advisers that improve financial decision-making, to “self-driving wallets” that can take action on behalf of consumers. In this episode, Jennifer explains what consumers stand to gain from these advances, how banks will benefit too, and how the work being done now is laying the foundation for a more equitable financial future.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Chapters

00:00:00 Introduction to Jennifer Tescher
00:01:05 Welcome to Money Travels
00:02:05 Unpacking financial health and inclusion
00:03:00 Defining and measuring financial health
00:06:17 Partnering with Queen Máxima on financial health advocacy
00:09:13 The power of data in improving financial outcomes
00:11:20 Financial literacy vs. financial health — key differences
00:13:54 Who benefits from this work: consumers, businesses, or both
00:15:30 Leveraging AI to enhance financial health: opportunities and challenges
00:17:00 Mitigating AI risks: data bias, representation, and responsible guidance
00:20:00 Future of AI providers: banks, fintechs, and evolving partnerships
00:23:27 The industry outlook: coexistence and collaboration between banks and fintechs
00:25:57 Financial Health Network’s approach: research, partnerships, consulting, and fintech investment
00:28:30 How these efforts provide value and drive change across the industry
00:31:29 Why financial health matters for banks and fintechs
00:35:10 Measuring success and long-term impact
00:38:00 Generational and economic shifts shaping financial health (crypto, policy, labor trends)
00:39:30 Jennifer Tescher’s journey from journalism to financial advocacy
00:45:30 The future of financial health: challenges, innovation, and what keeps her motivated
00:50:20 Looking ahead: what success will mean in the next decade
00:56:20 Closing and next episode nominations

How the Gates Foundation Brings Financial Access to Billions

Mon, 08 Sep 2025 14:16:22 -0000

Money Travels Podcast Season 3, Episode 9
As the former Chief Architect of the SWIFT network, which is still used to handle $4 trillion in daily transfers, Kosta Peric helped to transform the global financial landscape. Now at the Bill and Melinda Gates Foundation, Kosta is helping to increase financial inclusion across the globe, building scalable, interoperable payments infrastructure to give unbanked populations access to secure financial services for the first time. In this episode, Kosta explains how these payment systems empower individuals, foster economic growth, and benefit businesses across the developing world, as progress accelerates toward the 2030 goal of full financial inclusion.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Chapters

00:00:00 Introduction to Kosta Peric
00:01:05 Welcome to Money Travels
00:01:27 Kosta Peric’s journey from SWIFT to the Gates Foundation
00:04:30 Transforming SWIFT’s culture from risk-aversion to innovation
00:10:47 Addressing global unbanked populations and the motivation for change
00:13:30 Defining financial inclusion and why it matters
00:20:45 Ensuring inclusion as cash becomes less prevalent
00:28:00 Steps toward digital transition: regulation, interoperability, and fraud prevention
00:32:15 Tracking progress in reducing unbanked populations
00:32:16 Expanding on the concept of full financial inclusion
00:38:55 Kosta Peric’s reflections on 12 years at the Gates Foundation and his impact in Africa
00:41:20 How Kosta Peric’s success and influence have evolved over time
00:43:40 Economic and societal impacts of financial inclusion
00:48:40 Why businesses and enterprises should care
00:56:17 The Gates Foundation’s current priorities for advancing financial inclusion
01:01:00 Closing segment: next episode nominations

Payments and the Rise of Agentic Commerce

Mon, 18 Aug 2025 13:00:00 -0000

Money Travels Podcast Season 3, Episode 8 The mobile revolution of the 2000s didn’t just redefine the way we communicate, it fueled innovation, redefined industries, and transformed our lives in ways few could have predicted. Working in mobile at the time, Checkout.com CMO Rory O’Neill sensed a similar transformation was about to grip the payments industry – and made it his mission to become a part of it. In this episode, we speak to Rory about his journey from mobile tech to payments, and how the current wave of innovations are once again helping to shape the way the world lives and works. We’ll hear about the new challenges emerging in step with the rapid spread of ecommerce, and the work Checkout.com is doing to keep pace. We’ll also explore Rory’s vision for the future of agentic commerce — and what the industry must do to ensure no one is left behind. Learn more about Visa Direct: visa.com/visadirect Connect with Visa Direct on LinkedIn: https://www.linkedin.com/showcase/visa-direct/ 00:00 – Rory O’Neil Introduction 00:55 – Welcome to Money Travels 01:20 – Rory’s path into the payments industry 04:38 – Is payments a tech-only field? 06:20 – Background on the rise of e-commerce 08:00 – Early perspective: Did Rory foresee the scale and complexity of e-commerce? 10:36 – Why checkout isn’t universal across countries 13:45 – Market focus: regional vs global priorities 17:15 – The role of trust: small businesses vs established brands 19:23 – “Good invisibility” in payments (word of mouth) 20:55 – Generational differences in payments adoption 23:24 – Regional industries vs global business trends 28:11 – The importance of financial literacy 32:30 – Raising the profile of payments in commerce 36:25 – Customer experience vs automation/AI 39:14 – Invisible yet powerful payment experiences 42:50 – Digital identity as a foundation of trust 44:02 – The role of humans alongside AI 47:10 – Balancing fraud, compliance, and customer experience 48:50 – Biggest opportunities shaping the future 51:00 – What keeps Rory up at night—and motivated 55:38 – Next guest nomination 57:00 – Money Travels outro Disclaimers: Visa Direct capability is enabled through a financial institution partner. Visa Direct product availability and functionality varies by market. The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent. Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required. All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

Colin & Samir Reflect on Life and the State of the Creator Economy

Mon, 04 Aug 2025 13:00:00 -0000

Money Travels Podcast Season 3, Episode 7 Back in 2011, @ColinandSamir's decision to build a YouTube business creating Lacrosse videos seemed risky, baffling friends and family alike. But by building a loyal community and learning to monetize their content, they soon turned their passion into a thriving business, selling their Lacrosse Network in 2014. Their journey wasn’t without hurdles. Financial uncertainty gave way to creative doubts. All the while, Colin and Samir struggled to access support from banks that didn’t recognize creators as legitimate businesses. Fast forward to today, and Colin and Samir have found a new niche – and a new audience – as two of the most respected voices on the creator economy. In this episode, we speak to Colin and Samir about their inspiring rise and the lessons they’ve learned. We’ll hear how they built two successful ventures from scratch, we’ll learn the principles of building a creator business, and we’ll discover the importance of building an audience. We’ll also ask why creators face so many logistical challenges—and what the financial services industry can do to support them. Learn more about Visa Direct: visa.com/visadirect Connect with Visa Direct on LinkedIn: https://www.linkedin.com/showcase/visa-direct/ 00:00 – Introduction to Colin and Samir & Welcome to Money Travels 01:33 – The origin story: Samir’s entry into content creation, Colin’s background, and how their partnership began 06:12 – Turning passion into business: launching on YouTube, early challenges, and how the platform has evolved since 2013 11:00 – Family and industry responses to choosing content creation as a full-time career 14:23 – Learning from feedback: early criticism, navigating negative responses, and defining content-market fit 21:45 – Milestones in monetization: first brand deals and the rise of the creator economy 23:10 – Industry reflection: has the financial sector evolved to meet the needs of modern creators? 27:26 – Tools and solutions Colin and Samir wish existed—particularly in financial planning and revenue management 31:05 – From creators to advisors: building a business that empowers other creators to succeed 36:00 – Building a sustainable creator business: the four pillars—Audience, Value, Process, and Monetization 37:45 – Creator challenges: where most creators struggle, and why discipline is essential 44:27 – Addressing delayed compensation: the “fake agency” solution and broader payment issues in the creator economy 50:00 – Longevity and scale: creating educational products, building for the long term, and the team behind their vision 54:53 – What’s next for the creator economy: AI, financial literacy, and future growth opportunities 1:02:08 – Personal financial management: how Colin and Samir handle their own finances 1:07:32 – Staying connected: the importance of real-time feedback, motivation, and creative community 1:17:23 – AI in the creator space: balancing opportunity with risk 1:24:42 – Looking ahead: what’s next for Colin and Samir 1:28:00 – Guest nomination for the next episode 1:29:29 – Money Travels Outro Disclaimers: Visa Direct capability is enabled through a financial institution partner. Visa Direct product availability and functionality varies by market. The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent. Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required. All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

How DailyPay Is Reshaping The Financial Lives Of Americans

Mon, 21 Jul 2025 12:00:12 -0000

Money Travels Podcast Season 3, Episode 6
Since WWII, America’s two-week pay cycle has seen ordinary workers having to wait for their paycheque to pay their bills, put food on the table, and cover any expenses. With anywhere from 30-77% of Americans living paycheque to paycheque, this antiquated model has seen many go into debt, with others struggling to maintain healthy finances. Earned wage access has changed all that. Now, workers can access the money they have already earned whenever they want it. Leading this change is ⁠DailyPay⁠, whose platform of financial health products underpins its mission to improve financial wellness for ordinary workers. In today’s episode, DailyPay’s former Chief Commercial Officer Ryan Mang explains the innovations behind this transformation and the impact it's having on employees, employers, and the wider economy – both in America and beyond.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Chapters

00:00:00 Introduction to Ryan Mang
00:00:57 Welcome to Money Travels
00:01:20 What is on-demand pay and the purpose behind DailyPay
00:04:04 Problems with traditional pay schedules & the financial strain on employees
00:04:50 How DailyPay supports budgeting and financial literacy
00:06:30 DailyPay as a gateway to financial freedom & easing financial stress
00:08:40 On-demand pay as a new workplace standard
00:11:00 Why DailyPay emerged recently and the rise of real-time payments
00:13:45 The growing demand for speed and instant access in finance
00:16:30 Generational differences in using DailyPay
00:18:30 Expanding to global markets: UK pay schedules & challenges
00:21:10 Employee benefits, wage taxation & why past financial wellness efforts failed
00:24:48 Why competitors haven’t built their own solution
00:27:00 What makes DailyPay hard to replicate
00:29:25 Financial wellness as an economic driver & its evolving future
00:33:30 DailyPay’s future focus and user engagement strategy
00:37:40 Real user success story
00:39:38 What Ryan hopes DailyPay achieves in the next 10 years
00:41:20 Guest nomination for the next episode
00:43:05 Money Travels Outro

Her Genius Plan to Solve Asia Cross-Border Trade Challenges

Mon, 07 Jul 2025 11:01:07 -0000

Money Travels Podcast Season 3, Episode 5
In Asia’s fragmented payments landscape, cross-border trade can be challenging for small businesses. As CEO of the Emerging Payments Association Asia, Camilla Bullock is on a mission to change that. Using what she calls “the network effect”, Camilla brings together regulators, thought leaders, and innovators to find solutions to enable seamless cross-border payments and empower small businesses to trade more freely. In today’s episode, Camilla explains why data is both the key to progress and one of the biggest hurdles in payments, why diversity is essential for better innovation, and how an emerging technology could hold the key to unlocking smoother payments for businesses across the region.

#MoneyTravels #MoneyTravelsPodcast #FinancePodcast #FinancialPodcast #Podcast #FintechPodcast #VisaDirect #MoneyMovement #MoveMoneyYourWay

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Chapters

00:00:00 - Camilla Bullock Introduction
00:00:52 - Welcome to Money Travels
00:01:07 Overview of the Emerging Payments Association Asia (EPAA)
00:02:23 Navigating operational challenges in Asia’s fragmented market
00:03:02 The origin and purpose of the EPAA
00:04:15 Camilla Bullock’s career journey and professional transitions
00:05:29 Why Camilla Bullock has one of the most dynamic roles in payments
00:06:42 Navigating misconceptions and fragmentation in the Asian market
00:07:34 Challenges fragmentation poses for small businesses and consumers
00:08:45 Finding opportunity within fragmented systems
00:09:41 Balancing priorities: business, consumer, or government first?
00:10:24 The universal benefits of trade
00:12:00 Improving consumer outcomes and fostering a passionate payments community (PPP)
00:13:15 The missing voice of Treasurers in industry conversations
00:14:22 Camilla Bullock’s success in driving payments dialogue
00:15:41 The underrepresentation of the private sector in APAC
00:16:04 What motivates Camilla Bullock’s work
00:17:20 The role of innovation in becoming a PPP
00:18:00 Advancing gender equity in leadership across the payments industry
00:19:20 Promoting diversity in thought leadership
00:20:10 Collaborative efforts to address fragmentation across Asia
00:23:06 Can innovation in India scale across the region?
00:25:22 Common industry pain points in payments
00:28:28 The evolving landscape of cross-border payments
00:30:00 Key developments needed for the future of cross-border payments
00:33:40 - Next Guest Nomination
00:34:36 - Money Travels Outro

Disclaimers:
Visa Direct capability is enabled through a financial institution partner.
Visa Direct product availability and functionality varies by market.
The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.
Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.
All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

His Brilliant Idea to Change Global Payments

Mon, 23 Jun 2025 12:01:06 -0000

Money Travels Podcast Season 3, Episode 4
In March 2020, as the world braced for a global pandemic, Jaco Veldsman gave up his comfortable career in finance to go it alone with the launch of Paytron, the cross-border payments platform. Three years later, Paytron’s mission to transform global payments for its customers was turbo-charged with the company’s acquisition by global payments powerhouse OFX. Now Global Head of Non-FX Revenue at OFX, today’s guest Jaco shares his motivations for striking out alone, the customer challenges he’s working to solve, and how his thirst for innovation and desire to simplify payments for all still drive him to this day.

#MoneyTravels #MoneyTravelsPodcast #FinancePodcast #FinancialPodcast #Podcast #FintechPodcast #VisaDirect #MoneyMovement #MoveMoneyYourWay

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Chapters

00:00:00 - Jaco Veldsman Introduction
00:00:42 - Welcome to Money Travels
00:02:01 Why Paytron’s exit was a success and how the OFX acquisition unfolded
00:04:14 Solving key customer pain points in the payments process
00:06:19 The administrative burden of invoice payments
00:07:35 Strategic rationale behind the acquisition and how the OFX partnership formed
00:10:37 Benefits of the acquisition from OFX’s perspective
00:12:55 Post-acquisition impact on client and employee satisfaction
00:14:10 What motivates Jaco Veldsman to stay in the industry
00:15:02 Opportunities and challenges in Australia and the Asia-Pacific region
00:15:24 The “spiders and snakes” analogy explained
00:16:05 Debunking the myth of a homogeneous APAC market
00:17:08 The role of partnerships in addressing market complexity
00:19:14 Cross-border payments: business vs consumer needs
00:20:34 Emotional feedback from clients
00:22:02 What clients truly want from payments software and services
00:23:29 Is there demand for an “everything app” in finance?
00:24:39 Remaining challenges in streamlining global money movement
00:26:45 - Next Guest Nominations
00:27:57 - Money Travels Outro

Disclaimers:
Visa Direct capability is enabled through a financial institution partner.
Visa Direct product availability and functionality varies by market.
The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.
Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.
All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

Why Singapore Fintech Wants To Solve Financial Access

Mon, 09 Jun 2025 12:01:19 -0000

Money Travels Podcast Season 3, Episode 3
With its unique approach to public-private partnership and obsessive focus on innovation, Singapore has established itself as a global fintech hub. Helping to drive that innovation is Varun Mittal, whose work as founder of Fintech Nation, has given him extraordinary insight into the country’s fintech sector and how it is shaping the future of global finance. In this episode, Varun shares his experiences as an innovator, along with his views on the consumer challenges fintech has solved successfully and the work the industry still has to do to give customers what they really need.

#MoneyTravels #MoneyTravelsPodcast #FinancePodcast #FinancialPodcast #Podcast #FintechPodcast #VisaDirect #MoneyMovement #MoveMoneyYourWay

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Chapters

00:00:00 Varun Mittal Introduction
00:00:48 Welcome to Money Travels
00:01:12 What is Singanomics
00:02:40 What is Garden Economics
00:03:25 Singapore is 60 years old
00:03:54 How does Singanomics impact end customer
00:05:21 What is the main focus for Singapore Economics
00:05:45 Singapore Fintech Nation and key challenges
00:07:53 Fintech vs Banks and the opportunities today in Asia
00:10:12 How does fintech vs bank impact the end customer
00:11:18 Why being niche is vital for fintech success
00:12:03 How do fintechs engage with broader ecosystem
00:13:28 Acquisitions in Singapore Fintech
00:15:08 What customers are Fintech Nation looking for
00:16:10 Fintech Spotify Moment Taylor Swift
00:18:36 Singapore Regulation and Compliance
00:20:14 Why does Varun Mittal care about Singapore Economy
00:23:38 WhatsApp channels for Fintech
00:25:12 Fintech debates
00:26:14 What's next Singapore Fintech Innovation
00:28:41 Next Guests Plaid NuBank
00:30:35 Money Travels Outro

Disclaimers:
Visa Direct capability is enabled through a financial institution partner.
Visa Direct product availability and functionality varies by market.
The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.
Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.
All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

How Singapore’s Fintech Boom Is Changing Lives

Mon, 26 May 2025 12:01:34 -0000

Money Travels Podcast Season 3, Episode 2
In the highly diverse economies of South East Asia, Singapore stands out as an economic powerhouse. This success has paved the way for the explosive growth of the country’s fintech sector, with a combination of Singapore’s unique history and central government initiatives helping to make it the world’s fourth most innovative economy. Instrumental in driving that growth is today’s guest Reuben Lim, whose work as CEO of the Singapore Fintech Association @singaporefintechassociatio9687 is helping fintech companies meet the varied needs of consumers across South East Asia, from the well-banked of Singapore to the hard-to-reach communities of rural Thailand, Indonesia and beyond.

#MoneyTravels #MoneyTravelsPodcast #FinancePodcast #FinancialPodcast #Podcast #FintechPodcast #VisaDirect #MoneyMovement #MoveMoneyYourWay

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Chapters

00:00:00 Reuben Lim Introduction
00:00:49 Welcome to Money Travels
00:00:58 Reuben Lim Back Story
00:01:09 What's driving Singapore's Fintech boom
00:02:08 What is the Singapore Fintech Association
00:03:26 Why is the Fintech Boom in Singapore important
00:05:16 What are the Fintech Trends in Asia Pacific
00:06:02 Current State of Cross-Border Payments in Singapore
00:07:29 How to expand Cross-Border Payments in Asia
00:09:15 B2B Payments in Singapore: Opportunities and Challenges
00:12:46 How Fintechs and Banks Can Work Together
00:13:46 What's Next for Singapore and Payments
00:16:06 Singapore's Biggest Financial Challenges
00:17:46 Generational Changes in Banking and Payments
00:19:12 Why drives Reuben Lim for success in Finance
00:21:00 Helping Gen Alpha in Finance and Creator Economy
00:22:37 Servicing the customer needs in Singapore
00:23:50 Singapore Regulation and Fintech
00:25:25 Reuben Lim Fintech Origins
00:26:21 Next Guests
00:27:50 Money Travels Outro

Disclaimers:
Visa Direct capability is enabled through a financial institution partner.
Visa Direct product availability and functionality varies by market.
The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.
Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.
All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

How JP Nicols Broke the Bank with Fintech Innovation

Mon, 12 May 2025 12:00:36 -0000

Money Travels Podcast Season 3, Episode 1
Guest: @JPNicols co-founder Alloy Labs, co-host Breaking Banks podcast on @provokefm

In 2007, the release of the first iPhone helped trigger a major shift in what customers expect from the finance industry. Established banks quickly found their traditional model was no longer working – and that other companies were better placed to give customers what they wanted. At the vanguard of these changes, today’s guest JP Nicols helped pull his established bank from the centre to the edge of money, to meet customers where they were. He pioneered innovations to give customers what they wanted, redefining the bank-customer relationship and transforming the banking industry in the process. 18 years on, he’s still at it, helping established banks and fintechs work together to meet the ever-growing expectations of the consumer.

#MoneyTravels #MoneyTravelsPodcast #FinancePodcast #FinancialPodcast #Podcast #FintechPodcast #VisaDirect #MoneyMovement #MoveMoneyYourWay

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Chapters

00:00:00 JP Nicols Introduction
00:00:42 Welcome to Money Travels
00:00:52 JP Nicols Back Story
00:01:59 Why Did It Take So Long For Banks To Listen To Customers?
00:04:03 Examples of Customer Pain Points
00:05:58 How Did JP Nicols Start Fintech?
00:08:10 How Can Banks Help Customers Today
00:12:32 Why Should Banks Take Risks For Customers?
00:15:12 How Will AI Impact Money Movement Customer Experience
00:16:52 What does Alloy Labs do?
00:19:53 Incremental Changes vs Next Big Thing
00:22:30 Where Will Fintechs Find The Next Big Thing?
00:24:04 How To Move Money With Purpose
00:25:25 Impact on Banks and Consumers if Banks Don't Change
00:28:06 Who Does JP Nicols Want On Money Travels?
00:29:37 Thank You JP Nicols
00:29:53 Money Travels Outro

Disclaimers:
Visa Direct capability is enabled through a financial institution partner.
Visa Direct product availability and functionality varies by market.
The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.
Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.
All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

Money Travels Season 3 Podcast Trailer

Tue, 22 Apr 2025 12:27:40 -0000

Money Travels explores the stories and people behind the extraordinary innovations that are transforming digital finance and examine the impact they’re having on our lives and on economies across the world.

Hosts: Maxime Guirauton and Richard Arundel

Subscribe so you don't miss a single episode of the Money Travels podcast.
#podcast #moneymovement #fintech #banking #visadirect

Learn more: visa.com/moneytravels
Connect on LinkedIn: https://www.linkedin.com/showcase/visa-direct/

How Small Businesses Are Making Big Money Moves

Mon, 07 Oct 2024 07:00:15 -0000

Season 2, Episode 12 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #SmallBusiness #SMB

Small and mid-size businesses are among the main drivers of employment growth and change, especially in parts of the world that involve developing countries. There, their economies are mainly powered by SMBs, and SMBs are often the catalysts for innovation. So, what are their unique needs in the money movement space, and how is Visa Direct meeting those needs? In this episode we talk to Jaspreet Singh, head of Consumer Funded Flows at Visa Direct, and we'll also give you a recap of the highlights of the season. To get the perspective of a small business we speak with Clove Bakery's co-founder, Beth Beji, to hear about the challenges that SMBs face.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Visa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our purpose is to uplift everyone, everywhere by being the best way to pay and be paid.

When Gaming Becomes Income: Money Movement’s Next Play

Mon, 30 Sep 2024 07:00:13 -0000

Season 2, Episode 11 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #Gaming #Roblox #Olympics

In this episode, we explore the state of the gaming industry and where it's headed by talking to Brad Foxhoven, CEO of EverGame Media, and Matt Story, VP @Visa Global Brand Partnerships & Advocacy. This conversation gets into how creators are engaging in the online gaming space and how online gaming platforms are providing opportunities for individuals to turn their gaming efforts into viable side hustles and even core businesses. Traditionally, gaming has been a closed walled system with only a small proportion of transactions being micro and the majority of earnings going to the game developers. But games like @Roblox are changing the landscape with an open source system that allows creators, gamers, and developers to become future SMBs, using their skills and followers to enhance experiences for other gamers and earning significant income in the process.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Keeping Up with Foreign Exchange in Real Time

Mon, 09 Sep 2024 07:00:11 -0000

Season 2, Episode 10 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #ForeignExchange #CrossBorderPayments #CurrencyCloud

Timing when to exchange money from one currency to another is something we've probably all experienced. Domestic payments are getting faster and cheaper in many countries. The challenge now is to link those systems together and make cross-border payments as fast and as seamless as the best domestic systems to meet customer expectations for fast money movement no matter where it's being sent. So how does this infrastructure impact currency exchange? To get a better sense of all this, we talk to Piers Marais, who oversees product strategy for Visa Cross-Border Solutions and @The_Currencycloud client base. He draws on his extensive background in payments to ensure that Visa Cross-border solutions and Currencycloud are continually at the forefront of the latest payment innovations. We also speak to Kathy Lien whose expertise is an on-the-ground FX trader will help us see the use cases and the benefits of the tools that have been revolutionizing currency trading.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

How Karat is Educating and Financing the Creator Economy

Mon, 02 Sep 2024 07:00:08 -0000

In this episode we explore the creator economy which continues to grow rapidly. This growth represents an opportunity for money movement businesses, but it also presents some unique challenges. To take us into this rapidly evolving landscape, we'll talk to Eric Wei and Will Kim co-founders at Karat Financial, a bank built for the creator economy. We'll also hear from Brian McMullin, head of product and customer experience at SamCart, an innovative e-commerce platform for digital sellers, creators and business owners. Listen now.

Beyond the Piggy Bank: Financial Literacy for Kids & Adults

Mon, 26 Aug 2024 07:00:15 -0000

Season 2, Episode 8 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #FinanciaLliteracy #FinancialEducation #Acorns #GoHenry

Welcome to Money Travels, presented by Visa. Years into the FinTech revolution, many people still struggle with money management and learning how to use all these new tools at their fingertips and with money going digital in many instances, how do we teach our kids who really benefit from a tangible environment, financial literacy? In this episode, we're going to explore some ways to bridge the gap in knowledge for kids and adults alike. We're going to talk to Louise Hill the CEO of @gohenry_, whose goal is to make every kid smart with money. The app introduces financial knowledge and helps shape kids' behaviors in positive ways, making it easy for their parents to guide them in the process GoHenry shares this mission of financial literacy with Visa. GoHenry's new parent company, @AcornsGrow has products that can help improve financial literacy for adults too. It has features that allow adults to save and with educational features along the way, and that's where Kennedy Reynolds, Acorn's chief education officer comes in to show us how their mission aligns with this larger goal of global financial inclusion.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

How Online Gaming Money Movement Is Leveling Up

Mon, 19 Aug 2024 07:00:22 -0000

Season 2, Episode 7 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #SportsBetting #OnlineGaming #Nuvei #KindredGroup #LeoVegas

In this episode we explore the explosion of the online platforms for gaming, and the challenges and opportunities that they present for money movement. From dealing with evolving regulations to the vast differences and payout amounts, and the critical importance of speed, the online gaming space is a hotbed of innovation and growth. To explore this space, we're going to talk to Warren Tristram from @Nuvei, a payments powerhouse, Mickael Marceau, director of payments at @KindredGroup-plc, and Christian Reinheimer from Leo Vegas.

Learn more about Visa Direct:
visa.com/visadirect

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Banking the Underbanked: Making Money Movement More Inclusive

Tue, 11 Jun 2024 07:03:18 -0000

Season 2, Episode 5 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #Remittances #PaySend #Fintech

In this episode, we're going to learn about remittances in different parts of the world. We are joined by Jairo Riveros, managing director for The Americas and global head of strategy at @Paysend, a global fintech company, and Lucciana Alvarez Ruiz to discuss financial inclusion. For some of us it feels pretty seamless and easy to send and receive money, but for others, especially people who don't have a traditional bank account, it can feel impossible to exchange money across large distances. How is someone from a small town in Guatemala who is paid in the currency of another country supposed to send money back to their family if their loved ones don't have access to a bank? Often the solutions are costly, slow, and sometimes even dangerous if you have to physically carry cash for miles. But if you can access the internet from wherever you are, why can't you just move your money digitally? We'll explore the differences between regions from Eastern Europe to Latin America and get a sense of the remittances landscape and how money movement can become more inclusive.

Learn more about Visa Direct:
https://corporate.visa.com/en/products/visa-direct/money-travels.html

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Time Stamps:

Chapters

00:00:00 Introduction
00:00:28 Hardships of growing up poor in Guatemala
00:01:10 Financial benefits of moving to the United States from Guatemala
00:02:00 Episode Overview
00:03:30 Banking challenges sending money back home to other countries
00:05:52 Why citizens in Latin America are unbanked
00:09:58 Financial challenges women face in Latin America
00:12:22 Adoption of digital devices has increased acceptance of finance in Latin America
00:13:24 Why PaySend's fintech business is so unique
00:14:54 How PaySend is helping Latin America overcome financial barriers
00:18:47 The benefit of UK's quick adoption of PaySend financial technology
00:20:30 How PaySend helped the UK financial system overcome traditional limitations
00:21:40 PaySend helping people send aide to war torn countries in time of need
00:23:45 Growing Latin America's adoption of financial technology
00:28:30 Overcoming the challenges of sending money back home to other countries
00:29:45 PaySend promotes their financial services in Latin America
00:32:10 Final thoughts

Seas of Change: Digital Money Movement and the Cruise Industry

Tue, 11 Jun 2024 07:00:06 -0000

Season 2, Episode 6 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #Remittances #Brightwell #CruiseShips

Some of us are bitten by the travel bug and can't get enough of the adventures and new experiences that being on the move provides. For many that travel bug results in a career like for those that work on cruise ships. There are many hidden challenges that cruise ship employees and their employers face, especially when it comes to money movement. That's where fintech company and Visa direct partner, @BrightwellTV comes in. Their innovations and cross-border payments have been a game changer for the industry. We'll hear how they're accomplishing the sea change, from Brightwell CEO, Larry Hipp. We are also joined by Andre Eduwardo, Manager of Onboard Operations Accounting, at Virgin Voyages.

Learn more about Visa Direct:
https://corporate.visa.com/en/products/visa-direct/money-travels.html

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Time Stamps:

Chapters

00:00:00 Introduction
00:00:13 Benefits of working on a cruise ship
00:00:53 Episode Overview
00:02:00 The wide range of working on a cruise ship
00:03:03 Challenges of working on a cruise ship
00:03:59 Managing responsibilities of cruise ship employee payroll
00:06:00 Currency exchange on a cruise ship
00:06:36 Benefits from updates in payroll technology on cruise ship
00:10:30 How a fintech is helping cruise ships with cross-Border money movement
00:11:15 How Brightwell helps money move from point A to point B
00:13:04 The benefits of the Brightwell Navigator app for payroll distribution
00:14:00 How Visa Direct is enabling Brightwell to grow their reach
00:15:10 The importance of transparency in cross-border payments
00:17:30 How Brightwell is helping cruise ship employees with financial inclusion
00:20:18 The psychological impact of good or bad experiences with memories
00:21:30 Streamlining and digitizing cruise ship cross-border fintech payments
00:24:10 Figuring out the process of providing cross-border solutions to a global audience
00:25:46 The future of Brightwell tech
00:27:39 Travel recommendation the beautiful land of Antarctica
00:28:12 Final thoughts

One-Stop Shop: The Reach of Tencent with Money Movement Integration

Tue, 11 Jun 2024 07:00:06 -0000

Season 2, Episode 4 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #WeChat #SuperApp #DigitalWallets

Tencent is a multinational technology conglomerate and one of the world's largest social media companies. @WeChatApp or #Weixin, as the app is known in Mainland China, is #Tencent’s popular app known for instant messaging, social posting, shopping and more. We explore the ways that Weixin has integrated financial features into the consumer app experience and how Visa Direct is helping Weixin Pay create a seamless digital experience for users who can receive remittances directly into their wallet. We're talking to Deepan Dagur, vice president and regional head Asia Pacific at Visa Direct, and Wenhui Yang, the regional general manager of Tenpay Global Asia Pacific.

Learn more about Visa Direct:
https://corporate.visa.com/en/products/visa-direct/money-travels.html

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Time Stamps:

Chapters

00:00:00 Welcome to Money Travels
00:00:12 How Gen-Z uses WeChat with family & friends
00:05:17 Tencent Super App WeChat Weixin
00:05:50 Wenhui Yang from TenPay Global
00:06:18 How Weixin started
00:07:34 Gaining trust in social media
00:08:25 WeChat Cross-Border Remittances
00:11:07 How Visa Direct helps Weixin
00:13:16 How Weixin helps Visa Direct
00:14:48 Why Tencent partnered with Visa Direct
00:16:34 How Visa Direct expanded Weixin WeChat reach
00:18:14 How businesses work with Visa
00:19:34 Are Super apps personal
00:21:18 Sending Red Packet Envelope thru WeChat for Lunar New Year
00:24:15 Why WeChat digitized the Red Packet Envelope experience
00:26:04 Building trust with payments in social app
00:27:40 WeChat Weixin User Stats
00:30:36 Why Gen-Z trusts WeChat
00:32:28 Closing Thoughts

Unleashing AI Superpowers in the Fight Against Fraud

Wed, 20 Mar 2024 00:05:50 -0000

Season 2, Episode 3 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels

Fast money movement requires fast security. As money moves more and more quickly, the technical challenges to secure the transactions grow for all parties involved. We have to predict behavior and aim to stop fraud before it happens, often with the help of AI, but you need a pretty big data set to make accurate predictions and to track trends in fraud behavior. That's where Visa Direct's network can come in and its long history of transactions coupled with decades of developing AI tools that can check, monitor, and protect money movement.

To get a sense of how AI is used today in money movement, we're going to talk to Michael Jabbara, Vice President, Global Head of Fraud Services at Visa, Dr. Anjana Susarla, who's a professor of responsible AI at Michigan State University, and Clara Durodié, an AI strategy specialist and author of Decoding AI in Financial Services. But first, we hear from Tendai Marambire an ethical security hacker that conducts baseline testing for Visa Direct transactions and along with her team, she continuously tests new components and new scenarios as new fraud schemes are discovered in the wild.

Learn more about Visa Direct:
https://corporate.visa.com/en/products/visa-direct/money-travels.html

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Time Stamps:

Chapters

00:00:00 Cold Open
00:04:16 How Visa uses AI
00:06:46 Defining AI in Financial Services
00:11:44 AI and the increased security risk
00:12:57 How Visa keeps up with AI risk
00:14:27 What is a Money Mule?
00:15:15 Benefits of a big network
00:16:16 How Visa handles cyberattacks
00:18:31 Organized crime or individual crimes
00:20:50 How Visa stops scams
00:24:00 Visa Security Red Team
00:25:48 AI bias in the finance world
00:28:44 AI and gender bias
00:31:35 How Visa handles bias in AI
00:33:23 The future of AI in finance
00:36:15 Last Word

Staying Ahead of Fraudsters: Protecting Your Digital Identity

Wed, 20 Mar 2024 00:04:44 -0000

Season 2, Episode 2 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels

In today's internet age, our identity has gone digital. We use our email addresses, phone numbers, social media account logins, and even digital versions of our biometrics to identify ourselves and these digital identifiers can be sent anywhere to anyone. In this episode, we're going to explore digital identity and financial fraud and how bad actors are taking advantage of the shift to synthetic versions of ourselves. We will talk with Tim Sini, who investigated synthetic identity theft and fraud when he was New York district attorney and Matthieu Charpentier, Vice President and Global Head of Authentication & Identity to talk about what Visa and Visa Direct are doing to help mitigate risk and the challenges of adding security measures in an environment where end users are used to a pretty frictionless experience. We even explore the ways in which generative artificial intelligence is shaping the landscape. Listen now.

Learn more about Visa Direct:
https://corporate.visa.com/en/products/visa-direct/money-travels.html

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Time Stamps:

Chapters

00:00:00 Cold Open
00:02:44 How technology has transformed identity theft
00:03:50 What is synthetic identity theft
00:06:29 How Visa's helping secure money movement
00:07:18 Our digital identities
00:08:55 The evolution of digital identities
00:10:47 How is Visa helping clients with digital identity fraud
00:14:19 What is authorized fraud scams?
00:17:00 Managing security friction with ease of use
00:20:40 Geographical differences with digital identity
00:23:25 Will we have a Digital Passport?
00:24:55 Long-term fraud risk with digital identity
00:27:30 Cyber-security and generative AI scams
00:29:43 How Visa keeps trust with scams and fraud
00:31:50 The Last Word: Fighting fraud

The Future of Money Movement: Collaboration & Connections

Tue, 19 Mar 2024 23:43:45 -0000

Season 2, Episode 1 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels

For Season 2 we're taking a broad look at the global money movement landscape and thinking about what changes the next year might bring. Where are the opportunities for growth? What kind of friction is still slowing things down? What might successful partnerships in money movement look like? To give us the bird's eye view, we talk to Luli Peyrelongue, Vice President at Visa Direct as the global head of market expansion. We also speak to Devie Mohan, an influential writer, speaker, and commentator on fintech who has been listed as a top 10 global fintech influencer. She's the co-founder and CEO of Burnmark, a fintech research company, and has helped several banks, fintech startups, innovation groups, and investors understand trends in the industry.

Learn more about Visa Direct:
https://corporate.visa.com/en/products/visa-direct/money-travels.html

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Time Stamps:

Chapters

00:00:00 Cold Open
00:02:35 Predicting the future of money movement
00:08:20 A content creator's story
00:09:12 Collaboration is key for money movement
00:12:05 A Korean student's exchange rates story
00:13:03 Fluctuation of currencies
00:18:50 A coffee importer's story
00:20:30 Why interoperability is important
00:25:37 Digitization money movement trends
00:29:48 Benefits of real-time for B2B
00:30:39 Closing Thoughts

A Changing Landscape: Transforming P2P with the Visa Alias Directory

Thu, 11 Jan 2024 14:50:27 -0000

Season 1, Episode 6 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels

Serge Elkiner and Lucho Torres discuss the security concerns of mobile payment services and the innovations that are helping increase security in money movement.

The digitization of money movement has made cash and checks virtually obsolete, but moving money from point A to point B still often means that sensitive banking information has to change hands. Indre Viskontas is joined by Serge Elkiner, CEO of Yellow Pepper and Head of Product at Visa Direct, and Lucho Torres, CDO for @ScotiabankPE, to talk about concerns with security and fraud, as well as walk through the latest innovations from Visa and how they can help empower consumers and help make money movement more safe, convenient, and accessible. Hit play and enjoy this thought-provoking episode of Money Travels, brought to you by Visa.

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Actual fund availability varies by receiving financial institution and region, receiving account type, and whether transaction is domestic or cross-border. Please refer to your Visa representative for more information on availability.

Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.

This podcast contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 that relate to, among other things, our future operations, prospects, developments, strategies, business growth and financial outlook. Forward-looking statements generally are identified by words such as "believes," "estimates," "expects," "intends," "may," "projects," “could," "should," "will," "continue" and other similar expressions. All statements other than statements of historical fact could be forward-looking statements, which speak only as of the date they are made, are not guarantees of future performance and are subject to certain risks, uncertainties and other factors, many of which are beyond our control and are difficult to predict. We describe risks and uncertainties that could cause actual results to differ materially from those expressed in, or implied by, any of these forward-looking statements in our filings with the SEC. Except as required by law, we do not intend to update or revise any forward-looking statements as a result of new information, future events or otherwise.

Visa Direct capability enabled through financial institution partner.
Visa Direct product availability and functionality varies by market.
Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.

All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.

YellowPepper’s technology helps clients connect to payment solutions. Clients must separately contract with the solution providers.

Unexpected Departures: P2P Money Movement in Ukraine

Mon, 08 Jan 2024 16:16:06 -0000

Season 1, Episode 9 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels

Explore the invisible infrastructure that enables money movement after a crisis with Gouranga Dhanagare and Valeriy Danylenko.

When a crisis hits, traditional means of getting money become impossible and refugees fleeing dangerous situations often leave everything behind - including documents that are needed to access their money in a different country. Join Gouranga Dhanagare, the new VP, Head of Visa Direct for the CEMEA region, and Valeriy Danylenko, the former Deputy CEO of Tascombank, as they discuss the digital money movement innovations that helped Ukrainians move money after Russia invaded last year, and the invisible infrastructure that made it possible. Hit play and enjoy this thought-provoking new episode of Money Travels, presented by Visa.

Learn more about Visa Direct:
https://corporate.visa.com/en/products/visa-direct/money-travels.html

Connect with Visa Direct on LinkedIn:
https://www.linkedin.com/showcase/visa-direct/

Visa Direct capability enabled through a financial institution partner.

Visa Direct product availability and functionality varies by market.

The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of any entities they represent.

Visa neither makes any warranty or representation as to the completeness or accuracy of the information within this podcast, nor assumes any liability or responsibility that may result from reliance on such information and any information from third parties. The information contained in this podcast is not intended as investment or legal advice, and listeners are encouraged to seek the advice of a competent professional where such advice is required.

All brand names, logos and/or trademarks are the property of their respective owners, and do not necessarily imply product endorsement or affiliation with Visa.

Visa Direct product availability and functionality varies by market.

Visa Direct’s actual fund availability depends on receiving financial institution and region.

Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.

The Visa controls described in this podcast are for Visa’s internal compliance purposes. Visa Direct clients and participants should always consult and seek approval from their internal compliance teams on sanctions screening controls and processes. Visa Direct clients and participants are solely responsible for their own compliance with applicable laws and regulations.

A Borderless World: Cross-Border Money Movement

Mon, 08 Jan 2024 16:00:32 -0000

Season 1, Episode 10 of Money Travels presented by Visa.
#VisaDirect #MoneyMovement #MoneyTravels #Fiserv

Join Richard Meszaros and Robert Clayton to examine the growing list of reasons why companies need better cross-border money movement solutions.

No matter where a business is located, there is a high chance that business has customers in other places around the world. In addition to those goods and services crossing boundaries, so can the payment and the payout. Today, Richard Meszaros, Vice President and Head of Cross Border Money Movement for North America at Visa Direct, and Robert Clayton, Vice President of Digital Payouts at @fiserv, examine the innovations that support and enable budding entrepreneurs, artists and craftspeople who can’t make a living solely by selling their goods locally, and raise fortunes globally. You won’t want to miss this engaging new episode of Money Travels, brought to you by Visa.